The data shows that the proportion of the elderly population aged 65 and above in China is 149% and 62 for the working-age population (16-59 years old).4%。
According to the assessment of experts, the average social pension replacement rate of basic pension insurance for employees of urban enterprises is about 43%, which is still lower than the internationally recognized standard of 60% for retirement living standards and 70% for a better life.
In short, if you earn 10,000 yuan a year during your employment, your pension needs to be kept at 6,000 to 7,000 yuan to enjoy a better retirement life. However, China's basic endowment insurance can only meet about 4,000 yuan, which is obviously insufficient.
The pay-as-you-go pension is only basic and it is imperative to delay retirement if everyone is expected to live well in retirement, but this method cannot solve all the problems and cannot achieve a permanent postponement of retirement until the age of 80.
The above views are best for experts, and some netizens believe: "First of all, the rural pension subsidy should be increased to solve the basic problem, and then the upper limit should be considered." ”
Due to the different subsidies and insurance contributions in different regions, the pensions received by the elderly over 60 years old in rural areas vary greatly. Generally speaking, the monthly pension ranges from a few tens to several hundred yuan, and the monthly pension income of the vast majority of rural elderly people does not exceed 200 yuan.