The woman died in a car accident, and her family has a 29 million insurance policy, and her husband

Mondo Social Updated on 2024-02-22

2024 Book of Answers

Late at night on January 27, 2018, a serious car accident occurred on Chongguan Road Roundabout Island in Jinzhou, Liaoning Province. A black Toyota Highlander sedan was badly damaged after the impact, the male driver was unconscious with his head propped up by a bulging airbag, while the woman in the back seat unfortunately died on the spot without any signs of life.

The exterior of the entire sedan has been smashed beyond recognition, the parts are crumbling, and the body is completely scrapped.

Zhou Jin and his wife were unfortunately involved in a car accident, in which the driver Zhou Jin was a 49-year-old native of Jinzhou and the female passenger Yan Kun was a 43-year-old Beijinger.

On the way home to visit relatives, an accident happened. In the follow-up investigation, ** found a mysterious suitcase full of various insurance policies in Zhou Jin's home, which made people wonder if this was a well-planned case of killing his wife and defrauding insurance.

The second-married couple Zhou Jin and Yan Kun suffered a car accident, and Zhou Jin moaned in pain with sobs in his voice. When he was carried out of the car, he was wrapped in a heavy down jacket and leaned against a thick pillow on his chest, all covered in blood.

When Zhou Jin was rescued, his wife Yan Kun appeared on a winter night at minus 20 degrees Celsius wearing only one underwear, which looked very abrupt. **After investigation, it was determined that it was a unilateral accident in which the car hit the protective wall vertically, and there were no other vehicles or pedestrians around the scene.

The site of the accident is only one kilometer from the Jinzhou City Funeral Parlor and 10 kilometers from the city center, surrounded by mountains and farmland, very remote, with no other homes and villages.

After Zhou Jin's parents received ***, they cried silently after learning that Yan Kun had an accident. According to Yan's mother, the young couple are both married for the second time, and they have been married for two years, with complementary personalities and a harmonious relationship.

Every year during the Spring Festival or a long holiday, they will go back to Jinzhou to visit Zhou Jin's parents. During the Spring Festival of 2018, they planned to travel and return to Jinzhou to visit relatives in advance. After staying in Jinzhou for more than ten days, he returned to Beijing on January 27.

On the day of the accident, Yan's mother also called Zhou Jin, saying that there was something else to do and that he would come back in the evening. However, after this pass, the mother and daughter were separated by yin and yang. Although on the surface, this is an ordinary unilateral liability accident, but when you think about it, it reveals many suspicious things.

After the accident, the traffic police smelled a strong smell of alcohol at the moment when the car door was pried open, so they suspected that Zhou Jin might be suspected of drunk driving. However, after testing, Zhou Jin's blood ethanol content was 0, which completely ruled out the possibility of drunk driving.

Despite this, ** found half a tightly sealed bottle of liquor in the car's storage compartment, further sparking speculation about the accident.

*Doubts arose about the purpose of the trip. According to Zhou Jin's mother-in-law, Zhou Jin said that something happened on the evening of January 27. But when the two arrived near the funeral home late at night, the surrounding environment was desolate and uninhabited, what was going on?

In addition, the speed problem is also the biggest mystery. The body of the car was badly damaged, which indicates that the speed of the vehicle was at least 80 kilometers per hour. The roundabout is an accident-prone place, why does Zhou Jin not slow down, but accelerate?

Zhou Jin's rescue has stalled the investigation, and finding the real culprit has become extremely difficult due to the lack of surveillance near the scene of the accident and the absence of a dash cam in the car that caused the accident. However, they did not give up, using physical formulas and field experiments, they deduced that the vehicle entered from the east exit of the roundabout and was traveling at a speed of up to 74 kilometers per hour.

* After trial and error, it was found that the roundabout could only be safely passed at a speed of 60 km/h anyway, and if this threshold was exceeded, there was a high risk of a collision.

However, the speed of the vehicle involved in the accident was close to 80 km/h, could it be that the driver stepped on the accelerator by mistake?

* Quickly overturned the original speculation. "It only takes a split second to step on the accelerator, and the power of this car can't reach such high speeds in such a short acceleration distance. ”

Eventually, it was concluded that there was only one possibility of a crash, and that was human manipulation. However, ** also puzzled why Zhou Jin accelerated and deliberately hit the wall when he was not drinking and was sober.

With doubts, ** conducted an in-depth investigation of the wreckage of the vehicle and found more suspicious points.

