Mountains and seas spread honesty and morality, and the breeze bathes the "three rural".
The Ningde Branch of the Agricultural Development Bank has promoted the construction of a clean financial culture.
We believe that to strengthen the construction of a clean financial culture in the new era, we should make overall plans and integrate them, temper the character of loyalty, create and carry forward the good trend of advocating integrity and resisting corruption, and always maintain the political nature of honesty and integrity.
In recent years, with the theme of "Honest Finance, Qingyang Mindong", the Ningde Banking Association has further promoted the creation of a clean financial culture brand in Mindong, forming a good atmosphere for the association to "set up a stage", the institution to "sing" and the industry to "resonate". As the only agricultural policy financial institution in eastern Fujian, the Ningde Branch of the Agricultural Development Bank actively integrates into the construction of a clean financial culture, insists on making good use of red resources, inherits the culture of integrity, pursues the footprint of integrity, serves the local economy, and earnestly builds a distinctive brand of integrity culture with the recognition of the Agricultural Development Bank. As one of the seven banking and financial institutions in Fujian Province, it was awarded the "First Batch of Demonstration Units for the Construction of Clean Financial Culture in the Banking and Insurance Industry of Fujian Province".
1. Adhere to the system of "strong integrity" and standardize the mechanism for building a culture of integrity.
Strengthening the construction of a clean financial culture is a systematic project, a long-term task, and a basic work, and it is necessary to adhere to the system concept, give full play to the role of organizations, mobilize all kinds of subjects, and coordinate all kinds of resources to carry out. The Bank promotes the establishment of rules and regulations to "strengthen integrity", and coordinates the construction of a clean financial culture with political guidance. The first is to pay attention to overall planning and coordination and responsibility. Weave a dense responsibility system for the construction of a clean financial culture, adhere to the overall coordination work mechanism of the unified leadership of the Party committee, the organization and promotion of the Discipline Inspection Commission, and the responsibility of each department, and include the construction of a clean financial culture in the task arrangement of comprehensive and strict governance of the Party, and deploy it as an important part of the discipline inspection work, formulate the "List of Main Responsibilities for the Construction of Party Style and Clean Government" and the key task arrangements for the Party committee to implement the main responsibility of comprehensive and strict governance of the Party, and build a "top leader" to perform the duties of the first responsible person, and team members to perform "one post and two responsibilities". A responsibility system for the construction of party style and clean government with clear hierarchies, clear powers and responsibilities, and comprehensive coverage of relevant departments performing specific duties. Establish a leading group for the construction of a clean financial culture, headed by the secretary of the party committee and the president, the secretary of the discipline inspection commission as the deputy leader, and the main persons in charge of each department as members. The second is to pay attention to the integration of resources and make plans. It has successively formulated implementation plans for the construction of a clean financial culture in 2021, 2022, and 2023, clarified the goals, tasks, methods and steps of the construction of a clean culture, and promoted the construction of a clean culture with theoretical learning, publicity and interpretation, Party member education, and family style construction at the same frequency and integrated progress, and improved the evaluation system and reward and punishment mechanism in combination with the actual work, so as to play a demonstration and radiation role. The third is to pay attention to highlighting the characteristic painting plan. Pay attention to giving full play to the enthusiasm and initiative of all employees of the bank, extensively mobilize and participate in the construction of a culture of integrity, thoroughly implement the requirements for carrying out activities to build a culture of integrity, refine the content of activities, decompose the responsible departments for implementation and the time limit for completion, and formulate the "Plan for the Construction of a Clean Financial Culture" every year, so as to promote the effective connection and synergy between the construction of a clean financial culture and the "Year of Internal Control and Compliance Management", the "Compliance Agricultural Development Bank" action, the construction of "two basics" and the promotion of high-quality development. In order to improve the practice mechanism of integrity culture, clarify the target direction and realization path.
