My old mother and I went back to our hometown for the Chinese New Year and accompanied her to the bank to deposit money. At the entrance of the rural credit cooperative, we were attracted by the scene, the old people queuing up to deposit money like a dragon, the queue meandered forward, everyone was in good spirits, a lively scene. During the queue, they chatted and greeted each other from time to time, as if it was a long-awaited social event. Even after standing for a long time, few people complain of sore legs and feet, but it shows a harmonious atmosphere. I heard two old ladies chatting, one of them said that he wanted to save 30,000 yuan, and the other said that he would save 40,000 yuan.
The motivation of the elderly to save money does not only come from the need to save, rural credit cooperatives provide them with all kinds of **. The deposit amount is not much, if you deposit 1,000 yuan, you can participate in the ** activity, and there are generous prizes for sending rice and oil. Such a policy has attracted many elderly people to come to save, including those with only a meager pension income. I saw an elderly man with a monthly pension of only 199 yuan, about 1,200 yuan a year, plus the family's farming income and the filial piety of their children, saving 10,000 yuan is already a lot of money for them. However, the process of handling business is indeed quite cumbersome, some elderly people sign procrastinating, and even some people are illiterate and need to write according to the paper film, which is also a big test for the salesman, and it is necessary to be patient to face the needs of each old man. I saw an uncle apply for pension insurance and put the money in the passbook, and then sorted out a pile of change, the whole process took 40 minutes. Almost every family has a passbook, and some old couples even have their own one, forming their own small coffers. However, some elderly people have messy passbook records and numerous deposit and withdrawal details, so it is necessary to find out the deposit situation at one time to avoid the troubles caused by frequent deposits and withdrawals.
Although the rice and oil delivery activities of rural credit cooperatives are attractive, in fact, the quality of these prizes is mediocre and not necessarily high. However, the old people are always full of excitement about taking advantage, and this kind of bank method undoubtedly wins their hearts. **The event is only a formality, mostly some small prizes, such as aprons, tissues, etc. There was an old lady who complained loudly that she had saved 30,000 yuan, but could only get a bag of rice and a barrel of oil, and it was clear that the prize was far from enough for her. The staff could only explain patiently, and in the end the old lady reluctantly left. In contrast, although the process of saving money in the four major banks does not give gifts, there is no **, and only recommended wealth management products will be given.
The motivation of older people to save money is remarkable, and they often save more than many young people. Some elderly people have even exceeded 300,000 yuan with farming savings, which undoubtedly makes them feel full of achievements. However, some elderly people have fallen into the frenzy of saving money, and are reluctant to enjoy the little pleasures of life, and even ignore the hardware facilities needed for family life. Saving money is important, but it's also essential to enjoy life in the moment. Maybe you have similar old people around you, do you see such a shadow in them?
Rural credit cooperatives have successfully attracted many elderly people to come to deposit through the delivery of rice, oil and **. Although the quality of these prizes is generally low, it does not prevent the old people from pursuing this kind of **. Every time there is a deposit activity, the old people flock to it, carefully count the money in their hands, and look forward to winning some small prizes in the ** event. They are old but positive, enthusiastic about these activities of the bank, as if they have found a new joy in life.
Rural credit cooperatives have been successful in delivering rice and oil, although the prizes are mediocre in quality and quantity. The old people are tired of this, and they have come to participate with their deposits, which can be seen in the rush to buy. When the clerk handed over that bag of five catties of rice or a 1When the 8-liter oil drums were served, the faces of the old people were filled with satisfied smiles, as if they had received a well-deserved gift. These prizes may not represent money, but they are of great significance to the elderly, they are a kind of reward for their hard work, but also a reflection of their life emotions.
The activities of rural credit cooperatives have added a lot of fun to deposits, and the elderly have joined the ranks. For each event, the bank will prepare some small prizes, such as aprons, tissues, etc., and after filling in the passbook number, the elderly will wait to see if they are lucky enough to be the lucky ones. **The link not only increases the interest of the deposit process, but also shortens the distance between the bank and the elderly. The old people may know that the odds of winning the lottery are not high, but they are happy to enjoy it, and they enjoy the surprises and expectations that come with it, as if they have found the fantasy paradise of their youth.
The frenzy of saving money is becoming more common among the elderly, who save money in rural credit cooperatives on farming income and meager pensions. This enthusiasm and determination to save money is admirable, but it is also a cause for concern. Although saving money is important, excessive savings may lead to neglect of the quality of life, so the elderly should strike a balance between financial management and life, and not sacrifice the joy and comfort of life in order to save.
The total amount of savings of the elderly has risen staggeringly year by year, and many of them have already saved more than many young people. Through diligent cultivation and reasonable financial management, some elderly people even exceeded the deposit limit of 300,000 yuan, fully demonstrating their financial wisdom and decision-making ability. These large savings not only provide financial security for the elderly after retirement, but also prove their hard work throughout their lives. The saving behavior of the elderly is not only a kind of saving, but also a manifestation of a positive attitude towards life, and they adhere to the concept of "taking precautions" to add a sense of security to their later life.
Although the enthusiasm of the elderly to save money is admirable, there is also some phenomenon of deposit mania. In order to accumulate more savings, some elderly people do not hesitate to sacrifice the enjoyment of life, ignoring the pursuit of quality life in life. They neglect the maintenance and renewal of family facilities, and they only see banks and banks, forgetting their loved ones and the good life around them. While saving money is important, balancing all aspects of life is equally important, and I hope that seniors can achieve a better balance between saving and life, not only to prepare for future age, but also to live a good life in the present.
I was inspired by the process of watching the elderly deposit money in the bank. Regardless of the size of their deposits, they have demonstrated a sense of keeping pace with the times and a solid determination to manage their finances. Rural credit cooperatives have attracted the attention of the elderly by sending rice and oil and other ways, and successfully stimulated their enthusiasm for financial management, which may not be perfect, but to a certain extent, it meets the perceived needs of the elderly. In the future, I will pay more attention to saving while not forgetting to balance all aspects of my life and enjoy the joy and happiness of the moment. The savings habits and attitudes of the elderly are examples for us to learn from, and I hope that we can also have a financial mind and a love for life in the future.