There is one detail in this accident that is puzzling. First of all, Zhou Jin's driver's seat was adjusted to the very back, which is related to his height of 1The contrast of 69 meters is striking.

To control the car, he had to straighten his back, straighten his arms, tilt his neck, and press the accelerator with great effort. Driving in this position for a long time can make you feel tired.

What is strange is that Zhou Jin is fully capable of turning the seat forward, but why doesn't he do it? Secondly, the ** at the scene of the crime showed that there was a suitcase directly behind the co-pilot, and no one could sit down.

According to Yan Kun's death posture, she did not sit directly behind the driver's seat, but collapsed in the middle of the back seat. However, the middle part of the Highlander's back row is raised and not suitable for people to sit.

There were only two people in the car, and Yan Kun had no need to wronged himself and deliberately sat in an uncomfortable position. So, why is she in the back row?

Zhou Jin appeared in front of the camera again, which was in stark contrast to him last time. He was wearing a warm down jacket, while his wife, Yan Kun, was wearing only a close-fitting underwear and was barefoot.

In addition, Zhou Jin is equipped with airbags on the front and left sides to provide him with additional protection. However, Yan Kun didn't have any protection, not even a seat belt.

* Pointing out a suspicious detail, Zhou Jin's front chest was clinging to a large, thick pillow, which is very rare in normal driving.

* With a keen intuition, it was determined that this was not an ordinary accident, but a man-made car accident. In other words, the driver, Zhou Jin, may have been suspected of deliberately hitting his car.

However, Zhou Jin and his wife got married for the second time, went through hardships, cherished each other's feelings, and lived a harmonious and happy family life. So, why did Zhou Jin deliberately crash the car? The reason behind this is either out of malicious framing of his wife, or trying to die with the other party.

Even if he escapes, he will be wanted as the perpetrator, which can be said to be more than worth the loss. So, what is Zhou Jin's real plan?

Yan Kun's parents requested that the case be closed as soon as possible, because the accident site was not monitored, and the accident responsibility could not be proved, nor could the traffic accident liability certificate be issued. They hope that their daughter can rest in peace as soon as possible.

However, ** has dragged on and on this suspicious case, and even some cannot be explained. In the end, they could only temporarily follow the normal process and ask the family of the deceased to provide original ID cards, household registration books, marriage certificates, etc., to meet the demands of the deceased's parents.

Yan Kun's family traveled to Beijing to collect her papers, but found a key to unraveling the mystery of the case - a thick stack of insurance policies. There are a total of 30 of these insurance policies, the type of personal accident insurance, the policyholder is Zhou Jin, the insured is Yan Kun, the benefit ratio is 100%, and the beneficiary's name is also Zhou Jin.

This undoubtedly provides a new clue for the investigation of the case.

Mr. and Mrs. Zhou Jin are each other's beneficiaries, but why didn't their parents and minor children become beneficiaries? **The investigation found that Zhou Jin and Yan Kun had a large amount of insurance, and if Yan Kun died unexpectedly, Zhou Jin would receive about 29 million in compensation.

Yan Kun's sister was alert to this situation, she had heard many cases of killing his wife and cheating on insurance, and was worried that her sister might not have died in an accident. With the cooperation of the deceased's family, an autopsy was conducted, and it was found that Yan Kun's cause of death was consistent with the death characteristics of a traffic accident, including a comminuted fracture of the skull, right chest ribs, back abrasions, thoracic vertebrae fractures, and spinal cord rupture.

However, the only doubt is that Yan Kun does not have any resistance injuries on his body.

When we are faced with danger, the body reacts instinctively, either rushing forward or backward to reduce its own damage. In this case, Zhou Jin did not take any protective measures during the accident, but instead drove back and forth on the main road of Jiefang Road in Jinzhou City for no reason all morning on the day of the incident, which put her life in great danger.

20, but the vehicle turned around and drove towards Shenyang. Why did Zhou Jin suddenly change his itinerary? What did he do in those two hours? ** Zhou Jin was soon found in the surveillance video of the Tashan Service Industry Zone in Jinzhou, where he was dining alone in the restaurant and his wife was not found during the whole process.

Zhou Jin went two hours before the crime**? Surveillance footage does not provide answers. At this time, the medical examiner provided a key piece of evidence that there were carbamazepine and clozapine residues in the deceased's body, and the amount of clozapine exceeded the standard enough to poison a person.

