Recently, 11 financial institutions have invested more than 30 million yuan in subsidies for watching movies in digital yuan, which has played a role in promoting consumption and promoted the promotion and application of digital yuan.
Compared with traditional banknotes, the digital yuan has higher convenience and security. Especially at a time when mobile payment is highly popular, the digital yuan also has the advantage of payment without network and electricity. These features provide consumers with more consumption opportunities and convenience, and also make people look forward to the role of digital yuan in promoting consumption.
At present, the digital yuan pilot has achieved some positive results, but there are still areas for improvement. To better play the role of the digital yuan in promoting consumption, all parties need to strengthen cooperation and accelerate exploration.
To allow more people to change from "listening" to "using", from "early adopters" to "commonly used", the digital yuan needs to broaden its application scenarios. In addition to common scenarios such as catering and shopping, many cities have introduced digital yuan into public transportation, tax payment, etcState-owned enterprises and public institutions in the pilot areas are also exploring the use of digital yuan to pay wages. All localities should encourage more merchants and enterprises to join the e-CNY payment system, so that there is more room for the application of e-RMB.
Improving the user experience of consumers and merchants is the key to the promotion and implementation of e-RMB. It is necessary to provide consumers with a more convenient experience and realize the interconnection between different e-CNY wallets and bank accountsReduce the threshold and cost for merchants to access the e-CNY acceptance network. In addition, it is necessary to optimize the digital RMB payment experience for the elderly, and strive to provide them with simple and easy-to-use payment methods, so as to help them cross the "digital divide" and better stimulate the potential of the "silver economy".
There is still a lot of work to be done on how to give the public a comprehensive understanding of the digital yuan. Some people don't understand the difference and connection between the digital yuan and the traditional yuan, and treat it as two completely different currencies;There are also people who are worried about the leakage of transaction information and the violation of personal privacy as soon as they hear about "numbers". Therefore, it is necessary to popularize science in combination with real-life cases, publicize the controllable and anonymous characteristics of e-RMB small-value transactions, let the public experience the convenience and security of e-RMB, create a favorable atmosphere for its smooth circulation, let more people enjoy the development dividend of the digital era, and make e-RMB payment a new fashion for consumption. (This article**: Economy** Author: Su Ruiqi).
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*:Economy**.