Junlong Xiaoqinglong No. 2 has attracted much attention since its debut.
With the support of the good start policy in 2024, the manual underwriting link of the product will be relaxed for a limited time.
So, what are the advantages of Junlong Xiaoqinglong No. 2 to stand out in the children's critical illness insurance market?
In this article, let's take a look.
How about Junlong Xiaoqinglong No. 2?
Junlong Xiaoqinglong No. 2 underwriting relaxed
Daddy concluded
1. How about Junlong Xiaoqinglong No. 2?
Why is Junlong Xiaoqinglong No. 2 so popular? Let's take a look at its highlights.
Highlight 1: Flexible insurance rules.
Junlong Xiaoqinglong No. 2 has flexible insurance rules and is designed to protect children under the age of 18, this insurance not only provides a payment method that can be divided into up to 30 years, but also allows the insured to freely choose the protection period, up to 30 years old, 70 years old, or even for life.
This flexibility allows parents to tailor the plan to their own financial situation and their child's needs.
In addition, there is also a high-quality product on the market that has been paid for 35 years, and the father has compared it with Junlong Xiaoqinglong No. 2.
Highlight 2: Comprehensive protection content.
Junlong Xiaoqinglong No. 2 provides 3 opportunities for critical illness claims, which is one of the reasons why it is "popular in the market", and the payout ratio is % each time and there is a one-year interval between each claim.
Such a design can provide continuous financial support for the insured in the face of critical illness.
You must know that at present, most products only make 1 claim for basic critical illness, and Junlong Xiaoqinglong No. 2 is up to 3 times.
In addition to the critical illness benefit, the insurance also provides moderate and mild illness coverage, which is paid out a total of 6 times, and this coverage is still in effect after the occurrence of a critical illness.
Not only that, Junlong Xiaoqinglong No. 2 also provides a number of optional responsibilities, such as total disability benefit in death, malignant tumor benefit, etc., providing parents with a more comprehensive choice.
Highlight 3: Excellent value-added services.
In addition to the above content, the value-added services of Junlong Xiaoqinglong No. 2 are also relatively good, and the "Warm Treasure Plan" and "Critical Illness Green Pass" have alleviated the troubles of most parents.
2. The underwriting of Junlong Xiaoqinglong No. 2 is relaxed.
In addition to the above, Junlong Xiaoqinglong No. 2 has also relaxed the manual underwriting policy during the good start of 2024.
The underwriting requirements for some pre-existing conditions have been relaxed to provide more opportunities for children with health problems.
For example, premature infants, full-term infants, ankylosing spondylitis, etc., have more flexible coverage options that meet certain conditions.
It should be noted that there is a certain time limit for the relaxation of the underwriting of Junlong Xiaoqinglong No. 2, and the above chart only lists some of the diseases.
3. Daddy's summary.
As a parent, it is important to choose an insurance product that is suitable for your child.
Junlong Xiaoqinglong No. 2 has become the favorite of many parents with its flexible insurance rules, comprehensive protection content, and considerate service.
So, is this product suitable for all children? In fact, it is still necessary to decide based on your own situation.