Both of these drugs are neuroleptical drugs and must be purchased with a doctor's prescription. So, why does Yan Kun have these two drugs in his body? This is an important clue in the case.

Yan Kun's mother explained that Yan Kun had epilepsy when he was a child and needed to take carbamazepine for a long time. After getting married, Yan Kun's condition has improved and he rarely takes medicine, so it is not surprising that carbamazepine is present in his body.

However, what is confusing is that clozapine has the exact opposite properties of carbamazepine, and one of its main *** is to induce epilepsy. What normal person would take two mutually exclusive drugs at the same time?

Obviously, these drugs were not taken by Yan Kun on her own initiative, but someone deliberately drugged them without her knowledge. As the investigation deepened, all the abnormal clues pointed to the deceased's husband, Zhou Jin.

This case has risen from an ordinary traffic accident to a targeted, planned case. In order to find the truth, ** decided to interrogate Zhou Jin. On the hospital bed, Zhou Jin put on a look of extreme grief and expressed deep sorrow over his wife's death.

It's all my fault, if I hadn't insisted on visiting my family, she wouldn't have had an accident! ”

On the hospital bed, Zhou Jin calmly told ** what happened on the day of the incident: "We went back to Beijing that morning, and then returned to Jinzhou because we had something to ask my sister for."

On the way, we stopped at a rest stop and had a meal. In the evening, we went to my sister's place, but she was not at home, so we chose to rest on the side of the road for a while.

Around ten o'clock in the evening, we had a car accident while passing through the roundabout. For the moment of the accident, Zhou Jin recalled: "She needed to drink water, I handed her a thermos cup, but she accidentally spilled the hot water on me, I screamed in pain, and then I lost consciousness." ”

However, ** is skeptical of Zhou Jin's account because there are many doubts in his interpretation. The restaurant at the highway intersection did not find two people, only Zhou Jin was found.

In addition, investigators found a thermos cup in the accident car, but the lid of the cup was tight and the water inside did not spill.

* In the black box of the accident vehicle, it was found that Zhou Jin had been accelerating with all his strength during the driving process, and did not brake urgently until the last moment, and the driving speed reached at least 82km h, which was obviously a murderous act.

At the same time, the ** investigation found that three days before the incident, Zhou Jin made a suspicious transfer to buy 530 yuan of Pidi** Lun, a drug that can make people unconscious within half an hour.

However, Zhou Jin claimed that he bought the medicine for **mother's insomnia, but according to **, his mother did not actually suffer from insomnia.

While investigating the transfer records of Zhou Jin's purchase of drugs, ** discovered an interesting fact. Hou, a merchant who was originally tracked, has actually been using clozapine as a substitute to sell counterfeit drugs for a long time.

This makes Zhou Jin's criminal behavior irrefutable. It is understood that Zhou Jin runs a restaurant in Beijing and has a solid family. But why did he ** his wife and cheat the insurance?

* revealed: "All this is an illusion, Zhou Jin's restaurant has closed down. His ** and ** investments lost more than two million, and he borrowed from all over the place, owing a total of more than six million.

In addition, he also mortgaged the house that Yan Kun's parents bought for their daughter, which can be said to have reached the point of exhaustion. ”

In the face of multiple evidence, Zhou Jin had to admit that he was unable to repay the bank loan and took out a loan to support the loan, and finally embarked on the criminal road of insurance fraud. Back in 2017, he planned to harm his wife, but failed because the vehicle hit a power pole.

1.On July 16, 2021, Zhou Jin and his wife were sentenced to death for intentional homicide and insurance fraud. What is shocking is that they even serialized Yan Kun, the pillow person, not only trying to embezzle property, but also plotting to kill him.

However, Skynet was restored and not leaked, and Yan Kun was finally able to get a fair verdict after his death. 2.On July 16, 2021, Zhou Jin and his wife were sentenced to death for intentional homicide and insurance fraud.

What is outrageous is that they actually carried out a series of ** against their pillow person Yan Kun, not only trying to embezzle his property, but also plotting to kill him. Fortunately, the legal net was restored, and Yan Kun was able to get a fair verdict after his death.

3.On July 16, 2021, Zhou Jin and his wife were sentenced to death for intentional homicide and insurance fraud. What is unbelievable is that they actually carried out a series of ** against their pillow person Yan Kun, not only trying to embezzle his property, but also plotting to kill him.

However, justice will eventually be served, and Yan Kun was able to receive a fair verdict after his death.

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