If you were born in 1964 and retire in 2024 and work for 31 years, how much can you get in retirement?
The accounting of pensions is a major issue for those approaching retirement. However, a pension is not the whole criterion for a person's quality of life.
Let's see how the pension of an employee born in 1964 with 31 years of work experience is calculated.
Ms. Lee, a near-retirement employee, was born in 1964 and has 31 years of work experience and is expected to retire in 2024.
She works in a state-owned enterprise, and she has both expectations and apprehensions. Among these issues, she is most concerned about the determination of pensions.
The accounting of pension is a relatively cumbersome work, involving many aspects, such as wages, length of service, social security contributions, etc.
According to the relevant laws of the state, the basic calculation method of enterprise annuity is: basic endowment insurance + personal account endowment insurance. Basic pension = (salary * length of service) Number of insured persons.
According to the calculation method of personal account pension, it can be divided into: personal account pension = personal account balance and payment month.
Ms. Li can know her salary, length of service and social security payment through the company's personnel, social security and other information, so as to calculate her pension amount.
However, although the statistics of pensions have been released, we still have to know that the number of pensions is not the whole of a person's life.
Pension can only ensure the safety of life, but the quality of life still depends on ourselves.
After retirement, we are able to reach our full potential, start a new chapter in our lives, and maintain a positive attitude in our workplace.
For example, participate in community activities, travel, learn new knowledge, enrich your life, and improve your quality of life.
On this basis, it is necessary to establish a new value orientation and avoid excessive pursuit of "material" and neglect of "spiritual" pursuit.
A person's worth is not determined by the amount of pension, but what can really determine its value should be the efforts made to find the meaning of one's life.
Conclusion: The accounting of pensions is complex, but not all of them are determined by the number of pensions.
We must use our own strength to realize the value of our lives and improve the quality of life. Let's face this challenging pension with a positive attitude and create another page in our lives.