Mobile phones can also open subway turnstiles without network and electricity, digital RMB tax payment can be applied in all scenarios, and access control, consumption, and salary payment in industrial parks can be handled with a digital RMB hard wallet ...... one cardRecently, the reporter interviewed and investigated in Suzhou, the first batch of digital yuan pilot cities, and learned that the pace of expanding the application scenarios of digital yuan and upgrading the use experience is accelerating. According to the data, the scope of the e-RMB pilot has been expanded to 26 pilot areas in 17 provinces and cities, showing many highlights and potential in benefiting enterprises and facilitating the people.
In the past, every time I took the subway, I had to start looking for the boarding code in advance, but since I got a digital yuan SIM card hard wallet, I can pay with a touch of my mobile phone. At Qihe Station of Suzhou Metro Line 2, passenger Yuan Jing gently leaned his black screen mobile phone against the turnstile, and the subway turnstile was brushed open, and the whole process of entering the station was very "silky".
Wu Chao, deputy general manager of the Suzhou Rail Transit Operations and Ticketing Department, told reporters that Suzhou Rail Transit has realized the application scenario of directly entering and exiting the subway turnstile through the digital RMB SIM card hard wallet in the state of no network and no electricity for the first time in the country in an intelligent locking way. "Users who have opened a digital RMB SIM card hard wallet can also enter and exit the turnstile normally when the mobile phone is locked or turned off. He said.
While continuously improving the degree of convenience for the people, the digital yuan is also making continuous efforts to benefit enterprises. The reporter saw in the government service hall of Xiangcheng District, Suzhou City, that the digital RMB tax payment guidelines on the big screen are attracting many people. It is understood that the Xiangcheng District Taxation Bureau has realized the application of all types of taxes and fees, all scenarios and all places for digital RMB tax payment.
Since January 2023, our company has started to pay taxes with digital yuan. This was one of the most surprising measures in handling tax-related business back then. Rui Jieqiong, the first accountant of Suzhou High-speed Rail New Town Innovation and Entrepreneurship Investment, introduced to reporters while using digital yuan to complete the company's tax payment in the fourth quarter of 2023. She admits that since enterprises also use digital yuan more in their daily operations, when the daily operation account and tax payment account are merged into the digital yuan account, there is no need to "rewind the two accounts", and the work is much easier.
Since 2020, we have been exploring how to use the digital yuan to make tax contributions. With the advantages of real-time arrival and low handling fees, e-CNY can be used as a new type of tax payment method to meet the diversified tax payment needs of enterprises and individuals. Chen Zhong, Secretary of the Party Committee and Director of the Suzhou Xiangcheng District Taxation Bureau of the State Administration of Taxation, said that by the end of 2023, a total of nearly 20,000 taxpayers and payers have used digital RMB to pay taxes and pay nearly 20 billion yuan.
In addition to tax payment, the integrated scenario application of e-CNY and related financial services have also brought obvious convenience and benefits to enterprises. In the Huangqiao Future Factory Digital RMB Pilot Demonstration Industrial Park, the closed-loop scenario of digital RMB consumption that integrates park management, supporting services, and employee consumption is eye-catching. Feng Xiaoming, director of the Digital Financial Industry Development Center of Xiangcheng District, told reporters that the issuance of digital RMB hard wallets has achieved full coverage in the park; Enterprises have also opened e-CNY corporate accounts to realize that part of their wages are paid in e-RMB. Financial institutions also provide specialized financial products for affiliated enterprises.
After opening a digital RMB account, our company can pay rent, property, water and electricity and other expenses through digital yuan. Businesses that pay rent through e-CNY can enjoy a rent discount of 1 yuan per square meter per month. At present, ICBC has also provided us with preferential and convenient use of digital yuan loans. The relevant person in charge of the development of Guotai Zhongyao Industrial Park (Suzhou) introduced.
Relevant data shows that the current pilot scope of the digital yuan has been expanded to 26 pilot areas in 17 provinces and cities. As one of the first batch of pilot cities, Suzhou's innovative exploration and practice in the field of digital RMB has also become a microcosm of the acceleration of the expansion of digital RMB application scenarios across the country.
At present, the application scenarios of e-RMB have been extended from personal consumption scenarios to public enterprise services such as salary payment, inclusive loans, and green finance, as well as government service scenarios such as finance, taxation, public utilities, e-government, and agricultural poverty alleviation, providing strong support for the implementation of national strategies and financial services for the real economy. Di Gang, deputy director of the Central Bank's Institute of Digital Research, said.
Recently, there has been frequent news about accelerating the application of digital yuan in various places. As of January 2, 2024, the province has handled more than 36 billion yuan of e-RMB tax payments. Luohu District, Shenzhen recently issued the country's first "digital RMB business district prepaid card"; The "report card" handed over by Jiangsu Province shows that in 2023, the province's digital yuan consumption amount will rank first in the country, and 600 million yuan will be distributed in the form of digital yuan, and the next step will be to deepen the application ...... digital yuan in smart contracts, Internet of Things payment, green development and other fields
Di Gang said that in accordance with the "14th Five-Year Plan", the Institute of Digital Research and Development will steadily promote the research and development of digital currency, strive to build a digital yuan that meets the needs of the public in terms of top-level design, and build a reliable, stable, fast and efficient, continuous innovation, open and inclusive national financial infrastructure, so as to provide basic support and a strong starting point for the high-quality development of the digital economy.
*: Economic Information Daily.