2. Persist in innovating and "running honest" and enrich the carriers for the construction of a clean culture.
Culture is to moisten its inside, cultivate virtue and consolidate its foundation. Ningde Minyue culture blends, mountains and seas form and gods coexist, the cultural context has a long history, and contains rich incorruptible cultural resources. Based on the endowment of characteristic cultural resources in eastern Fujian, the Bank further exerts the effect of cultural "integrity", and highlights the characteristics of policy-based finance and effectively promotes the construction of a clean financial culture by carrying out in-depth linkage propaganda and education, normalized supervision, peer exchanges, and the use of new publicity. The first is to insist on deep cultivation on the "point". The culture of honesty in eastern Fujian has a profound historical accumulation and contains rich elements of integrity. Combined with the "Nine Integrity" mechanism, the Bank made use of the red integrity resources in eastern Fujian as the education point, and organized employees to go to Lian Village, Fu'an City, Ningde City, Huotong Town, Taohuaxi, Xiadang Township, Shouning County, and "Taimu Qingfeng Yuan", Baiyang Village, Fuding City, to carry out integrity warning education, and strive to enhance the penetration and appeal of integrity culture and education. While insisting on the "drip irrigation" of education, we have continuously strengthened the "infiltration" of family style, and successively carried out activities such as "Chongde and Kindness, Honesty and Filial Piety" - walking into Huang Ju's hometown to learn the family style of honest family education, "Presenting the 20th National Congress of the Communist Party of China, and Writing Honest and Honest" red family letters, "Accompanied by the breeze, giving books to pass on honesty", and honest home visits. According to statistics, in the past three years, the Bank has organized and carried out a total of 117 themed activities on the theme of clean financial culture. The second is to insist on extending on the "line". The Bank adheres to the principle of external integrity visits and internal supervision, and actively builds an integrated and collaborative construction system. Frequent visits to relevant departments, regulatory agencies, law enforcement agencies and other relevant departments; Regularly carry out return visits to enterprises by the secretary of the Commission for Discipline Inspection, issue the "Contact Card for Supervision of the Conduct of the Industry", and sign the "Agreement on the Co-construction of Bank-Enterprise Integrity"; Hold a symposium for external integrity supervisors every year to understand the integrity of employees, and listen to opinions and suggestions on improving the style of conduct, strengthening the construction of work style, and improving the quality and efficiency of services; Organize the signing of the "Letter of Commitment for Employees to Perform Their Duties in Compliance with Integrity", and establish a system of "Integrity Notice" and "Integrity Statement" for credit officers; Strictly implement the "double notification" mechanism, and continue to transmit the "ten strict prohibitions" and non-official communication regulations on daily exchanges with regulatory departments. The third is to insist on expanding in the "area". Persist in consolidating and expanding the publicity of the culture of clean finance, and continuously enhance the attractiveness and appeal of the culture of integrity. Take strengthening publicity as the starting point to improve the quality and efficiency of work. Make full use of the mobile app of "Min Nongfa e-School", set up a live broadcast of "My Opinion on Honest Financial Culture", display and broadcast the original micro-** "Bottom Line" and "Fujian Eastern Historical Figures - Feng Menglong", and produce H5 electronic magazines "Honest and Clean" and "Shimmer", and the original song "Song of Compliance" and so on. It has successively carried out the exchange report of "Doing a Good Job in "Addition, Subtraction, Multiplication and Division" to Empower Honest Financial Culture", "Practicing the "Three Modernizations" to Promote Honesty and Escort the Development of High Quality", and created and performed on the spot ""Fresh Breeze on the Cloud, Honest and Honest Mindong" Calligraphy Guzheng Display", and the essays "Breeze and Moon, Walking with "Honest" and "Looking for "Xi" Traces to Understand Honest Agricultural Distribution in Action", etc., which were published in the journal of "Ningde Banking" and the WeChat of "Ningde Banking", which have been widely praised by all parties. Strive to create a "clean agricultural distribution" communication matrix integrating external and WeChat internal publications, and give more connotation to the culture of integrity.
