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A guide to wealth growth that ordinary people can understand, revealing the answer to "money comes from".
Insight into the essence, excavation of the law, return to the underlying logic, and explore the path of wealth.
Use the unchanging underlying logic to tailor a wealth solution for you.
The six classic rules help you easily create wealth, and the seven logical plates are progressive to help you easily grasp and keep wealth.
Affluence is a responsibility, to continue to accumulate assets and build a life full of certainty.
Refresh cognition, reconstruct the underlying logic, get out of the misunderstanding of wealth, and break the stuck point of life.
Master the underlying logic and gain abundance from the inside out.
Introduction
This is a primer to break through the maze of wealth and reveal the mystery of wealth. It is written for those who are not satisfied with the current status quo of wealth and want to break through the bottleneck of wealth and achieve financial freedom.
In the book, the author leads readers to open up the multi-dimensional space of thinking, and excavate the underlying logic about the essence of wealth, laws, cognition, thinking patterns, etc. "Rich thinking" and "poor thinking" are not determined by the real rich and poor, only by understanding the logic of wealth, can we achieve personal financial growth and enhance core competitiveness. The underlying logic is the thinking framework that you need to achieve advanced life needs.
About the Author
Zhou Luping. An expert in the operation of financial institutions, working in a large financial company, serving as a business operation consultant, providing training and consulting services for many enterprises, with rich practical experience and a number of successful cases, which has been unanimously recognized by industry experts and customers. This book is his "Heart Sutra for Getting Rich", which has been deeply involved in the field of finance and economics for many years, aiming to help more people create and manage wealth.
Table of Contents
The Di chapter is about things that are closely related to wealth.
1. The nature of wealth (money and wealth).
2. Wealth is the flow of energy.
3. Wealth promotes social development.
Fourth, the truth of wealth and freedom.
Chapter 2 Ascends to Economics and Looks at the World.
1. The importance of understanding a little bit of economics.
2. The relationship between China and economic globalization.
3. Why is the salary increase still not sufficient?
4. The Secret Rules of the Operation of Wealth in Economics.
Chapter 3: Get out of the misunderstanding of thinking.
1. The thinking of the rich and the thinking of the poor.
Second, the realization of financial freedom cannot only focus on "money".
3. Industrious but not necessarily rich.
Fourth, choice is more important than effort.
Chapter 4: The Classic Six Rules of Wealth Creation.
1. Excellent character is the cornerstone of success.
2. The Law of Attraction: Seek inward in everything.
3. Focusing on what you love brings wealth.
Fourth, controlling emotions is controlling wealth.
Fifth, the law of compound interest, accumulate wealth.
Sixth, the brain is rich, and managing wealth is an ability.
Chapter 5: The Wisdom of Acquiring Wealth.
First, the underlying logic of getting rich.
2. How wealth is generated.
3. Asset management in the post-epidemic era.
Fourth, save money and make money from open sources.
5. Rely on the law to protect property.
Chapter 6 and wealth anxiety say no
1. Why do you want to have a lot of money?
2. What it means to you to be a millionaire.
3. Get rid of the original family wealth model.
Fourth, mental internal friction affects your speed of making money.
Fifth, say goodbye to involution and ineffective competition.
Chapter 7 Wealth is the Channel to Happiness.
1. Affluence is a responsibility.
Second, the more you give, the more you return.
3. Make good use of the value of wealth to achieve happiness in life.
Fourth, let the wealth be passed on from generation to generation.
Wonderful book excerpts
The Di chapter is about things that are closely related to wealth.
1. The nature of wealth (money and wealth).
There is an old saying: "A thousand acres of fertile land are only three meals a day, and ten thousand rooms in a wide building only sleep three feet on a couch." "It probably means that with thousands of acres of fertile land, we only eat three meals a day, and we have 10,000 buildings, and we can only sleep on three-foot beds. This teaches us that having too much material wealth is nothing more than asking for trouble. This is the wealth education we have received since childhood, to be content and happy, and not to be greedy. It cannot be said that this concept of wealth education is wrong, but we must learn to look at it dialectically. After all, compared with the feudal society thousands of years ago, the digital age that is about to enter has undergone earth-shaking changes in both the political system and the economic system.
