"I'm very happy to be ready to buy a house, but I can't do it for half a day to withdraw the provident fund, and I'm very anxious! ”
Withdrawing the provident fund always has to get a bunch of documents, and the legs are broken. ”
The provident fund center is really far away from my house, and it takes me half a day to go and ...... it”
The process is cumbersome, the time is long, and there are many documents
Due to the fact that it involves the review and flow of information between multiple departments, we often encounter these problems when handling provident fund withdrawal business. Can there be fewer "routines" and a simpler process? Chongqing Housing Provident Fund Management Center and Qulian Technology have given a solution: use blockchain to connect the business departments "chain"!
"Arrive in seconds".
What's the black technology?
Open the "Chongqing Provident Fund" WeChat applet, submit relevant materials according to the prompt process, and in just a few seconds, Chongqing citizen Zeng's account entered 21,600 yuan.
In the past, I had to go to the window to do it, and it took half a month to complete a set of processes, but now it is much more convenient! ”
Help make it happen"Zero materials, zero errands, fingertips, and second-level arrival".The "Chongqing Provident Fund" WeChat mini-program to:Big data, blockchain technologyAs the base, connect the Chongqing Housing Provident Fund Management Center, various committees and bureaus and several commercial banks to form a "Provident Fund Information Sharing Alliance Chain" to achieve the rightFlexible employment account opening and deposit, provident fund withdrawal**, inclusive finance, etcEffective support for business.
In this information sharing consortium chain, the consensus is stored on the chain by storing key information dataReal-time, secure and effective sharing of business information between different institutionsWhile the collaboration has become smoother, the business handling process has also been "rocket accelerated": the depositor handles the provident fund withdrawal business, and the processing time has changed from 15 working days to "second-level" accounting; The approval time for CPF loans has been shortened from 10 working days to the shortest possible day.
Provident Fund Information Sharing Alliance Chain" architecture diagram.
As one of the scenarios of the comprehensive pilot of blockchain innovation and application in Yuzhong DistrictThe platform has been connected to more than 10 commercial banks in the city, supporting 3.63 million provident fund businesses and 2.52 million bank innovative financial servicesIt was also listed on the list of "2023 Blockchain Innovation Application Cases Selected List" by the Cyberspace Administration of China, becoming a national model of financial service innovation.
Oranges.
Blockchain Classroom
In this case, we can imagine the "Provident Fund Information Sharing Consortium Chain" as a special diary that records important information between the provident fund center and various institutions. In this diary,Each record is encrypted, and it needs to go through a series of special verification procedures before writing something into itThis ensures that all information is true and cannot be tampered with.
The existence of the "alliance chain" has formed a stable and safe bridge between the bank and the governmentLet the data between different departments be safely circulated and usedAs a result, the efficiency of inter-agency collaboration has been improved.
As a national technology enterprise, Qulian Technology has contributed many feasible digital solutions to the construction of smart cities based on blockchain technology. We will continue to explore and let more innovative applications bloom in all fields across the country and the world, and help build a more intelligent, efficient and convenient future society.