February** Dynamic Incentive Program
The monthly pension has arrived, and the working experience is 42 years, and it is only 3,500 yuan per month, is it high? What level does it belong to?
For retirees with 42 years of service, the monthly pension is only 3,500 yuan is relatively low, although the per capita pension level of retirees in enterprises is not low, it is an upper middle level, but for retirees who have worked for 42 years, the monthly pension of 3,500 yuan is indeed very low.
The retiree retired in January 2024, received his pension for the first time in February, the retirement age is 60 years old, the place of retirement is Shandong, and when the retirement procedures are handled, the personal account balance is only 5631527 yuan, in the case of 139 months of payment, the retireeThere are 56,315 pensions in personal accounts27/139=405.$15
Because the average contribution index of Shandong is not calculated as a deemed contribution index, the average contribution index of this retiree is determined according to the average of the actual contribution index, but because the actual contribution index of the individual is relatively low, therefore, when going through the retirement procedures, the average contribution index of the retiree is only 05814, in the case of a pension calculation base of 7468 yuan, the retireeThe basic pension is 7468 * (1 + 0.).5814）/2*42*1%=2480.08 yuan
Because the retiree has a relatively long length of service, when going through the retirement procedures, he can be recognized as having 10 years and 11 months of deemed contributions, but because the average contribution index is relatively low, it can be calculatedThe transitional pension is only 7468*05814*10.92*1.3%=616.$38
Add up the above 3 parts of the treatment, thisIt is true that the pension of retirees is only 3501$6,This amount is also relatively low, but it should be noted that the retiree's retirement time is January 2024, and the pension calculation base uses local data in 2023, so the retiree's pension is prepaid.
However, at present, retirees with 42 years of service, the monthly pension of only 3,500 yuan is not high, but relatively low, because most of the retirees with 42 years of service, the pension is more than 4,000 yuan, and the reason why the retiree's pension is relatively low is because of his average contribution index and pension base.