3. Adhere to the integration of "advocating integrity" and empower the role of building a culture of integrity.
To strengthen the construction of a culture of integrity, we must not only infiltrate and edify the spring breeze and rain, but more importantly, give full play to the role of cultural empowerment. The Bank vigorously advocates the concept of the integrity culture of the ADB of "supporting agriculture with integrity, acting honestly and being an innocent person", and vigorously promotes the penetration of the clean financial culture into all fields and levels by strengthening daily supervision and special supervision, and continuously expands the coverage of the clean financial culture. The first is to "strong" daily supervision. Highlight the early grasp of small and frequent, actively implement the provincial branch's "Daily Supervision and Operation Guidelines", concentrate on the implementation of "flying" and "carpet" supervision and inspection, ensure that emerging problems are discovered, reminded and dealt with early, and make good use of the "four forms" of supervision and discipline, and insist on resolving all kinds of contradictions and disputes at the grassroots level and eliminating them in the bud; Carry out abnormal behavior screening of employees at least once every six months to ensure that the investigation coverage is 100%; Continuously increase the intensity of case prevention work, learn from the "Fengqiao experience" to implement grid management, and achieve "horizontal to the edge, vertical to the end". The second is "specialized" key supervision. Pay close attention to key areas such as credit, accounting, selection and employment, style construction, and implementation of the spirit of the eight regulations, earnestly grasp the special rectification, and continue to deepen the positive style and discipline. Grasp the key links such as official reception, official vehicles, and goods procurement, interview the responsible persons of relevant departments, supervise and urge the strict performance of duties, control the integrity pass, and strengthen the supervision of discipline and work style, and resolutely prevent disguised eating, drinking, and gifting, private use of public vehicles, tourism, purchasing and sending native products, and indiscriminate distribution of money and goods. The third is "real" clean and honest supervision. Combined with the requirements of the construction of a clean financial culture, create and use the "Supervision Letter", "Reminder Letter" and "Proposal" "Two Letters and One Book" carriers, start from the aspects of compacting responsibilities, promoting activities, and publicity, effectively highlight the supervision of integrity, and strive to achieve "three close combinations", that is, the close combination of the culture of integrity and the culture of party building, the close combination of the concept of integrity and internal control and compliance, and the close integration of integrity practice and team building, so as to further promote the construction of a clean financial culture. By further promoting the construction of a clean financial culture, the Bank was ranked first in the 2021 and 2022 evaluations of the Municipal Banking Association.
1. Third, it has won the first place in the province for three consecutive years in the 2020, 2021 and 2022 discipline inspection line evaluations in the system. Fourth, "help" high-quality development. Since 2021, on the basis of the construction of a clean financial culture, Ningde Branch's credit support for agriculture has been significantly accelerated, and the road to rural revitalization with eastern Fujian characteristics has become wider and wider. As of the end of December 2023, the balance of various loans of our bank was 1722.4 billion yuan, an increase of 80 percent from the beginning of 20212.9 billion yuan, an increase of 8732%;The balance of various deposits is 307.1 billion yuan, an increase of 134.4 billion yuan, an increase of 7782%, the growth rate ranks in the forefront of the province's agricultural distribution system.
Honest financial culture is an important starting point for purifying the financial political ecology, improving the level of integrity risk prevention and control in the industry, enhancing the endogenous power of financial anti-corruption, and improving the quality and efficiency of financial services. Therefore, the most important thing is to "turn the virtual into reality" the construction of a clean financial culture. The fundamental task of building a clean and honest financial culture should pay attention to bacon and casting soul. We must take party building as the "root" for the construction of a clean financial culture, cast the "soul" with ideological and political work, insist on studying and implementing the socialist thought with Chinese characteristics in the new era as a long-term major political task, and constantly strengthen political beliefs and ideals and beliefs. The work idea of building a clean and honest financial culture should adhere to the concept of systems. The construction of a clean financial culture is a systematic project, a long-term task, and a basic work, which cannot be simply regarded as a separate task of an institution or department, nor can it be simply positioned as an education and propaganda work. The practical path of building a clean financial culture should enhance its leading force. To strengthen the construction of a clean financial culture, we should give full play to its basic functions of value orientation, behavioral constraints, and environmental purification, and release the superimposed effect of promoting the "three non-corruptions" in an integrated manner. It is necessary to prescribe the right medicine and target the case, promote the case as a reference, use the case to promote reform, and use the case to promote treatment, and further firmly establish the value concept of impartial use of power and honest government.
The power of culture is deep and far-reaching. The Ningde Branch of the Agricultural Development Bank will give full play to the advantages of the cultural resources of eastern Fujian, continue to work hard and make long-term contributions to the excavation, refinement, transformation and utilization, promote the construction of a clean financial culture to a higher level, and provide a solid guarantee for the high-quality development and service of rural revitalization with characteristics in eastern Fujian. (Text: Wu Shanshan, Cao Shenggu).