1. Rebate fraud
Online rebate fraud has gradually evolved into a major type of fraud with the most variants and the fastest changes, and has become the main drainage method for other complex frauds such as false investment and financial management, loans, and other illegal crimes such as online gambling and online pornography, and major cases of being defrauded of more than one million yuan occur from time to time. Most of the victims are school students, low-income groups and the unemployed.
Typical case 1] Shao saw the information of "free gifts, likes and comments to return commissions" in the WeChat group and scanned the code to contact customer service and set up an app as required, and then did the task of swiping orders under the guidance of the "receptionist" in the app. After completing 5 small tasks, you will receive the corresponding commission, and you can withdraw all of them to your bank card. Shao then began to subscribe to a larger portfolio of task lists, investing a total principal of 110,000 yuan. However, after completing the task as required, he found that he could not withdraw cash, and the APP "receptionist" said that due to Shao's operation error, he had to do another compound task to withdraw cash, and Shao only found out that he had been deceived at this time.
2. Fake online investment and wealth management fraud
In such cases, some fraudsters use a variety of methods to pull victims into so-called "investment" group chats, and then pretend to be investment mentors or financial advisors to send fake news of investment success or "live classes" to deceive victims into trust. Some use dating platforms to determine the marriage and love relationship with the victim, and then deceive the victim into trusting him on the grounds that he can obtain high financial returns such as special resources and loopholes in the platform. Subsequently, the fraudsters induce the victim to open an account on the fake investment platform to invest, and test the water rebate for the victim's small investment in the early stage. Most of the deceived people are single people with certain income and assets or groups who are keen on investment.
Typical case 2] Yu received a friend request claiming to be the anchor during the live broadcast of knowledge on a live broadcast platform, and after a private chat, the two parties added QQ friends, and the other party would pull in an investment *** Yu saw other people investing in a certain app in the group, so he ** the app and followed the instructions of the group administrator to invest in the app, and the small experiments were successfully profitable and successfully withdrawn. Yu felt that he had made a lot of profits, so he invested a total of 3.47 million yuan in the APP. It wasn't until the end of the month that Yu found that the balance in the app could not be withdrawn and was blocked by the other party, and he found out that he had been deceived.
3. Fake online loan fraud
Fraudsters publish advertising information for loans, credit cards, and cash withdrawals through the Internet**, text messages, social tools, etc., and then pretend to be the staff of banks and financial companies to contact the victims, falsely claiming that they can be "unsecured", "free of credit" and "quick loans", and trick the victims into **fake loan apps or fake logins**. On the pretext of charging "handling fees", "security deposits", "agency fees", etc., the victims are tricked into transferring and remitting money. After receiving the transfer from the victim, the fraudster closes the fake app or fake ** and blocks the victim. Most of the deceived people are people who have urgent loan needs and are in urgent need of cash turnover.
Typical Case 3] Fan received a call from a person claiming to be a customer service of a financial platform, asking if he had a loan need. Because Fan happened to need capital turnover, he added the other party's corporate WeChat friends and a certain "loan" APP. After Fan applied for a loan on the app, the other party asked him to transfer money on the grounds of paying membership fees, unfreezing fees, and proving his ability to repay. Fan transferred 13After 70,000 yuan, the other party still said that the loan conditions were not met and could not be loaned, and then they lost contact. Fan found that the ** app could no longer be logged in, only to find out that he had been deceived.
4. Fraudulent charging business logistics customer service fraud
Fraudsters pretend to be customer service of e-commerce platforms or logistics express delivery companies, falsely claiming that the goods purchased by the victim online have quality problems or that the goods sold have been removed from the shelves due to violations, and induce the victim to provide information such as bank cards and mobile phone verification codes on the grounds that "claim refund" or "reactivation of the store" requires payment, and guide the victim to transfer money and remittance through screen sharing or requesting **designated APP. Most of the victims are consumers who often shop online on e-commerce platforms or store operators of e-commerce platforms.
Typical case 4] Du received a ** claiming to be a "customer service", saying that the hair dye he purchased a few days ago had quality problems and now needed to refund and settle claims from Du, and Du believed it. The "customer service" induced Du to open the mobile phone screen sharing function through the app and operate according to the instructions. Subsequently, Du's mobile phone received a text message that the bank card was transferred 20,000 yuan, only to find out that he had been deceived.
