Prudence and prudence not only absorb the essence of the millennium cultural context, but also highlight the modern financial elements, financial concepts and financial spirit, which is not only an "iron law" generally recognized by the financial industry, but also an inevitable requirement to promote the construction of a financial power.
Looking at the present, but also looking at the long-term, not greedy for short-term profits, not impatient and rash, not exceeding the ability to bear excessive risk-taking, so as to achieve steady operation, prudent supervision, and orderly progress, in order to continue to promote China's financial institutions, financial industry to achieve the transformation from large to strong.
How to complete the cross-border fund settlement of 1.5 billion yuan in 9 days? What did you rely on to make a profit in the year of its establishment? Since the launch of its own payment brand, Zhejiang Yiwu Commodity City has opened cross-border RMB accounts for more than 20,000 merchants, with cross-border clearing funds exceeding 8.5 billion yuan. Achieving leapfrog development from 0 to 1 is by no means an overnight effort, and it is inseparable from the accumulation of more than 10 years of promoting cross-border RMB settlement pilots, as well as the continuous improvement of settlement methods, transaction scenarios, regulatory measures, etc., which reflects the working principles of prudence and stability.
Finance is the "great power of the country", and it takes a long time to build a financial power. At the opening ceremony of the seminar on promoting high-quality financial development for major leading cadres at the provincial and ministerial levels, the general secretary focused on promoting high-quality financial development and building a financial power, profoundly clarified the practical requirements of five aspects of financial culture with Chinese characteristics, and emphasized the need to be "prudent and prudent, not eager for quick success". Since the 18th National Congress of the Communist Party of China, from steadily and steadily promoting the internationalization of the RMB, to orderly expanding the scope of the digital RMB pilot, to continuously strengthening the prudential supervision of financial innovation, it is precisely because we have always adhered to the general tone of seeking progress while maintaining stability, prudently promoted various policy measures, and built a solid financial safety net and firewall, that the road of financial development with Chinese characteristics has become broader and more stable. It can be said that prudence and prudence not only absorb the essence of the millennium cultural context, but also highlight the modern financial elements, financial concepts and financial spirit, which is not only an "iron law" generally recognized by the financial industry, but also an inevitable requirement to promote the construction of a financial power.
The excellent traditional Chinese culture emphasizes that "if you want to be fast, you will not be able to achieve it, and if you see a small profit, you will not succeed in a big thing", and regard "steady and prudent" as a gentleman's product and the way to achieve things, which is the business wisdom and survival rules accumulated in long-term practice. The financial industry is a special high-risk industry, and it is especially necessary to establish a correct outlook on management, performance, and risk. On the one hand, it should be noted that finance is the blood of the national economy, and the development of modern finance is characterized by many types of institutions, large scale of comprehensive operations, complex product structure, high transaction frequency, fast cross-border flow, fast risk transmission, and wide range of influence. The financial industry should take security as the first principle and risk prevention and control as the eternal theme. On the other hand, it should be noted that the construction of a financial power must have a strong currency, a strong bank, a strong financial institutions and other key core elements, to achieve these goals can not be achieved in one battle, can not violate the objective law of greed for merit, blind decision-making. At present, the external environment facing China's development is becoming more complex and severe, and uncertain and unpredictable factors are increasing, actively cultivating and promoting a financial culture with Chinese characteristics, resolutely achieving "prudence and prudence, not rushing for quick success", and firmly guarding the bottom line of no systemic financial risks, which is very important for the high-quality development of the financial industry.
Nowadays, as China's financial industry continues to open up to the outside world as it continues to expand its opening up to the outside world, it is all the more necessary to properly handle the relationship between stability and progress, between the present and the long-term, actively forge ahead on the basis of holding the foundation and stabilizing the position, and improve the ability of economic and financial management and the ability to prevent and control risks under the conditions of opening up. For example, the Jakarta-Bandung high-speed railway, which was officially opened last year, has injected vitality into the region's economic and social development, and the project is financed by the China Development Bank. In the face of the gap in construction funds in some countries and the large demand for financing for major projects, China has carried out various forms of international financial cooperation, provided high-quality financial services, broadened diversified financing channels, and promoted mutual benefit, and the Jakarta-Bandung high-speed railway is one of the important cooperation achievements. At the same time, China has continuously strengthened its financial regulatory cooperation with the co-construction countries, established an efficient regional regulatory coordination mechanism, improved the crisis management and resolution framework, and improved the ability to jointly respond to financial risks. Practice has taught us that stability is the overall situation and foundation, progress is the direction and driving force, and only by working steadily can we achieve steady and far-reaching results; Looking at the present, but also looking at the long-term, not greedy for short-term profits, not impatient and rash, not exceeding the ability to bear excessive risk-taking, so as to achieve steady operation, prudent supervision, and orderly progress, in order to continue to promote China's financial institutions, financial industry to achieve the transformation from large to strong.
Preparedness is the way of the country. At last year's National People's Congress and the National People's Congress, some CPPCC members suggested that more efforts should be made to guide more long-term capital to enter the market, and to open up the "first kilometer" and "last kilometer" of financial support for science and technology. For financial institutions and practitioners in the financial industry, it is necessary to internalize the financial culture with Chinese characteristics in their hearts and externalize it in their actions, and implement the requirements of "prudent and prudent, not eager for quick success" in all fields and links in the whole process of financial activities, step by step, and make due contributions to the construction of a financial power.
Commentary Department of this newspaper.
*: People's Daily Online, People**.