Kunpeng Project
The gold bar rose from 1 million to 1.5 million, the bank was unwilling to accept it, and the gold store was only willing to give 900,000, what is the reason?
Let's say you spend a million on a **, and as the ** changes, ** soars all the way up, and now it has risen to 1.5 million. You were so happy that you felt that you had made a windfall and hurried to the bank to exchange **.
However, the unexpected happened: the bank waved at you and refused. You go to a jewelry store again, and the manager of the jewelry store looks at it and is willing to pay 900,000. This scene makes you very confused, isn't there a price increase? Why didn't the bank take it? Why is the ** given by jewelry stores much lower than those on the market?
The news always arouses people's interest. However, if you take *** to the bank, the bank will not accept it. In the first transaction, the major banks are not only concerned about the first day.
They attach great importance to the quality, origin, and even packaging of the best. The ** you received may be a mysterious gift with no packaging and no known origin. How could the bank say yes so easily?
Moreover, in the bank, there is also a set of cumbersome procedures to handle ** business. Your, perhaps, lacks a "certificate of conformity" that can make your bank feel at ease. Think about it, no matter how valuable a piece of jewelry is, if it doesn't have the corresponding certification, then its ** will be greatly reduced.
This is like a fastidious collector, in front of a cultural relic that has no record, even if the cultural relic is valuable, he can only shake his head regretfully.
In addition, when making this kind of ** trading, the liquidity of the market should also be taken into account. ** is a property in the banking system and must be properly operated and circulated. Once there is a large inflow, then the major banks will inevitably be vigilant, because no one wants their treasure trove to become a "warehouse".
Therefore, if you take ** to the bank and are rejected by the bank, it is not that ** has no value, this is just a rule, a consideration. It's like the best goods you see in the mall, but no one wants them when you get to a brand-name store, because the situation is different, and the rules are different.
You went to a jewelry store, and you thought that the ** in your hand could be sold well**, but you didn't expect that you could only pay 900,000 yuan. There is also a jeweler's calculation in this. Think about it, everyone who opens a jewelry store is to make a profit.
When they buy, they not only look at the current but also look at the future cost of sales and profits, as well as possible risks. It's like if you go to a thrift market, the buyer will try to keep the ** down so that they can make more money.
The jewelry store will also evaluate the texture of **. Even if it is very high, once there are scratches and blemishes, the **truth** will drop significantly. It's like in the second-hand car trade, a car with scratches, even if it has good functions, **will not be high**. The owner of this jewelry store has obviously thought of this as well.
Also, don't forget that there is a link between supply and demand in this matter. In the market, when the supply exceeds the demand, the major jewelers have no motivation to buy at all. What they want to think about is whether the purchased ** can be changed hands quickly, otherwise it will be equivalent to a large backlog of "dead goods". It's like a ticket to a club, and it's going to get less and less valuable as time goes on.
Therefore, the owner of the jewelry store shook his head and shouted out the ** of 900,000, and he also had a lot of considerations in his heart. It is necessary not only to ensure the profitability of enterprises, but also to take into account the market. It's like when you go to the vegetable market, although you have determined the ** of the vegetables, but the ** sold on the market is higher than the one sold on the market, because the merchant also has to calculate the cost and make money.
Seeing the market rise to 1.5 million, you may feel like you're making a fortune. However, when you really sell it, you will find that there is a huge gap between the ** on the market and the real **.
The market ** only exists in a concept, just like the bright moon in the sky, which seems to be bright, but may not be able to be picked. Affordable, this is a real fact, like a lantern in your hand, although it is not bright, but it can also point the way ahead.
The difference between the market price and the real ** is like the difference between the ideal and the real. The higher you are, the more wealth you have.
However, in practice, a combination of various factors such as liquidity, the connection between supply and demand, and even the psychological expectations of the buyer will have a certain effect on the final pricing of real estate. For example, if you fancy a piece of clothing on the Internet, although it is very attractive, when you actually get your hands on it, you will find that its price is much cheaper.
In addition, the market is ideally generated by complete market information, etc., and both buyers and sellers have a common understanding of it. However, in real life, this situation is difficult to adequately satisfy.
For example, the person who buys ** is not in a hurry, or has doubts about the real **, these factors will have a certain impact on the final **.
Through this incident, we can understand the complexity of investment. And these rejections by banks and jewelers also reflect a great fact in terms of investment: their market value is often completely different from their true value. This is not just a first-class example, but an enlightenment with far-reaching significance for the market economy.