5. Impersonating public prosecutors, procuratorates, and law frauds
Fraudsters obtain the victim's personal identity information through illegal channels, and then pretend to be a staff member of the public procuratorate and law enforcement organs, contact the victim through **, WeChat, QQ, etc., and threaten and intimidate the victim on the grounds that the victim is suspected of money laundering, illegal entry and exit, express drug possession, passport problems and other illegal crimes, and ask to cooperate with the investigation and keep it strictly confidential, and show the victim false legal documents such as "arrest warrant", "wanted warrant" and "property freezing letter" to increase credibility. At the same time, the victim is required to go to an enclosed space such as a hotel, "cooperate" with his work on the condition of blocking contact with the outside world, and transfer funds to a "safe account", thereby committing fraud.
Typical case 5] Yang received a ** from a person claiming to be a police officer of the Shanghai Municipal Public Security Bureau, saying that a bank account under Yang's name was suspected of illegal money laundering and asked him to go to the Shanghai Municipal Public Security Bureau to deal with it. Yang said that he couldn't go, and the other party asked him to add QQ friends and sent a document showing Yang's **, which contained content such as suspected money laundering to be sentenced, and Yang was afraid. Subsequently, the other party asked Yang to go to an unmanned room to cooperate with the investigation on the grounds that it involved police secrets, and said that if Yang wanted to remove the suspicion, he needed to transfer all the money in the card to a "safe account", and the money would be returned after the case was clarified, so Yang transferred 50,000 yuan to the bank account provided by the other party. Later, because the other party asked to delete all chat records, Yang found out that he had been deceived.
6. False credit reporting fraud
Fraudsters pretend to be staff of banks, CBIRCs or online loan platforms to establish contact with victims, falsely claiming that the victim's previous accounts such as campus loans and student loans have not been cancelled in time, and relevant accounts need to be cancelled; or falsely claim that the victim's credit card, Huabei, borrowing and other credit payment tools have bad records, and the relevant records need to be eliminated, otherwise it will seriously affect personal credit reporting. Subsequently, fraudsters induce victims to take out loans on online loan platforms or internet finance apps and transfer the money to their designated accounts on the pretext of eliminating bad credit records and verifying records, thereby committing fraud.
Typical case 6] Wang received a staff member who claimed to be a staff member of the China Banking and Insurance Regulatory Commission (CBIRC) who handled high-interest loans, and the other party said that Wang had a bad record caused by overdue loans, which would affect personal credit reporting. After some exchanges, Wang believed the identity of the other party, and transferred a total of 250,000 yuan to three different accounts of the so-called "China Banking and Insurance Regulatory Commission Certified Docking Account" three times according to the guidelines, of which 230,000 yuan was borrowed by Wang from three financial platforms. "What other cards and loan apps have you used?"When the other party repeatedly asked the question, Wang woke up and realized that he had been deceived.
7. Fraudulent shopping and service fraud
Fraudsters publish advertisements such as "low-price discounts", "overseas**" and "0 yuan shopping" in WeChat groups, Moments, online shopping platforms or other **, or provide advertisements for special services such as "**Private Detective" and "Tracking and Positioning" to attract the attention of victims. After contacting the victim, the fraudster induces the victim to add friends through WeChat, QQ or other social media to discuss, and asks for a private transfer on the grounds that the private transaction can save "handling fees" or is more convenient. After the victim makes the payment, the fraudster will trick the victim into continuing to transfer and remit money on the grounds of paying "customs duties", "deposit", "transaction tax" and "handling fee", etc., and then block the victim.
Typical case 7] Li saw an advertisement for a certain precious liquor on the Internet, so he added it as a WeChat friend to consult the details according to the *** left by the other party. The other party claims to be factory direct sales, which can provide internal prices, but need to be traded privately. After agreeing on **, Li transferred 11,000 yuan to his account. A few days later, when Li consulted the other party about logistics and distribution information, he found that he had been blocked, and he realized that he had been deceived. In order to find **, after searching for private detectives on the Internet, Li added a person who claimed to be a private detective as a friend. The other party said that he could locate Li to find someone through his mobile phone, but he needed to pay 10,000 yuan in labor fees first, and after transferring 10,000 yuan to the account provided by the other party, Li found that he was blocked again, and he was deceived twice.
