First of all, the scope of compensation of compulsory traffic insurance is the personal and property losses of the victim other than the person in the car and the insured. This means that if the person in the car is injured in an accident, the compulsory traffic insurance will not compensate. In addition, if only the person in the car was injured in the accident and no third-party losses were caused, then the compulsory traffic insurance will not compensate for it.
Second, in compensation, it is necessary to divide into three types of situations: priority of responsibility, responsibility and non-responsibility, and compensation without responsibility. Priority of liability means that in an accident, if the car is responsible, then the compulsory traffic insurance will compensate according to the specific situation, not only to compensate the other party's losses, but also to compensate the car personnel and the insured's losses. Liability or non-liability means that in an accident, if the car is responsible and causes losses to a third party, then the compulsory traffic insurance will compensate according to the specific circumstances, including the personal and property losses of the other party. Liability compensation means that in an accident, if the car is not responsible and causes losses to a third party, then the compulsory traffic insurance will also make a certain amount of compensation, but the compensation amount is low.
In short, compulsory traffic insurance does not only compensate the other party but not itself, but compensates according to the specific situation. In the process of compensation, it is necessary to divide three types of situations: priority of responsibility, responsibility and non-responsibility, and compensation without responsibility, and compensation should be made accordingly according to different circumstances. Therefore, we should understand the scope and regulations of compulsory traffic insurance, so that we can better protect our rights and interests in the event of an accident. At the same time, you should also pay attention to driving safety, obey traffic rules, and reduce the occurrence of accidents.