What are the tips for regular fund investment?

Mondo Finance Updated on 2024-02-01

**Regular investment is an investment method suitable for most people, and the operation is relatively simple. However, regular investment is a long-term process, and general investors will choose to invest continuously for 3-5 years to obtain stable returns. Due to the long duration of the event, it often requires investors to master certain skills. What are the tips for regular investment?

First of all, the most important thing for regular investment is persistence. Many novices who invest regularly will be entangled in the timing of regular investment. Generally speaking, when the index is low, it is often a good time to invest regularly. However, we can't know in advance that the bottom is at **, so for regular investment, the important thing is not the timing of entry, but the long-term process.

Second, choose the appropriate investment period or amount. For young people who have just started working, the salary is low, and they may choose to invest a few hundred yuan a month. Investors with a relatively large amount of funds can choose to invest a few thousand per month or a fixed investment every week. This is mainly to determine the appropriate investment cycle or amount according to the actual situation of the investor.

Furthermore, learn to take profit. **If you want to get good returns, you rely on the smile curve that the market has come out of. When the market continues, you must wait patiently for the market to pick up, and when the regular investment starts to make a profit, you must also learn to take profit in time. You can choose the target take-profit method, the maximum drawdown method and other methods to take profit.

Finally, diversify your investments to reduce risk. Investors can diversify their investments by dividing the total amount of their monthly fixed investment into three equal parts, investing in bonds and currencies respectively. Because different types** are exposed to different types of market risk, this reduces the systemic risk of the entire portfolio.

In short, regular investment is a good way to invest, investors need to master certain skills, adhere to regular investment for a long time, and choose the appropriate regular investment cycle and amount according to their own situation, take some methods to take profit in time, diversify investment to reduce risks, so as to obtain stable returns.

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