After 30 years, the retirement of the elderly may be delayed until the age of seventy or eighty
Delaying retirement until the age of 70 or 80? New thinking on pension under the challenge of aging.
With the words of Liang Jianzhang, a well-known domestic economic demographer and chairman of Ctrip, the issue of pension has once again become the focus of heated discussions in the society. Liang warns that China is already mired in an aging population and that this trend is accelerating. He predicted that in the near future, our retirees may have to face the grim reality of halving pensions and even delaying the retirement age to seventy or eighty years old.
This prophecy, like a bombshell, has aroused extensive and profound thinking in all walks of life. After all, for most people, retirement is an important part of their life planning. So, will Liang Jianzhang's prophecy really come true? How do we respond to this challenge?
First of all, we must face up to the problems pointed out by Liang Jianzhang. It is true that China is experiencing the serious challenge of an aging population. With the improvement of medical conditions and the improvement of living standards, people's life expectancy is getting longer and longer, but at the same time, it has also brought about increasing pressure on pension payments. This is a global problem, but it is particularly prominent in China due to historical reasons such as family planning policies.
However, now that the problem has arisen, we cannot avoid it, let alone sit idly by. As some experts have pointed out, China is currently in a critical period of demographic transition. We must adjust and improve the old-age security system in a timely manner to meet this challenge. This is not only to ensure the quality of life of the elderly, but also to maintain social stability and harmony.
So, how should we adjust and improve the old-age security system? First of all, we need to carry out a deep reform of the current pension system. Consideration can be given to increasing the rate of return on pensions through diversified investment channels to ensure their sustainability. At the same time, we can also explore the establishment of a multi-level and multi-pillar pension security system, such as the development of enterprise annuities, personal savings and pension.
Secondly, we need to increase investment and support for the pension industry. The pension industry is a huge industrial chain, covering many fields such as medical care, advanced nursing, culture and entertainment. By increasing investment and support for this industry, we can not only provide more high-quality pension services for the elderly, but also drive the development of related industries and create more employment opportunities.
In addition, we need to strengthen the care and care for the elderly. It's not just about material care, it's about spiritual care. We need to build a social environment that respects the elderly, loves the young, and coexists in harmony, so that the elderly can feel the warmth of home and the care of society in their later life.
Of course, solving the problem of pension will not happen overnight. This requires the joint efforts of society, families and individuals to form a joint force. ** It is necessary to formulate scientific and reasonable policies and provide necessary support and guarantees; The society needs to create a social atmosphere of respecting the elderly and caring for the young, and provide diversified elderly care services; Families need to assume the responsibility and obligation to support the elderly; Individuals also need to plan their retirement life in advance and accumulate sufficient pension funds.
Finally, we need to realize that the problem of old-age care is not only a problem for the elderly, but also a problem for the whole society. Each of us will grow old, and the future of each of us is closely related to the issue of pension. Therefore, solving the problem of old-age care is not only for the elderly, but also for ourselves. Let us work together to build a better and more harmonious environment for the elderly.
In short, in the face of the reality predicted by Liang Jianzhang that retirement may be delayed until the age of seventy or eighty, we cannot panic and escape. On the contrary, we should face up to the problem, actively respond, through the reform and improvement of the old-age security system, increase investment and support for the pension industry, strengthen the care and care of the elderly and other efforts, and jointly prepare for the future pension life. Only in this way can we ensure that the elderly enjoy the dignity and happiness they deserve in their later years, and at the same time make our contribution to the stability and harmony of society.
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