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Hello everyone, I'm a little rich meow. Some time ago, I saw a friend write "To what extent can people save? 》
My God, a family of four only spends 810 yuan a month on living expenses. I don't know if it's an occasional month, or if it's like this every month.
I'm sorry, I can't save so much.
Think about my family, simply my mother gave me ** melons, fruits, vegetables and eggs, I also have to give my in-laws 3000 living expenses, in addition, my husband and I will also go grocery shopping on weekends, and we have to buy daily necessities, rice oil and the like, I have to spend a lot of money a month.
Because the items of expenditure are different, but purely like small partner milk, milk powder 200, water and electricity control at 60, melons, fruits and vegetables 100, meat 100, toiletries 30, phone bills 150, gas bills 200.
My family: 200 milk powder, Erbao is basically pure breast milk now, and Dabao occasionally drinks a little.
The water and electricity bill is more than 300 in summer and about 200 in winter.
Fruits and vegetables, vegetables don't spend much, because I have my mother, and I go to get vegetables every week, about ten at a time. But we ate a lot of fruits, and went to the supermarket on the weekend to buy dragon fruit, cherry tomatoes, and three apples, for more than 50 yuan.
So 100 yuan is only enough for us to buy fruit twice. There are also mandarin oranges and bananas from my mother's house. (Because I give my in-laws 3,000 yuan a month to buy food, I can't figure out how much.) ）
Occasionally buy vegetables that my mother didn't get, and visually measure at least 500 + 100 yuan for meat and vegetables, which is the most incredible expenditure I think.
I wonder if my friend's meat is free of money, or if the family is vegetarian.
If you compare my family, the average daily meat cost is dozens of yuan. (Eat more during breastfeeding and when family members are sick). And the little partner has 100 yuan for meat, and the average person for four people is 25 yuan, which is less than 1 yuan a day. Other expenses, but okay.
But friends, forget about expenses such as rice oil, soy sauce and vinegar, and daily necessities!
Ay! In my 1,000 yuan, there is no problem with spending it alone.
Because my desire to consume is very low, I usually pay for food, transportation, don't eat or drink, and occasionally buy clothes and skin care products.
But a family, calculated by 4 people, under my mother's **, food, daily necessities, phone bills, gas bills, water and electricity bills, I can't handle it without 2,000 yuan.
So I was a little skeptical about life, if we are too expensive, or if we are too good at spending money! I reflected for three minutes!
I know why! It's a different view of consumption! I save money to resist the unknown of life, but also for the better life of my family, I save money to not reduce the standard of living, do not affect the quality of life as the standard.
So there are a lot of ways to save money, but I never save on food.
Obviously, I'm a master who is very good at "spending money".
Share my ways to save money:
1. Wool.
I mainly use WeChat instant reduction, cash red envelopes, and JD cards, either directly reducing consumption, or directly charging the balance. There is a little friend in the group who has collected 1000+ wool in a month, saving more than others spending in a month. If you like wool, you can follow me or **
2. Reduction and exemption of charging and electricity charges.
For example, different operators have discounts on phone bills and electricity bills. Like the past 28th, Unicom can grab 5% off and move 86% off, and the electricity bill will be charged in the national grid, and I forget which day there is a discount (because my own has not been enabled yet). Like the Bank of China to charge the phone bill, the 3 yuan coupon is superimposed and randomly reduced: the CCB rushes the 30 phone bill or the electricity bill to draw the JD card; Agricultural Bank of China pocket bank 50 minus 20. (I've shared all of this before).
3. Supermarket shopping.
Don't be 49% off and other discounts are confused, and all kinds of crazy hoarding. I found that the items marked with discounts, first raise the original price, and then discount, actually not save too much money, so I still have to buy appropriately.
Bread is discounted after 8 o'clock, and you can also get a discount in advance if you chat. We had 10 dollars for 4 loaves of bread after 8 o'clock and 10 dollars for 3 before 8 o'clock. There were a few times when I didn't go until eight o'clock and asked her to sell me four, and she readily agreed. There are things in the supermarket that can also be bargained! Especially when you're doing an event, you can ask her to send an extra one or something.
4. Offline shopping should be "familiar".
I now live in a small county town and am familiar with some of the shops. Which store to go to to buy a pot, where to buy furniture, where to buy quilts, and where to buy flat food is cheaper and more reliable.
Some time ago, I wanted to buy a pot my husband has been going to the supermarket to buy, I took him to a store to buy, yesterday he only recommended to his friend, where to buy a pot, it is really easy to use! I also found that these stores are all time-honored brands that have been open for more than ten years.
Last time, my husband wanted to make hot pot at home, and he kept going to the supermarket to buy it, so I took him to a wholesale store specializing in hot pot ingredients to buy it, haha? He found out that there is still this store, and the hot pot ingredients of the same brand are much cheaper than the supermarket!
Therefore, if you buy offline, you can go to the time-honored store to take a look, and you may find a treasure store Everyone's living habits are different, and the consumption concept is also different, this is just my consumption method and thoughts, don't sneeze if you don't like it.