With the increasing popularity of digital payments, Alipay has become an indispensable part of daily life in China. As an innovative service of Alipay, Sesame Score has attracted widespread attention because of its unique credit scoring system. What exactly is sesame used for? What are the specific benefits of a high score for users? Let's do it.
Sesame Score is a personal credit scoring system launched by Ant Financial, which analyzes a variety of data information such as users' transaction records, behavioral preferences, and performance capabilities on the Alipay platform to build a comprehensive credit profile. In short, the sesame score is the user's credit ID card, and the higher the score, the better the personal credit.
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Users with a high sesame score can enjoy many conveniences. First and foremost is the financial services offer. For example, when applying for a credit card, a high sesame score can greatly increase the chances of the application being approved; When applying for various types of loans, a high score often means a lower interest rate and a higher amount. In addition, for services that require a deposit, such as renting a house or renting a car, high-scoring users can often enjoy the treatment of reducing the deposit, which greatly reduces the financial pressure.
In addition to financial services, sesame has permeated every aspect of daily life. Some sharing economy platforms, such as bike-sharing and short-term rental apartments, will decide whether to provide services and the quality of services based on the user's sesame points. Users with high scores often enjoy a faster review process and a better service experience on these platforms.
When it comes to e-commerce, sesame also plays an important role. Many ** shopping platforms will refer to the user's sesame points to decide whether to provide try-before buy-out services, or give more after-sales protection. This not only improves the security of transactions, but also enhances consumers' shopping confidence.
It is worth mentioning that sesame points can also be used as a manifestation of personal integrity. In social networks, a high sesame score may be a reference for others to evaluate your credibility. In social activities such as job hunting and making friends, a good sesame score can undoubtedly add points to your personal image.
To sum up, Sesame Cent is not just a number, but also contains a person's credit history and behavioral habits. With the increasing importance of credit in society, the value of sesame points will become more prominent. Therefore, maintaining your sesame points is not only convenient in daily life, but also an important way to build a good credit record. In this era of credit first, sesame points are indeed an intangible asset that is worth cherishing and accumulating by each of us.