In the Internet era, wool picking is a common thing, from toothpaste and toothbrushes to household appliances, there are wool parties everywhere.
And now, even real estate is not immune.
According to a report by the Qianjiang Evening News, there is a phenomenon in Hangzhou where intermediaries buy high-quality second-hand houses in full and earn the price difference.
A real estate agent told reporters that these agents who collect houses in full are looking for good houses that are far below the market price, and generally need to reach 7% off the bank's appraisal price.
For example, an owner of Hangzhou Caihe, 2.6 million listing, 2 months has not been sold, and then a buyer contacted the owner, willing to buy the full amount of 2.2 million **, the owner inquired and learned that the buyer is an intermediary.
Of course, this kind of "leakage" is very difficult, because even the owner who is in a hurry is not easy to accept the ** 30% lower than the market price.
So is this a good thing or a bad thing?
Hangzhou is the provincial capital and a first-tier city, with a permanent population of more than 12 million, but even so, Hangzhou's second-hand housing is still the same as most cities, and is exchanging price for volume.
According to the statistics of Hangzhou I Love My Home:
In 2023, 7 second-hand houses will be transacted in Hangzhou430,000 suites, compared to 2022, **3036%；The average transaction price of second-hand houses is 3350,000 yuan, compared to 2022**156%。
Just looking at the average, the fluctuation does not seem to be particularly obvious, but when it comes to a certain owner or a certain community, the price reduction is completely different.
For example, in March last year, Hangzhou's second-hand housing ushered in a rebound, and an owner listed the school district house, which was 5 million.
At that time, there were already interested buyers, but because of the 50,000 intermediary fee, the house price had fallen by 1 million by the end of the year.
Combined with the performance of Hangzhou's second-hand housing market last year, some people believe that after the second-hand housing has experienced continuously, the house price has bottomed out, and this year, the second-hand housing market is about to pick up, and the house price will increase.
I don't deny this view, and I would love it to, because as a homeowner, I myself hope that the price of second-hand homes will increase as soon as possible.
But in fact, there is another fact that everyone ignores:The intermediary acquisition is very targeted, both high-quality and low-quality.
No one wants to make a loss-making transaction, and the same is true for intermediaries, buying high-quality ** at a low price, whether it is the future housing price ** or continuing to fall, there is a high probability that such a house will still have money to make, but it is just a matter of earning more and earning less.
There is also a very important pointAfter the agent successfully closes the house at a low price, will it affect other owners who sell the house? I think so.
An owner is in urgent need of money, and sells the house to an intermediary at a 7% discount, and then the intermediary resells it, then the lowest transaction price in this community is considered to be refreshed.
If the intermediary only collects one set, the situation may not be so serious, but if there are multiple sets, the impact on the entire community will be great, and the remaining part of the owners who are not in a hurry to sell the house have obviously become cannon fodder.
As for those second-hand houses with poor locations, they are also not immune, and the prices that are better than me have been reduced.
So from this point of view, the agent buys a high-quality property at a low price, and the buyers who have not yet entered the market are happy, because the house price is knocked down, but the owner becomes the most unlucky.
As mentioned above, the transaction volume of second-hand houses in Hangzhou will increase a lot in 2023, but as a recognized capital of speculation, Hangzhou has a considerable scale in terms of both new housing inventory and second-hand housing listings.
For example, in 2023, it will be mentioned many times that the number of second-hand housing listings will exceed 200,000, including Hangzhou.
In addition, according to the monitoring data of Zhuge Data Research Center, in the past December 2023, the number of listings in Hangzhou was **1082%, once again leading the 14 key cities of testing.
Therefore, Hangzhou still has a long way to go to stabilize, and this year, the sales of second-hand houses in Hangzhou may be the first again, and housing prices will continue to adjust.