Social security for employees vs flexible employment
vs social security for urban and rural residents
What are the differences?
The people covered and the legal obligations are different
Employees are paid social security by the employer, and individuals can choose to pay flexible employment or social security for urban and rural residents according to their own needs.
Employee social security
Employee social security is what we often say for the five insurances, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance five, the protection of rights and interests is the most comprehensive, when we work in the unit, the unit will pay us employee social security, the first three types of insurance costs by the unit and the individual in proportion, the latter two types of insurance costs borne by the unit. According to the Social Security Law, as long as the employee establishes an employment relationship with the employer, the employer is obliged to pay social insurance for the employee. Therefore, the social security of employees is enforced by the state.
Social security for flexible employment
It is aimed at freelance or flexible employment groups, and individuals can apply for it, and the cost is fully borne by the individual. According to the provisions of the Social Security Law, flexible employees can voluntarily pay flexible employment pension insurance and flexible employment medical insurance
Social security for urban and rural residents
Social security for urban and rural residents refers to the pension insurance for urban and rural residents and the medical insurance for urban and rural residents, which are two kinds: urban resident insurance and rural resident insurance, which are insured by individuals separately and bear all premiums separately, only including endowment insurance and medical insurance, but the premise is that there must be a local household registration to participate in the insurance; In addition, urban and rural medical insurance has a time limit for purchase, which can only be enjoyed if it is purchased within the specified time. Pay once a year, enjoy medical treatment in the year of payment, and do not enjoy medical treatment if you do not pay.