This time, the interest rate was cut again, and the 5-year LPR was lowered by 25 basis points, and the monthly payment of 1 million housing loans for 30 years may save 144 yuan. Experts happily said that this time it was a "rate cut" that exceeded expectations!
There are many experts who have expressed their views on this rate cut, and there are many wonderful comments. The replies of netizens in the comment area are so amazing, I almost can't breathe with laughter, and I will share a few words with you by the way.
Netizen 1: I'm the one who misses the 144 yuan interest?
Netizen 2: 144 is too much, and I can't spend it at all.
Netizen 3: Major benefits! Save 144 in January, save more than 50,000 in interest in 30 years.
Netizen 4: 144 yuan, too much, but you can't save a year's property fees.
The problem of the current property market is that the housing prices are too high, and those who should buy are bought, and those who don't buy can't afford it even if they cut it in half, and they are worse off the money to repay the mortgage than the little bit of interest. Those who lack will always be lacking, and those who are not lacking will never be lacking. Besides, it is difficult to do business and make money now, I don't know how many people are facing supply interruptions now?
There is a serious surplus of houses, housing prices remain high, in the next five to ten years, do not buy houses unless necessary, housing prices return to rationality is the general trend, three or five years later, the down payment is no longer a dream, and then save the money to pay the mortgage?