Kunpeng Project
Protecting the property market or protecting the children? Weigh the pros and cons
2024 property market: the heat is heating up, and the political spring is leading a new chapter.
In January 2024, housing prices in cities at all levels across the country are generally on a downward trend, and the recovery of the property market seems to be more difficult than climbing to the sky. However, just as the market was shivering in the cold winter, the political level brought the breath of spring and ignited new hope for the property market in February. But according to the latest monitoring by the Zhuge Data Research Center:
In January 2024, the average market price in first-tier cities was 57,947 yuan per square meter, down 059%, a slight increase of 085%。The average market price in second-tier cities was RMB18,007 per square meter, down 065%, down 563%。The average market price in third- and fourth-tier cities was RMB9,395 per square meter, down 031%, down 455%。
These figures are a true reflection of the current pressures on the real estate market. Faced with this situation, many cities have begun to adjust their property market control strategies. Guangzhou, a first-tier city, took the lead in breaking the shackles of the purchase restriction policy and injected new vitality into the market. Subsequently, other cities have responded by introducing a series of policies to stimulate demand in the real estate market. The introduction of these policies has paved the way for the recovery of the real estate market. However, to truly achieve a recovery in the real estate market, it will take the joint efforts of **, developers and home buyers.
Obviously, in 2024, the financial support of the state is also increasing. In other words, China has now begun to save the property market.
However, current house prices are still high: in October 2023, the national average house price was 9,660 yuan per square meter. At the current level of housing prices, many people still can't afford to buy a home. However, in our country, the house is more than just a simple place to live. It's more about people's desire for home, their commitment to love, and their expectations for their children's future. For many people, having a cozy nest is an important step towards happiness.
However, high housing prices have become an obstacle to many people's pursuit of happiness. According to statistics, in the past 20 years, housing prices in many cities have increased several times, making many families sigh. Especially in some popular cities, the increase in housing prices is even more frightening, and it is becoming more and more difficult to buy a house.
For young people who have just entered the society, high housing prices are undoubtedly a difficult threshold to cross. They dream and aspire to have a nest of their own, but high housing prices put them off. This not only affects marriage and family planning, but also makes them feel anxious and confused about the future.
For families who have already bought a home, the high mortgage instalment also puts a lot of financial pressure on them. They have to be budget-conscious and work hard to pay their monthly mortgage instalments. Under such pressure, it is difficult for them to create a comfortable environment for their children, and they do not even dare to buy a bigger house.
High housing prices not only affect young people, but also put huge financial pressure on married couples. This situation has profoundly affected people's willingness to have children, and many families are forced to choose to have only one child, or even not have children, due to financial pressure. According to statistics, the national population at the end of 2023 is 140.9 billion people, a decrease of 2.08 million from the end of the previous year, which is the second consecutive year of negative population growth after 2022. This trend suggests that China's population growth has reached a turning point that will have far-reaching implications for socio-economic development and policymaking.
In the face of high housing prices and declining birth rates, countries around the world have introduced birth subsidy policies to encourage families to have children. The following are the maternity subsidy policies in several typical cities:
In Shenzhen, in order to encourage people to have children, ** introduced a childcare subsidy policy. Families with three children can apply for a childcare subsidy of up to $19,000. The policy aims to reduce the financial burden on families with children and increase their willingness to have children.
In Jinan, Shandong Province, to encourage mothers to give birth, a monthly subsidy of 600 yuan per child is given to eligible families with two or three children until the child reaches the age of three. This policy aims to alleviate the family's daily childcare expenses and provide a better childcare environment.
Yunnan Province has introduced a corresponding birth subsidy policy to encourage childbirth. According to the program, families with a second child can receive a one-time maternity subsidy of 2,000 yuan; Families with a third child can receive a one-time maternity allowance of 5,000 yuan. This policy aims to encourage childbearing and provide some financial support to families.
In Harbin City, ** has also introduced a corresponding maternity allowance policy to encourage childbirth. Families with two children can receive a childcare subsidy of 500 yuan per month; Families with three children can receive a childcare subsidy of 1,000 yuan per month until the child reaches the age of three. This policy aims to reduce the childcare burden on families and increase their willingness to have children.
In addition, demographer Liang Jianzhang made a creative suggestion: in order to encourage families to have children, tax subsidies should be issued to families with more children. In particular, a direct subsidy of 1 million yuan for families with three children can be achieved by reducing the interest on housing loans. In this way, the cost of buying a home for the family will be significantly reduced, and the money saved can be better used for the education and training of their children.
In addition, Ma Guangyuan, a well-known economist, also expressed his views on the issue of children's education. He believes that in order to reduce the burden on families, pre-school education should be included in the compulsory education system and maternity leave should be extended. At the same time, ** should also bear the various expenses of the child's hospitalization, and comprehensively reduce the financial pressure on the family.
These recommendations will not only help increase fertility rates, but will also provide a better environment for children to grow up. Through a series of policy measures, we can look forward to a more prosperous and vibrant future.