Hello everyone, I'm Daddy Milk
Every year after the Spring Festival, it will trigger a large-scale "New Year's money defense war" between parents and children.
Friend Xiaoying said that she has not yet asked for any New Year's money, and her 7-year-old son guards himself every day like a "thief".
What's even more infuriating is that the child locks the New Year's money in his bedroom, locks the door when he comes out and enters, and puts the New Year's money under the pillow when he sleeps at night.
In this way, there is not even a chance to engage in a "sneak attack".
Xiaoying said that seeing that there was no hope of a sneak attack, she changed her strategy and bluntly told the child that she wanted to keep the New Year's money for him, but the child didn't know who to learn from, and she cried and splashed on the ground.
In fact, this kind of thing will be staged in many families every year, but I don't know if you have noticed that today's young parents, when "routine" their children's New Year's money, a new way has emerged, which not only has good results, but also effortlessly.
01.The new "routine New Year's money" method is quietly popular.
It is said that today's young parents, when they routinely train their children to spend New Year's money, not only have various routines, but also will not be merciful at all.
No, at the beginning of the New Year, I was amused by a routine news of children's New Year's money, a parent posted teaching, she bought a bottle of iced tea for the baby, and received 6,800 yuan of New Year's money from the child.
I have to say that this new operation of "exchanging money for things" has indeed refreshed the new way for everyone to ask for New Year's money, which is simply a million profits, and it is estimated that the child is also young, and there is no concept of money and prices.
I think of a sentence on the Internet that describes the contemporary parent-child relationship: For children, the deepest routine is not in the distance, but in front of them.
I think so. I thought that this operation was already the ceiling of contemporary parents' routines for their children's New Year's money, but who would have thought that behind a piece of information, many parents of the same style would be blown up.
Some netizens said that they took their children to an amusement park and collected 31,000 yuan of New Year's money, and they felt that they couldn't get by, so they bought hamburgers and fries for their children, causing the children to owe her a lot of money.
Some netizens said that they bought a set of quiet books for their children and took away 9,800 New Year's money.
What's even more terrifying is that some parents exchanged a sugar orange for 40,000 for their children.
In short, in order to get the New Year's money from the hands of their children, contemporary young parents can be said to do everything, using all kinds of means at their fingertips, and all kinds of "nonsense" can be said when they open their mouths.
This is also useful for young children, but if they are older, they must have the next "anti-fraud app".
However, these things have also triggered a new round of discussion, that is, who belongs to the New Year's money and how to spend it?
Of course, everyone has their own opinion.
From a legal point of view, New Year's money is an act of giving, and children over 8 years old have the right to manage their own New Year's money.
But logically speaking, the New Year's money is a display of human sophistication, if it is recovered, then there must be sent out, and it really allows children to keep thousands of yuan or even tens of thousands of yuan of New Year's money, whether it is squandered or lost, it is more than worth the loss.
Therefore, the New Year's money should still be managed, but how to manage it still has to pay attention to ways and means.
02.Asking for children's New Year's money focuses on "communication".
A friend asked me: What is the difference between parents and children nowadays who want to press New Year's money and when we were children?
I recalled what it was like when I was a child, and there was actually a big difference.
I remember that the amount of New Year's money at that time would not be very large, as little as 5 yuan, 10 yuan, more than 20 yuan, 50 yuan, every time the elders gave the New Year's money, they had to shirk it, and then look at the parents' meaning, until Mom and Dad said "give it to you, you will take it", then dare to say thank you, carefully accept it.
And under normal circumstances, the New Year's money is generally not warm in your own hands, and it may be handed over to your parents in a passive or active situation.
Because at that time, we did not have the concept of our own New Year's money, and we understood that in the face of absolute authority, any struggle was futile.
But on the other hand, today's parents, when asking for their children's New Year's money, have more "routines" and less "open robbery", and often take their children's New Year's money as their own unknowingly.
But whether it was in the past or now, the only similarity is that when the child's New Year's money is taken away by the parents, there will be some reluctance, which is like taking away what they have, although the parents feel that it is right, but the pain in the child's heart is 3 times that of receiving the red envelope.
When I was a child, I didn't understand it, but when I grew up, I understood that this kind of psychology is called "loss aversion", which means that when people are faced with the same amount and amount of gains and losses, they often think that losses are more unacceptable.
So for parents, don't think that taking away the child's red envelope is a matter of course, and don't think that the child will not be without emotions, because in the child's world, losing an eraser is a frustration, raising a hand to be ignored by the teacher is also a frustration, and about the confiscation of New Year's money or routines, it is simply a "disaster".
