Many minors use their parents' mobile payment tools to recharge games without their parents' knowledge, which brings a lot of economic losses to their families.
Minors are in a critical period of physical and mental development, and their cognitive and behavioral abilities are not yet fully mature. Compared to adults, they are more likely to be misled and have a relatively vague concept and value of money. Therefore, without parental consent, minors using their parents' mobile payment tools to top up games are often based on momentary curiosity and impulsiveness, rather than deliberate behavior.
Parents, as guardians of minors, have the responsibility to supervise and guide their children's behavior. In today's popularization of mobile payment, parents should strengthen the supervision of their children's use of mobile payment tools, set up payment passwords and limits, and avoid children from making large purchases without permission.
According to the relevant provisions of the Civil Code of the People's Republic of China, minors' capacity for conduct is limited, and their conduct should be approved by their parents or recognized after the fact. Therefore, if a minor makes a large purchase without parental consent, parents can ask the merchant for a refund.