As the saying goes, adapting measures to the times, an era has a way of thinking, and the new era also needs new cognition and new wealth thinking. So, before reading this book to grasp the underlying logic of wealth in the new era, let's first answer a question, that is, what is wealth? Only by knowing what it is and why it is true can we achieve financial freedom.
Money does not equal wealth.
What is Currency?
Currency is an intermediary commodity used for exchange in order to improve the efficiency of transactions. In the eyes of ordinary people, money is money, and money is money, so gold, silver, copper money, paper money, electronic money, and virtual currency are all money. But in reality, money is not limited to money, it can be anything of value recognized in the world.
In other words, money is valuable because we feel it has value. Its value, given by the human beings in society, is verified by the goods it can exchange. From the barter of prehistoric civilization, to the ancient metal currency, the modern banknote, and then to the electronic currency and virtual currency of modern civilization, we can see from the history of the evolution of money that money itself has no value, and its value essence lies in the purchasing power behind it, that is, commodities.
What is Wealth?
There is a cloud in the Historical Records: Taishi Gong's Self-Introduction: "The people who are clothed and clothed are not harmful to the government, and they may as well be the people, and they will take the wealth from time to time." "Wealth, defined from an economic point of view, refers to the income of commodities calculated according to their market value, which is also a relatively narrow definition. And if interpreted in a broad sense, wealth refers to everything that has value. In addition to the material wealth represented by money, it also covers multiple dimensions such as natural wealth, spiritual wealth, and social wealth.
Money and wealth.
If you think that money is wealth, you will fall into the misconception of most people and make money non-stop. In fact, while money can buy all the goods in the market, once the market collapses and there are no goods, money immediately loses its value, but wealth does not.
For example, after World War I, Germany had to pay a large amount of reparations to the Allies due to its defeat, which plunged the country, which was not rich due to the war, into an even greater economic crisis, and inflation was on the verge of exploding. In 1923, it cost a trillion marks to buy a loaf of bread in Berlin, creating a situation in which "money is not worth anything". At that time, it was winter, and the German people did not spend money to buy firewood, but directly burned money, piles of marks were thrown into the stove, and even German children did not spend money to buy toys, but used marks to build blocks to play.
If money equals wealth, shouldn't more money mean more wealth in the case of Germany? But we all know that it's not the same thing. In Germany at that time, the currency remained the same, but there were fewer and fewer goods available on the market. Due to the scarcity of goods, the Germans preferred to exchange the mark in their hands for goods that did not match the denomination, rather than keep the currency itself, which was depreciating faster and faster.
Imagine that you now have 100 million yuan in your hands, but you are trapped in a desert, so it should be easy for you to understand the concept that money does not equal wealth. At this moment, food and water are your wealth, and 100 million yuan is not even waste paper.
In summary, money itself has no value, what is valuable is actually the commodity behind the money, and money is not equal to wealth.
Pursue wealth, not money.
Now that we understand the relationship between money and wealth, let's look at what wealth is.
Marx said that labor creates wealth. For the poor, it is by selling their time and labor to gain wealth; The rich, on the other hand, rely on wealth to obtain wealth. To give a few examples, the money brought by investment and financial management generates money and completes the accumulation of material wealth; The cognitive realization brought by continuous learning, the completion of the accumulation of spiritual wealth, the accumulation of social wealth formed by the superposition of the first two, and the network is a typical kind of zui.
Many people have different definitions of wealth. In my concept, wealth means resources. The essence of wealth is the control of limited resources. Such resources include, but are not limited to, money, goods, education, beauty, health, freedom, and many more.
Last year, I read a book called "Origin: Unequal Selection and the Self-Replication of the Elite," which discusses how wealthy Americans can let their children pass on their wealth — education. Rich American parenting is on par with us, it is all "first-class parenting", that is, everything that is good for children: good cram schools, good quality education, and finally able to enter the best universities and become one in a million social elites.
