For a long time, people have been very heated about how much money they need to be able to retire, that is, financial freedom. The main reason is that different people have completely different standards for how much money can be achieved to achieve financial freedom. For example, some people think that as long as there are 1 million, it is enough, while others think that 10 million is enough, and some people even think that 100 million is enough.
The reason why everyone's standards are different is that everyone has different requirements for life. For example, some people can spend no more than 100 yuan on three meals a day, and they like to fish and walk in the park every day. Others, on the other hand, must eat and drink well and make sure to travel abroad at least once a month. In addition, not only is everyone's standard different, but the same person's standards may change after experiencing some things.
Recently, a 42-year-old Beijing netizen had a earth-shaking change in his view of financial freedom because of an experience of his own. In the past, he thought that the savings of 3 million yuan were not enough for his retirement, but after he experienced an accident, he suddenly realized that the pension of 3 million yuan was actually enough for all his living expenses after retirement. The reason is that he feels that after he really retires, his daily living expenses will not cost much. The main major ones are still in medical care, especially some serious diseases. For example, if a disease that costs more than 500,000 yuan, as long as he doesn't treat it, the rest of the money can't be spent at all, and in his opinion, even if this serious illness costs money to treat, there is a high probability that it will be empty of people and money.
Some netizens said that how much money is needed after retirement is related to personal desires on the one hand, as we mentioned above, and on the other hand, it is also related to family situations. For example, if the family situation is good, the parents are in the system, they both have pensions, the children are all married, and they don't have any debts, and the 3 million pension is indeed enough for all his living expenses after retirement. However, if the family situation is not good, the parents are in the countryside, there is basically no pension, the children do not have a job, and they still need to support themselves, in this case, it is difficult to maintain 5 million, let alone a pension of only 3 million. Why? Think about it, if your parents are sick that day, do you need money for hospitalization? When the child gets married, should I prepare a wedding room for him? These are all unknown issues. Therefore, you can only continue to work and save money to give yourself some psychological comfort.
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Some people think, why can't they live for themselves? There are so many other things to think about. The answer is that this is the life that ordinary people cannot avoid. When I was young, I always felt that I could do anything, and I would definitely be able to make a career and live a different life. But as I get older, I find that I am still too naïve in my previous self, when my parents are getting old, when you have a wife and children, everything begins to change, and you no longer live for yourself.
Of course, you can say that I don't get married, I don't have children, I cut off contact with my parents, I live a free and wonderful life. Indeed, you can do this, and everyone's understanding of the meaning of life is different.
It's just that when you choose a person to be free and unrestrained, you will also find that you have lost the joy and meaning of family, love and family.