A woman deposited her deposit of 13.1 million yuan in the bank, and when she was about to withdraw money, she found that her account balance turned out to be 0! This shocked her and puzzled her. "You have so much money, and you can't spend it all, I'll help you buy it! ”The bank staff's answer was explosive at the beginning, creating a layer of suspense. Ms. Yu came to the bank to make an emergency withdrawal, but encountered an unexpected economic storm.
In 2022, Ms. Li from Beijing once fell into a trough due to family changes. In order to alleviate the current predicament, she decided to start a business, and through unremitting efforts, her career gradually ushered in the spring, and Ms. Li became a remarkable entrepreneur. However, a dramatic twist of fate occurred when she wanted to access a portion of her savings. She thought that the deposit in the bank was a testimony of her hard work, but she didn't expect that the money would become zero in the bank account. This shocked and incredulous, and Ms. Li resolutely set out to investigate the cause.
In 2018, Ms. Li was in urgent need of working capital, and in order to cope with the emergency, she decided to go to the bank to withdraw money. When she first arrived at the bank, Ms. Li explained to the staff why she needed to withdraw money. Ms. Li was anxious about the delay by the bank staff, and she failed to get a clear answer to her repeated inquiries. As the minutes ticked by, she spent a while in the waiting area of the bank. It wasn't until noon that the staff introduced her to the withdrawal process, but the money was never ready. Ms. Li was impatient with the attitude of the staff, and she insisted on a clear explanation. At this moment, the staff said in an unbelievable tone:You can't withdraw money, your account balance is 0This sudden answer shocked Ms. Lee, who could not understand what she had in the bank13.1 million yuan, how could it suddenly become zero? Angry and confused, Ms. Li is determined to find the truth of the matter.
It turned out that four years ago, Ms. Li's family suffered a huge change, and her life fell into a trough. In order to improve the plight of her family, she resolutely decided to start a business and change her destiny with business. At first, she chose to enter the marine aquaculture industry, and with her hard work, her career is gradually on the right track. The success of the seafood farming industry did not satisfy her, and she immediately expanded her business into the clothing business. In just four years, Ms. Li has not only improved the current situation of her family, but also successfully accumulated a certain amount of wealth. In order to ensure the safety of this hard-earned money, she chose to deposit 13.1 million yuan in a large state-owned bank, and the management of this money was entrusted to the bank's manager Sun. The relationship between the two has always been good, and Ms. Li has always trusted her account. However, if it weren't for the sudden need for funds, she might never have noticed that her savings were gone.
In the face of Ms. Li's huge deposits, Manager Sun's desire made him unscrupulous, he knew that Ms. Li's customers' funds would not be touched for three or five years, so he strongly recommended a so-called ** financial product to Ms. Li. This kind of recommendation is supposed to be a responsible advice to the customer, however, Manager Sun's motivation makes everything confusing. In order to make it easier for Ms. Li to accept his suggestion, Manager Sun actually said that the best financial products are"Steady wins, no losses".。This exaggerated and unrealistic promise casts doubt on Manager Sun's integrity. No matter how Manager Sun recommended it, Ms. Yu was indifferent and refused directly. It was only now that Ms. Li came to withdraw money because she needed money urgently, only to find that her deposit was gone. After Ms. Li pursued the claim to no avail, she asked Manager Sun to show the relevant proof of purchase of wealth management products to ensure the transparency of her rights and investments. However, Manager Sun was unable to provide any relevant evidence, which made Ms. Li unexpectedly confused and suspicious.
In the face of Ms. Li's questioning,Manager Sun not only stalled for time, but also tried to evade responsibility by shirking and perfunctory. Faced with this attitude, Ms. Li decided to take more decisive action, and she chose to call the police without hesitation. **After intervening, Manager Sun tried to continue to cover up the crime at first, but under the interrogation of the police, he finally chose to confess the fact of misappropriation of funds. This revelation made the truth of the case gradually surface, and Manager Sun's improper behavior was revealed.
* After an in-depth investigation, it turned out that he not only embezzled Ms. Li's 13.1 million yuan, but also involved multiple customersThe amount of embezzlement was as high as 40 million yuan。The ** of this number further highlights Manager Sun's extreme illegal behavior, which exposes the complexity of the entire case.
The court gave a fair trial to Manager Sun's misconductHe was sentenced to 19 years in prison for theft and fraud, and all property in his name was confiscatedManager Sun was explicitly required to compensate through the auction of the property
Although Mr. Sun was to blame, the court's decision also emphasized the bank's supervisory responsibility. The case revealed the lack of oversight and the failure of the court to hold them accountable, but it reminded banking regulators of the need to more strictly regulate and supervise the conduct of bank managers to ensure the rights of customers and the fairness of the financial system.
Manager Sun'sLessonsIt also teaches us that desire is a powerful force that, if not controlled, will come at a price. In the financial sector, especially in the case of other people's assets, effective control of desires is essential. Manager Sun's fate has become a profound warning, reminding every practitioner that they cannot abuse their power because of the convenience of their work or the promotion of their position, and once they break the law, they will inevitably face legal sanctions and the destruction of their careers. It is also an education for the whole society, calling on people to maintain a moral conscience at all times and cherish the trust of others.