It's too domineering! "In Suzhou, Jiangsu, the woman took away 1 million yuan from herself, but the bank asked for it to be returned, but the woman quit: she didn't take a penny more from the bank, why? The court has decided!
Ms. Liang from Jiangsu, a strong mother, has worked hard in Yiwu with her husband for more than ten years and accumulated wealth for the sake of her daughter's future. After returning to her hometown in Suzhou, she opened a high-end leather goods store, and the business was prosperous and she made a lot of money. Her husband was a hardworking supporter, and they were happily married with a beautiful daughter.
However, fate suddenly dealt a cruel blow to them. Three years ago, Ms. Leung's husband died of a heart attack, and she was devastated. For the sake of her daughter, she cheered up and ran the shop with her. Their efforts were not in vain, and the daughter found a college professor with excellent academic character as a partner. Ms. Liang was very satisfied with her daughter's happiness and decided to hold a grand wedding for her.
In order to build a better future for her daughter, Ms. Liang decided to withdraw her and her husband's savings for more than ten years - 1 million yuan in savings. The money was deposited into a fixed deposit account with a bank. After making an appointment, she went to the bank on time to withdraw the money. She gave the money to her daughter to buy a new house and a car.
However, the bank suddenly contacted Ms. Leung, claiming that she had not been able to withdraw the money without a clear review, and asked her to return the money, otherwise she would bear the consequences. This made Ms. Liang very unhappy, because she thought it was her own money. So, she took the bank to court and asked the court to protect her rights.
Why did the bank ask Ms. Leung to return the money? It turned out that part of the $1 million deposit belonged to Ms. Liang's husband's estate. After the death of the husband, in order to withdraw the money, it is necessary to provide the relevant inheritance notarization procedures. According to the joint notice of the relevant departments, the depositor needs to apply to the local notary office for a certificate of inheritance for deposit withdrawal after his death. Ms. Liang did not provide the corresponding inheritance certificate when withdrawing the money.
According to the Rules of Notary Procedure, inheritance requires notarization. In this case, Ms. Liang needed to apply for a certificate of inheritance if she wanted to withdraw the money. After the investigation and trial by the court, it was finally decided that Ms. Liang should apply for the relevant inheritance certificate to the bank, and there was no need to return the deposit of 1 million yuan. At the same time, the court also required the bank to strengthen its relevant business capabilities to avoid the recurrence of similar incidents.
This case teaches us that we should be rational and vigilant when faced with property and equity issues. The bank's mistake not only violated Ms. Leung's rights and interests, but also reminded us that we need to strengthen our legal awareness and business capabilities. Through this case, we have a deeper understanding that only by relying on *** can we defend our legitimate rights and interests.