Education is actually a good example of "wealth is the control of resources". The so-called prestigious school itself is a kind of collection of resources. If you go to Harvard, you'll have a Zuckerberg speech at your commencement ceremony; If you go to an Ivy League school, Obama will go to the school and give lectures to share. There is no clear **** for these resources, but there is a ** threshold that separates the rich from the poor, and this threshold is wealth.
Do you remember Gu Ailing? Gu Ailing has lived in the United States since she was a child, attended cram school in Huangzhuang, Haidian, China during the holidays, attended a private school in the United States, studied high-class sports skiing, and was finally admitted to Stanford University in the United States. Gu Ailing is talented, but it is not easy for parents to have such a vision, which is the best combination of talent and wealth.
Chris Rock said, "Wealth is never about having a lot of money, it's about having a lot of choices." "When you have wealth, you have resources. Once you have the resources, you can choose as you please. If you like to write, you can learn about writing quickly, and you can also connect with the best editors and publishers in the industry to help you bring your work to market.
From the perspective of daily life, both a poor person and a rich person want to eat fruits, and the poor only have ten yuan, and they can only choose once, and if they choose bananas, they cannot buy apples and grapes; But the rich man, he has a lot of money, he can choose many times, if he buys a banana and finds that he doesn't like it, he can buy apples and grapes, and if he can't buy all the fruit stores.
We can also look at famous entrepreneurs, such as Bill Gates, who is needless to say how rich he is, but he is still working very hard and diligently to this day, why? Of course, I can't confirm the reason with him personally, but what I can be sure of is that the rich Bill Gates and the poor Bill Gates, even if they are in the same job, have completely different mindsets. A few years ago, there was a popular word called "**youmoney", which can be understood as the freedom of willful naked speech. We all seem to be working diligently, but Bill Gates can dump people if he wants to, but we can't. Even if the work oppresses us thousands of times, we are still willing to do it. And the difference is in wealth.
Bill Gates is still working because he wants to. He already has enough money and time to do what he loves when he likes. Because he has wealth, not money. There are many rich people like Bill Gates, for example, on May 10, 2018, 90-year-old Li Ka-shing announced his retirement, but he also said that he would continue to work after retirement, but the work content was adjusted.
On the surface, both the poor and the rich are eating fruit, and you and Bill Gates are both at work, but the state of choice is completely different. The poor are desperate for fear of making the wrong choice, while the rich are wandering around and choosing one by one.
So, wealth is the control of limited resources. The more resources we have at our disposal, the more choices we have, and the more freedom we will have, the more time, energy, and courage we will have to do what we love.
Now that we know what wealth is, we need to think about whether we are looking for money or wealth. There are many ways to make money quickly, be diligent and thoughtful, and you will always step on a certain dividend of the times. But it is not so easy to have wealth, and the most difficult thing is to grasp the underlying logic of wealth. Of course, once you master the logic and thinking of wealth, harvesting money is a matter of course, and at the same time, you will also have a new set of thinking logic to look at the world.
In this era of rampant consumerism, many people have thought like this: "Money is a thing, only what is spent is your own, and what is not spent is just a number and has no value." "So to make a little money, the first reaction is to go on a spending spree. This is a misunderstanding of wealth.
For the vast majority of people, the resources they have are nothing more than money that they (mental and physical) have earned with great difficulty, which is obtained through the exchange of resources. If you want to achieve financial freedom, you need to increase the value of your resources. In the information society, the scarcity of mental power is far greater than physical strength, so improving cognition is the most efficient way to chase wealth.
This is also the value and significance of this book "The Underlying Logic of Wealth", so that ordinary people can break the ignorance and misunderstanding of wealth, establish a real wealth cognition, and move bravely towards their own wealth freedom!
Finally, going back to the beginning of this chapter, "a thousand acres of fertile land are no more than three meals a day, and thousands of mansions only sleep on a couch", in fact, no rich person stops chasing wealth because he "has made enough money". Because money is not the same as wealth, in addition to three meals a day and three feet on the couch, we need more things that money can't buy, and can only be obtained through wealth.