Too low a credit card limit? Is it too hard to increase your limit? Non-existent, as a credit card god, teach you how to raise the credit card limit and play with the credit card!
Credit Card Advance] If you want to raise your limit quickly, you need to do these four things:
1.Spend as much as you can.
When we apply for a credit card, the bank will give you an initial amount based on the nature of your work, education, personal assets, credit information, etc.
If you want to increase the amount, you must first ensure the frequency of use of credit cards, such as usual shopping and life services, you can use credit cards to pay as much as possible, so as to achieve small amounts and multiple swipes.
2.Make sure to spend the amount of money.
When we talk about "limit", we often refer to the credit limit of a single credit card, that is, the maximum amount of money that can be swiped on a credit card. If you want to raise the amount, you need to ensure that the amount of a single consumption does not exceed 60% of the total quota as much as possible, if a single consumption is 80% or more of the total quota, then the bank will judge that you are short of money, so it is difficult to raise the amount.
3.Ensuring the diversity of consumption.
The amount of consumption is determined, and the next step is the diversity of consumption. That is to say, when we usually consume, try not to swipe too many cards at the same merchant, and we can spend more online and offline at different time periods.
4.Ensure the frequency of consumption.
In addition, if you want to raise the amount, you also need to ensure the frequency of consumption, that is, at least 10 purchases per month. However, it should be noted that the same card should not be swiped too much on the same day, for example, a single consumption will wipe out the credit card limit, which will also cause the bank to judge that you are short of money, maliciously short, and difficult to raise the limit.