8. Pretending to be a leader and being familiar with human fraud
Fraudsters use the victim's leader, acquaintance, or child's teacher's **, name and other information to "package" the social account, add the victim as a friend as a "fake" identity, or pull them into a WeChat chat group. Subsequently, the fraudsters expressed concern for the victims as leaders and acquaintances, or imitated the tone of leaders, teachers and others to deceive the victims' trust. Then ask the victim to transfer money to the designated account on the grounds that it is inconvenient to come forward or answer**, and constantly urge the victim to transfer money as soon as possible under the pretext of time urgency, so as to commit fraud.
Typical case 8] Li's QQ account was pulled into a work group by fraudsters, and he did not verify it again when he saw that the names of the members in the group were all staff of the company. A few days later, Li received a group message: **The impersonated "general manager" said that he needed to pay the other party's project money, and asked Li to check how much money was still in the company's account. After Li checked the funds in the company's account, the impersonated "general manager" asked Li to transfer all the funds in the account to the other party's designated account, and urged Li to transfer the money quickly on the grounds that the matter was urgent. For fear of offending the "leader", Li transferred all the 400,000 yuan in the company's account. Later, the general manager of the company received a text message from the bank to inquire, and Li found out that he had been deceived.
9. Fraudulent transactions of online game products
Fraudsters publish advertisements for buying and selling online game accounts, props, and point cards on social and game platforms, or obtain game props for free and at a low price, participate in ** activities and other related information. After the victim has taken the initiative to contact him, the fraudster induces the victim to bypass the formal platform to conduct private transactions with the victim on the grounds that it is cheaper and more convenient. or ask the victim to add a so-called customer service account to participate in the ** event, and ask the victim to pay the "registration fee", "unfreezing fee" and "membership fee" on the grounds of operation error, insufficient level, etc., and block the victim after succeeding.
Typical case 9] When Shen was playing a game, he saw a message in the game chat box that "**Receive game props for free", and after applying**, a person with the screen name "delivery person" told Shen that he could receive a large number of game benefits by scanning *** in the group. After Shen used WeChat to scan *** and fill in the relevant information, the webpage suddenly showed that WeChat would be frozen, and Shen contacted the "delivery person", who claimed that Shen had misoperated and pushed a person with the screen name "handler" to him. The "processor" said that he needed to prove that WeChat was used by himself through transfer, and all funds would be returned in full after verification. According to the other party's request, Shen successively transferred 18,000 yuan to the designated account, and later found out that he had been deceived because he was blocked by the other party.
10. Marriage and dating fraud
Fraudsters collect a large number of life photos of "Bai Fumei" and "Gao Fu Shuai"** through the Internet, create different identities according to the script, and then publish personal information in marriage and dating**. After establishing contact with the victim through social media, the fraudster uses ** and a pre-designed fake identity to deceive the victim into trusting him and runs a long-term relationship with the victim. Subsequently, the fraudsters demanded money from the victim on the grounds that they needed money urgently in case of an accident or helped the project fund turnover, etc., and asked the victim to transfer money according to the victim's financial situation, until the victim realized that he had been deceived.
Typical Case 10] Ms. Xie met a "foreign soldier" on the Internet, who claimed to be a military doctor stationed in a certain country, liked Chinese culture very much, and hoped to settle in China in the future. In the process of chatting with this "big soldier", Ms. Xie was gradually moved by the other party's elegant conversation and daily care, and established a relationship with the other party without meeting each other. The "GI" said that he wanted to transfer all his property to China in order to live with Ms. Xie, but because he was intercepted by customs, he needed Ms. Xie to help pay a fee to pass. Ms. Xie then transferred 50,000 yuan to the account provided by her, and then transferred more than 40 yuan to the bank account provided by the other party many times because she needed to pay "unfreezing fees" and "handling fees", until she was blocked by the other party, and Ms. Xie found out that she had been deceived.