Kunpeng Project
The mantra of buying a house this year and next year is "buy small, buy old, don't buy three".
Recently, a friend who is engaged in the real estate industry revealed to me that there has been a lot of good news in the property market recently, especially in second-tier cities such as Beijing, Shanghai, Guangzhou and Shenzhen, which have relaxed the purchase restriction policy.
At the same time, restrictions on property developers have been relaxed in many regions. However, in the face of the complexity and uncertainty of the real estate market, many people who want to buy a house are still very confused. They don't know how to make the right decision to buy a real and stable house. For this problem, people engaged in the real estate industry suggest that when buying a house this year and next year, we must remember to "buy small, buy old, not three". Why is this happening?
Bet on the small one. In view of the fact that the property market is still in a period of major adjustment, from an economic point of view, we should give priority to small units when buying a house.
First of all, since small homes are cheaper overall**, we have less pressure to make down and monthly payments. In the current real estate market adjustment, the market continues to decline, it is particularly important to reduce the debt burden and control financial risks. In addition, the burden of monthly repayments is reduced, and we have more money to meet other daily expenses, and we can better cope with life's difficulties.
Secondly, buying a small apartment can also save a lot of decoration and furniture costs. Because small units generally do not need to spend a lot of time and money on decoration and purchase of furniture, and the property fees, heating costs and maintenance funds required for small units will be relatively small, the reduction of these costs can undoubtedly alleviate our various expenditure pressures.
In addition, buying a small apartment also makes it easy for us to clean every day. Because the area is small, it is more convenient to clean up, and it is also convenient for our daily life.
In fact, buying a house is not just for the present life, but also for the future. In the future, when our standard of living improves, we can change to a larger house at the right time, so that we can reach a new living space. At the same time, through this series of practices, we can also provide some reference for future housing construction.
Buy antiques. When buying a house, many people have heard the term "buy old", which is not to let people buy those shabby, dilapidated houses, but to recommend those that are under construction, second-hand, second-hand.
First of all, in recent times, with the continuous heating up of the real estate market, especially with the occurrence of the Evergrande incident, the possibility of buyers facing unfinished buildings is also rising, so it is more safe to buy an existing house or a second-hand new house.
Buyers can visit the site in person and evaluate a variety of elements such as form, floor, quality of the home, etc. If you feel that the above points are very good, you can sign a contract to buy it immediately, pay a deposit, and if you don't like it, you can not buy a house, so as to avoid problems such as unfinished buildings and off-plan houses.
Secondly, if you want to buy a ready-made or second-home house, then you can save a lot of effort. Compared with waiting until the completion of commercial housing and the developer determines the delivery time, the buying and selling process of buying one or two second houses is now more intuitive and faster. Buyers no longer have to wait for the construction of the house and do not have to worry about the delivery date of the house.
In addition, the market prices of existing and second homes are generally stable. Because it is a house that can stand the test of time, its quality and quality have been highly recognized by the market, so that buyers can enter the decoration and move in as soon as possible after buying a house. Therefore, in the eyes of buyers, whether it is new or second-hand, it should be a smarter decision.
Three do not stick. There is a good saying, don't buy old houses that have fallen into disrepair, don't buy high-rise buildings, and don't go to the suburbs.
1.More than 30 years ago.
The old and dilapidated small house has an ancient and unique attraction that cannot be ignored, but it is still necessary to consider carefully when buying a house. First of all, from the perspective of the residence itself, due to the relatively long construction time of the old community, the main building structure has obvious aging.
Although there are some ancient factors that give the house a historical atmosphere, in the long-term use and maintenance of the house, there will also be various minor problems, which will reduce the quality of life of the house. In addition, various equipment such as wires, pipes, etc. have a certain history, and if a failure occurs, the maintenance cost will be high.
Secondly, in the long run, the value-added potential of this set of old and dilapidated is very limited. However, due to maintenance difficulties, location constraints, and unclear development prospects, its potential for preservation and appreciation is worse than that of other newly built or newly developed houses.
2.Don't buy a multi-storey home.
At present, high-rise housing is a very popular residential structure. However, as an ordinary resident, before buying a high-rise building, you must be aware of some of these risks and be fully mentally prepared.
First of all, high-rise buildings account for a considerable part, generally only 25%-30%. That is to say, under the same area, buyers often have to spend hundreds of thousands, or even hundreds of thousands. The reason for this is that in multi-storey buildings, there are no multi-storey buildings because of the need to share the cost of utilities such as elevators, fire protection facilities and public lighting.
This will certainly add to the financial pressure on the buyer, and these expenses are generally not written on the purchase contract, and the buyer is often unaware of the contract after signing the contract.
Secondly, when high-rise houses encounter emergencies such as fires and fires, the degree of evacuation difficulty is much higher than that of multi-storey houses. High-rise buildings are generally high-rise buildings, and in the event of an emergency, the evacuation space for residents is relatively small, and there is also a danger of not being able to use it, so it is difficult to evacuate.
In stark contrast, multi-storey houses have wider exit routes and more means of escape. From the perspective of residents, safety is the first priority for residents, so it is safer to choose a multi-storey house.
Moreover, if it is old, it will have to rely on the maintenance funds paid by the owner to make some minor repairs. This means that if there is a major reform issue and it is necessary to use **, there will be controversy and conflict. In stark contrast, high-rise housing is more likely to be recognized and supported by residents because of its stable structure and low maintenance difficulty.
3.Don't buy a house in the middle of nowhere.
In the past, many people liked to buy a house in the suburbs, perhaps because the house price was relatively cheap. However, at present, in the process of urbanization, such practices also bring certain hidden dangers.
First of all, when buying a house in the suburbs, if you don't have complete auxiliary equipment, that's a big consideration. Hospitals, schools, supermarkets, public transportation and other supporting services will play an important role in the quality of life and convenience of residents.
This service is especially important for the elderly, children, and residents who need to go out frequently. If there is not enough equipment, people's lives will become very inconvenient and affect people's quality of life.
For example, hospitals in the suburbs are generally small and far away, and it is difficult to get timely ** in the event of an emergency. At the same time, some primary schools in the suburbs either have a low level of education or insufficient places to meet the needs of the local population.
Second, suburban houses are less resilient to falls. Because the surrounding infrastructure is relatively poor, there are not many opportunities for housing for rent and rental in the suburbs, and when the property market changes, when the property market changes, the houses in the suburbs will be faster and lower than the houses in the urban areas. That is to say, buying a house in the suburbs will not only face the problem of property appreciation, but also face the financial loss caused by the decline in **.
In conclusion, buying a small unit or existing house is a smart choice for many people because they can afford it**, convenient location, and easy to renovate and remodel. In addition, try not to buy those dilapidated old and dilapidated buildings, high-rise residential buildings, suburbs, these are better choices.
In fact, buying a house isn't just about buying a house, it's about a long-term investment. Most people buy a house, on the one hand, they want their own house, and on the other hand, they also want their property to be protected. Therefore, when we make a purchase decision, we should combine the cost performance of the house, the future development potential, and our own economic conditions.