Recently, Chinese People's Insurance Company recently launched a critical illness insurance with loose underwriting - PICC i Worry-Free 20 critical illness insurance. PICC i worry-free 20 critical illness insurance not only provides flexible protection, mild and moderate illness can be selected, but also has a high proportion of critical illness compensation, and is still produced by "large companies", which has attracted a lot of attention. Well, PICC i worry-free 2Is 0 critical illness insurance good protection? Who should buy?
1. PICC i worry-free 2Is 0 critical illness insurance good protection?
PICC i worry-free 20 Critical Illness Insurance benefits are as follows:
It mainly has the following highlights:
1. Relaxed insurance conditions
PICC i worry-free 2The biggest highlight of 0 critical illness insurance is that the insurance is relaxed, and it is friendly to patients such as lung, breast, thyroid nodules, gastric or intestinal polyps and hepatitis B, as long as certain conditions are met, they can be underwritten normally.
2. The waiting period is more user-friendly
PICC Life Insurance i Worry-Free 2The waiting period for 0 critical illness insurance is only 90 days, and if you suffer from a mild or moderate illness during the waiting period, you will not be partially covered, but the contract is still valid.
3. Includes extended insurance benefits for critical illness
PICC Life Insurance i Worry-Free 2365 days after the first diagnosis of critical illness insurance, and diagnosed with other critical illnesses before the age of 60, you can get 100% of the sum insured if you meet the claim conditions, which can cover two critical illnesses, which is easier to claim compensation and more secure for people with abnormal health conditions.
4. Additional responsibilities are rich and practical
PICC Life Insurance i Worry-Free 20 Critical Illness Insurance covers optional benefits such as Sickness Care Benefit, Critical Illness Extended Benefit, Severe Malignant Tumor Extended Benefit, and Specific Cardiovascular and Cerebrovascular Disease Benefit.
Second, the People's Insurance I worry-free 2Who should buy 0 critical illness insurance?
As we just said, as a critical illness insurance that is very friendly to people with abnormal physical conditions, PICC i Worry-Free 20 Critical Illness Insurance has loose underwriting, thyroid nodules, masses, cysts, breast nodules, masses, cysts or masses, breast duct dilation, lung nodules, these diseases can be covered as a standard or excluded.
In addition, if you have high blood pressure, hepatitis B virus carrying hepatitis B surface antigen positive, hepatitis B small three yang, pneumonia, blood routine-red blood cell abnormalities, fava bean disease (glucose-6-phosphate dehydrogenase deficiency), purpura, neonatal jaundice, neonatal hyperbilirubinemia, you can also have the opportunity to be covered by the standard if you meet the conditions.
Therefore, if there are people with physical abnormalities, it is recommended that the first choice is to protect people from the insurance I worry-free 20 critical illness insurance.
3. Summary
To sum up, PICC i worry-free 20 critical illness insurance has loose underwriting and comprehensive protection, which is very suitable for non-standard friends. Xiaokai would also like to remind everyone here that the health notification of critical illness insurance is relatively complex, and the content of the terms is relatively large, and it may also involve the submission of underwriting materialsIn the process of 0 critical illness insurance, if you have any questions about product health notification or underwriting submission materials, you can contact our consultants for more one-to-one assistance.