What are the "3 major problems" that families with "two suites" will face this year and next?
The impact of the second housing policy on the housing market in 2023.
Due to the implementation of real estate market control measures next year, second-home families will face three major problems. First of all, the real estate market will face an unprecedented test. In the past, many people liked to invest in a house as an asset, because it could not only be used for life, but also had a certain investment income. However, due to the increase in the supply of housing and the change in the concept of buying housing, the demand for housing has also changed. Nowadays, people buy houses not only for pure investment purposes, but also for housing needs. In this case, high-quality new homes will dominate, while low-quality second-hand homes will be hit harder.
Secondly, the property in some big cities has a "rent-rent" dilemma, which has become a big burden. At present, some third- and fourth-tier cities in China are facing serious problems such as resource depletion and personnel loss. Due to the depletion of resources, the economy is depressed, and jobs are decreasing, resulting in a continuous loss of population. In this case, in those large cities, the supply of housing is redundant, and as the number of people decreases, the supply of housing will greatly exceed the demand. Such a house is difficult to sell, and it is difficult to rent out, and over time, the ** of the house is also going on**, which causes a lot of pressure for many people.
Third, the introduction of property tax will have a big impact on residents of second homes. In order to alleviate the overheating of the real estate market and the tight situation of real estate taxes, the introduction of property tax will be implemented in five years. Some scholars believe that property tax should be set within a reasonable range of allowances and collected in stages. If a person owns two or more houses, then not only is he subject to the pressure of property taxes, but he also has to bear more property taxes.
Real estate trends and risks.
Judging from the above problems, residents of second homes will encounter greater risks and challenges in the process of buying a house. In the past, when real estate ** rises, real estate investment can generate good returns, so as to achieve asset appreciation. However, with the continuous adjustment of the real estate industry and the change of the real estate market situation, the return on investment of real estate is gradually declining, and the cost of buying a house that buyers need to bear is also increasing year by year. Declining incomes and increased expenses mean that in the future, it will be difficult for real estate investments to generate significant profits, and there is a high probability of financial losses.
However, real estate is a property that is still valuable and attractive in its own right. Although real estate** will rise in the future, for many people, a house is still a good choice. The value of real estate, in addition to the fact that it can bring people a stable living condition, is more important because it is a long-term investment. As long as you choose the right location, choose the right house, and make appropriate investments according to your own financial resources and needs, it is still possible to make money.
In addition, there are other benefits to owning a property. Some houses are located in hot spots or houses with good locations, and there is still room for appreciation. In addition, the property can be a "safe haven" for families, allowing them to have a stable place to live and be financially secure in the future.
Overall, residents of second homes should carefully evaluate their investment potential and risks when faced with real problems. Although the regulation of the real estate market will cause them some impact, as long as they choose the right location, choose a good house, and make a good plan, the house can still create some value for them.
Personal Summary. As a two-bedroom family, I have a deep understanding of the regulation and regulation of the real estate industry. In the past, real estate seemed to be a stable way to make money, and many people did not meet this threshold. As for the future trend, although there is no exact expectation at present, we should see that due to the policy adjustment of the real estate industry and the change of the real estate market situation, there is upward pressure on the real estate market. Therefore, for residents who already have two or more houses, they should carefully estimate the difficulties and uncertainties brought about by the projects involved in them, so as to make the right decision.