What exactly is wealth? The benevolent see the benevolent, and the wise see the wise.
In addition to money, some people regard family and friendship as valuable assets, some people regard fame and status as important assets, and some people regard spirit and knowledge as priceless wealth.
How to pass on wealth, even if it is small, is a question that everyone thinks about.
Inheritance is an instinct of human nature and is genetically determined.
In the natural world where the weak prey on the strong and the fittest survive, human beings have both the instinct to reproduce and the need to inherit the means of production and livelihood.
The emperor will be the prime minister, and he longs for the descendants of the country to be passed on forever. Ordinary people, why don't they want their wealth to last forever.
But the reality is, what is there that lasts forever?
Ordinary people, under the rule of the world, can still achieve the accumulation of wealth and the inheritance of several generations through painstaking management, under the troubled times, it is not easy to keep the family bloodline, how to talk about wealth inheritance?
What is an ordinary person, in this era, neither a high-ranking official, a wealthy nobleman, nor a red gene, or the blood of the Zhao family, then they can all be classified as ordinary people.
Under the rule of peace, how can ordinary people better achieve wealth inheritance?
What is material wealth? It's money and possessions, it's fame and status.
In modern society, unlike in the old days, money and wealth can be passed on, but fame, fortune and status are difficult to pass on.
Ancient timesThe official position is relatively easy to pass on. The hereditary system, the recommendation system, the shadow system and other privilege systems make it easy for the children of the eunuch family to obtain the corresponding official positions when they grow up.
The imperial examination system gradually became an important way to select talents after the Song Dynasty. And those who have the ability to study and participate in the imperial examination, in addition to the children of official eunuchs, are landlords and squires.
Among the common people in the old days, there were very few wealthy merchants, and there were countless landlord classes. Under the rule of the world, most of the counterattacks of civilians were through land sales and annexation.
With the efforts of several generations, they have opened up land and opened up land, saved food and used it simply, and used the output of land to continuously achieve fission, step by step from poor middle peasants to rich peasants, and then squeezed into the landlord and gentry class, and then entered the gentry class, so that future generations have the opportunity to study and take exams, and only then can they have the possibility of entering the bureaucratic system.
Accumulation and inheritance is also a gradual process, with one generation doing one generation doing one generation doing another.
In today's society,The son inherits the father's business, and it is only seen in the professional field or the business field with a skill.
Other fame, fortune, status, etc. no longer have inheritance attributes, and even the ** system of workers and teachers in the past has long been submerged in the ocean of the times.
For example, a well-known scientist and scholar, his title and honor are nothing more than passed on to his children.
Skilled doctors, well-known professors in colleges and universities, public officials at the grassroots level, and professional managers in large enterprises are also unable to pass on their authority and aura to their children.
So what is the wealth that can be passed on?
Material wealth is tangible wealth, which is cash and assets.
But cash is the most difficult thing to pass on.
Why?
First of all, cash is the most likely to drain away.
Human nature is greedy, and when you have a considerable amount of cash, you will always have a restless heart.
Either they will indulge in materialistic pursuits and hedonistic pursuits.
Either they will find ways to invest for the sake of investment (indiscriminate investment), so as to fall into various traps, or become cannon fodder in the market, or fall prey to speculative fraudsters and become the object of harvesting.
At the same time, countless experiences have shown thatCash is the easiest thing to depreciate, and there is no one.
Inflation is the main theme of modern economic and social development, regardless of the country. Inflation is a direct blow to cash money.
Therefore, the priority of the inheritance of material wealth falls on assets.
In today's society, one slap in the face is enough for ordinary people to buy assets.
Tickets, insurance, bonds, ** real estate, that's all.
*Needless to say, veteran investors for many years are the most qualified to speak, if they are not long-term value investors, it should not be an exaggeration to lose nine out of ten.
Insurance, bonds, and ** can be used as an asset allocation, but they all have natural flaws in terms of anti-inflation.
In fact, the largest position in the household assets of urban dwellers is still real estate.
Real estate not only satisfies one of people's most primitive needs of "living", but also becomes a sedimentation tank and ballast stone for family assets because of its real estate attributes.
In particular, real estate in big cities is directly linked to urban medical care, education, social security, municipal facilities, etc., and can directly share the development dividends of the city.
Real estate in big cities naturally has the function of maintaining and increasing value, which can not only combat long-term inflation, but also bring stable and cash flow income.
No matter how much social and economic development has reached, whether it is in ancient times or in economically developed Europe and the United States, the residential attributes of real estate have always been the best, and the demand for rental has never disappeared.
AbsolutelyCyclical fluctuations in real estate are inevitableHowever, from the perspective of long-term wealth inheritance, real estate in big cities is still the best choice for the inheritance of residents' material wealth.
After talking about material wealth, what does spiritual wealth contain?
The inheritance of spiritual wealth can also be said to be the inheritance of family style.
For example, parents' outlook on life, values, strong inner world, unyielding fighting spirit, high degree of self-discipline, continuous self-learning ability, and lessons and summaries of the workplace and investment can all be taught by words and deeds.
These spiritual wealth is the cornerstone of the future children's further development, and with these spiritual support, we can better keep the material wealth and then create new wealth.
Without abundant spiritual wealth, no matter how much material wealth there is, it is easy to lose.
Passing on wealth is better than passing on art.
Qin Shi Huang unified the six countries and gathered the wealth of the world, but he failed to pass on the skill of governing the country and controlling people to his descendants, and he inevitably died.
The family motto of "faith, virtue, filial piety, piety, and letting" of the Langyu Wang family has allowed the family to continue for 300 years.
Tao Zhu Gong Fan Li, three percent of the huge wealth and three scattered family wealth, every time he can start from scratch, shade and descendants, the key is to master the art of getting rich.
For contemporary people, the most valuable spiritual wealth is the cognitive ability of the underlying logic, the importance and cultivation of self-learning ability, and the heroic feeling of "recognizing the truth of life, but still loving life".
Therefore, the wealth of every ordinary family can be passed on, and the key is to have something that can be inherited.
It can be both a core asset of a big city, a money-making technique, and a valuable spiritual power.
What can be preserved and passed on is the real wealth.
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