Therefore, the most important thing in dealing with the problem of New Year's money is to communicate well with your children.
Compared with the authority and one-size-fits-all control, we should communicate well with our children, take advantage of the opportunity of New Year's money, explain the truth to our children, and make a reasonable and scientific plan for New Year's money with our children.
03.Use the New Year's money to give your child 3 lessons.
For children, New Year's money is an opportunity to contact a relatively large amount of money, and it is also an opportunity for children to be able to control and manage a large amount of money when they are children.
Therefore, as parents, we should take this opportunity to give our children 3 lessons.
Take the opportunity to teach children to understand: the exchange of favors for New Year's money.
In the final analysis, it is because of the improvement of material life, and parents dilute the essence of human relations with their children.
Just like when we were children, every time we wanted to take the New Year's money for ourselves, our parents would always say at the right time, "If someone else gives it to you, I also have to give it to someone else's children."
With this sentence, even if we are reluctant, we will take this situation into account and hand over the New Year's money for parents to use.
Therefore, parents can let their children participate in the process of giving red envelopes to the children of relatives and friends and choosing gifts for their elders, so that they can understand that New Year's money is not only a beautiful blessing custom, but also a deeper level of human relations between adults.
In this way, children can develop a correct concept of money, and at the same time, let them know how to be grateful, share and courtesy.
Take the opportunity to teach your children: It's easy to spend money, it's hard to make money.
I once went to the supermarket and encountered a little boy who was lying on the ground crying because he wanted to buy a toy, and the boy's mother was very resolute at that time, telling the child that he could not buy the same toy at home.
As a result, the little boy reluctantly said, "Mom, just take out your phone and drip it."
Through this incident, have you noticed that with the popularization of electronic payment, today's children's concept of money has become very vague.
Due to the convenience of mobile phone payment, many children now have the illusion that their mother's mobile phone can give them endless gifts they want, and over time, they don't know that money is hard to come by, and they will even slowly squander it.
Therefore, as a parent, you can use the New Year's money to let your children understand that it is easy to spend money and difficult to make money.
Just like a friend of mine, when her child was 8 years old, she decided to put part of the New Year's money at her child's disposal, and told the child that this money is your month's cost of food, clothing, housing and transportation.
At that time, the two sides reached an agreement, but because the child was young, in less than a week, the money was spent, there was no money, the next few days were difficult, there was really no way, the friend let the child work at home to make money, wash the dishes to 5 cents, mop the floor to 1 yuan, since then, on the issue of money, the child has never squandered indiscriminately.
In fact, it is very simple for children to understand that it is easy to make money by spending money, and it is good to let them experience the difficulty of making money once.
Take the opportunity to cultivate your child's financial intelligence.
I have swiped many children on the Internet before, using their parents' hard-earned money, or their own New Year's money, to reward anchors online, or thousands or tens of thousands of dollars to buy game ** and equipment.
There are also children who, because of their own extravagance and lavish spending, have contracted the bad habit of borrowing "online loans", and in the end they tear down the east wall to make up the west wall, and the hole is getting bigger and bigger, and the trouble is out of control until the end.
These behaviors naturally have the child's own vanity, playfulness, and ignorance, but in the final analysis, it is the parents' lack of financial intelligence education for their children.
Therefore, based on these lessons, we should understand that it is urgent to cultivate children's financial intelligence.
So how do you do it?
One of them is that our parents teach by word and deed, imperceptibly influence their children in daily life, and help children establish a correct concept of money through their own role models.
Second, we can use some children's picture books to cultivate children's financial intelligence more specifically and systematically.
Just like when our milk bean was a child, I chose for her the set of books "Children's Financial Quotient Picture Book", which is a set of family enlightenment picture books for financial quotient education for 6-10-year-old children, from the understanding of money, the role of money, reasonable spending, how to increase the value of money, establish risk awareness, etc., have given children a comprehensive and systematic introduction and combing.
There are 8 volumes in this set of books, and when children read this set of picture books, they will follow the story characters in the picture books to learn and understand money, manage money and control money together.
Not only that, this set of books also involves some basic financial knowledge that is in line with children's age cognition, so that children can have economic thinking from an early age, so as to lay a solid financial foundation for future growth.
Therefore, if you also want to take advantage of the opportunity to help your children better manage and plan your New Year's money, it is better to try this set of "Children's Financial Quotient Picture Books", so that children can have a concept of money and avoid detours when they grow up.