In 2015, a girl named Zhang Hailin from Xinxiang, Henan Province, was forced to post a post on Moments to borrow money.
She claimed that she needed 300,000 yuan because of something at home, and she wanted to find 300 friends and borrow 1,000 yuan from everyone.
And she promised that no matter how much interest the funder wanted, she promised to repay the loan in full within five years.
So did she really raise the money? And did you pay it all off? Today we are going to talk about this topic.
1. Money is needed for an accident at home
Zhang Hailin is just an ordinary girl in Xinxiang, Henan Province, and her family background is not particularly good, because her father is a truck driver, and her mother herself has no regular job, and her parents have to support her and her younger brother. So Zhang Hailin has worked very hard since she was a child, and she will go out to work when she goes to school, and after graduating from university, she has been working hard in big cities all year round, and she doesn't even go home much.
She sent most of her salary back to her home, so she lived in a boarding house for 300 yuan in the city, and she usually didn't even dare to order takeout, so she could only eat something. And because his academic qualifications are not very good, Zhang Hailin can only intern in the magazine office, and every day in addition to playing ** interviews is to sort out information, and the salary is quite meager.
But the hemp rope was carefully broken, and in 2015, Zhang Hailin, who had not worked for a long time, got bad news from his father. My mother suffered a cerebral hemorrhage due to perennial fatigue and was admitted to the ICU**.
As an intensive care unit, the ICU has an astronomical amount of money and usage fees for one day, and ordinary families like Zhang Hailin simply can't afford such consumption. In order to treat his mother, he quickly spent all the assets of the entire Zhang family.
What's even more unfortunate is that three months after her mother was hospitalized, her father accidentally hit a person while driving a big car, and the victim was in critical condition for a while. In fact, Zhang Hailin's father accidentally hit someone, and it was also because he had been spinning continuously in order to earn living expenses for his mother, so he had a traffic accident because of excessive fatigue. But after all, if you hit someone, you will be held responsible.
The victim demanded that Zhang Hailin and his family must pay 300,000 yuan in compensation, and if they did not pay 300,000 yuan, they would go to the court to sue them and investigate the legal responsibility of Zhang Hailin's father.
But the Zhang family has spent all their savings for their mother's treatment in the past few months, and they can't find 300,000 yuan at all. This incident became the last straw that overwhelmed Zhang Hailin at that time, she tried her best to raise money for her father, but she still couldn't raise enough money, so when she was forced to helpless, Zhang Hailin thought of a way.
Second, there is great strength in numbers
Zhang Hailin stepped up the real estate and land of his family to make up enough compensation of 300,000 yuan, and on the other hand, he was ready to mobilize the power of the masses to solve the problem. Zhang Hailin has been a magazine editor for several years, so he has added a lot of people to WeChat. And if these people are willing to pay to help Zhang Hailin, they will soon be able to solve the problem.
So Zhang Hailin posted an article in her circle of friends, introducing in detail the predicament she is currently facing, and said that she hopes to borrow 1,000 yuan from 300 people, each of whom is 1,000 yuan.
But she will pay back the 1,000 yuan. She promised to pay off all the arrears within five years, and she was willing to let the funder set the interest at will.
At first, Zhang Hailin did not have any hope that he would be able to raise money in the short term. But after her circle of friends sent it, she quickly received a large number of transfers, and it took less than five hours for him to really scrape together 300,000 yuan. This was completely unexpected by Zhang Hailin.
Because many people who transferred money to her only had a relationship with her, they lent her 1,000 yuan. There is even a former customer who said that he could give him 100,000 yuan at one time, and she didn't have to pay it back.
These people who are willing to give Zhang Hailin money all feel that 1,000 yuan is not a lot of money for them. But as long as they are willing to lend Zhang Hailin, they can save the family's life, which is a good deed.
After seeing Zhang Hailin's circle of friends, many people transferred money to him without hesitation. Because in their opinion, 1,000 yuan is really not much, and it doesn't matter if Zhang Hailin doesn't pay it back. Zhang Hailin is not the kind of person who will get something for nothing, she turned down some friends for free donations, and then wrote IOUs to everyone who lent her money.
It took her several years to finally pay back all the 300,000. In this process, almost no lenders asked Zhang Hailin for money, and even some lenders comforted Zhang Hailin many times by calling ** and sending WeChat, telling her not to worry, if there was a problem in their family again, they could go to these well-wishers at any time.
Conclusion:
Zhang Hailin's story tells us that there is true love in the world. Although many people say that social feelings are weak, in fact, this is an illusion produced under the fast-paced society, and there is still compassion and empathy that Chinese people should have.
Why have other fundraising apps like Drip Chip become so popular in recent years? It is also because most Chinese people feel that when others are suffering, they reach out and contribute a little insignificant strength, so when they also encounter suffering, there will be someone to help them.