The pension has arrived, and the social security payment has been paid for 25 years, how much can th

The pension has arrived, and the social security payment has been paid for 25 years, how much can the enterprise receive for retirement?

Pension support gives retirees the ability to cope with various life challenges more calmly, so that they can truly feel the rewards of their work. This not only injects stability and tranquility into their later life, but also enables them to better pursue their personal interests and experience a colorful life.

It is worth emphasizing that pension is not only a financial support, but also a concrete embodiment of social responsibility. In this way, the society conveys gratitude to long-term devotees and inspires more people to contribute to the long-term development of society. Such a social security system has created a more harmonious and caring atmosphere for the whole society.

As for the issue of pensions, with the completion of 25 years of social security contributions and the approach of the statutory retirement age, people have begun to care about the receipt of pensions. However, the specific amount of pension is affected by many factors, including the number of years of contributions, the contribution base and the pension calculation base.

Taking Master Li, a retiree from Shandong, as an example, he ushered in his retirement date on time when he turned 60 on December 6, 2023, and his first pension was also credited as scheduled. However, everyone was curious, how much money did he actually receive?

Master Li has been silently dedicating himself to the company for 25 years, paying social security premiums on time every month, with an average payment index of 09。However, surprisingly, when he came to retirement, the pension in his personal account was only 126,400 yuan. He received his monthly pension for 139 months, when the base of the 2023 pension payment in Shandong Province was 7,468 yuan.

Master Li's pension mainly includes two parts: basic pension and personal account pension. The basic pension is calculated as 7,468 (1+0.).9) 2 25 1% and ended up being only 1,77365 yuan. The personal account pension was 126,400 139, and the result was 90935 yuan. Overall, he receives a monthly pension of only $2,683.

However, compared with the 3,200 yuan per month received by retired employees of other enterprises, there is a significant gap in the level of Master Li's pension. This phenomenon has aroused widespread attention and heated discussions among netizens, who have said that such a reality is indeed deeply real.

There are two significant reasons for Master Li's relatively low pension level. First of all, he has a low contribution base, which is a common problem. In the payment grade of pension insurance, it covers the range of 60% to 300%, and has always pursued the principle of "pay more and get more". However, Master Li's contribution index is only 09, which is equivalent to only 90%, which is significantly lower than the general level.

On the subject of pension benefits, we need to revisit the aspect of the number of years of contributions. In addition to paying attention to the level of the amount of payment, you also need to consider the length of the payment period. Looking at corporate retirees who receive high pensions, most of them have contributed for more than 40 years, and some are even able to receive a transitional pension, so they have a higher level of pension.

In order to improve the pension benefits at retirement, the main strategy is to increase the amount of contributions and extend the number of years of contributions. Even if the same contribution period is 25 years, different contribution amounts can lead to very different pension levels. Finally, thank you for taking the time to read, and I hope you can get some encouragement, like it!