Economist Xue Zhaofeng once said:
"Poverty is actually a combination of two words, poverty refers to your current poor financial situation, and poverty means to be exhausted and hopeless. ”
For most people, they are busy all their lives, just to earn a few taels of silver and make their lives better.
But wealth is not something that can be achieved by hard work alone, and it takes the favor of fate to become rich and rich.
There are many factors that determine a person's wealth, such as origin, education, cognition and personality, all of which may have a subtle influence.
The ancestors have a saying:"People have money or not, you can tell at a glance. ”
Most of those who have no money in their lives have these 3 poor habits, and I hope you don't have any of them.
Spending lavishly and without planning
Nowadays, many people actually have good jobs and have a lot of income every month, but at the end of the month, they find that their balance is insufficient.
In the end, it is not because you earn too little, but because you spend too much, and you can't save money if you can't make ends meet, and you are still poor.
This is also the dilemma of many people living in big cities, where the average income is far ahead, but the cost has also increased exponentially.
On Weibo before, someone had made a similar complaint:
He works for an IT company in Beijing and is also a high-income group in the industry, but he still relies on credit cards to make ends meet.
The reason is not only because of the large daily expenses, but also because he likes to spend money lavishly, so his savings are basically equal to zero.
* Expensive clothes are commonplace for him, and he often invites friends to eat and drink, and rushes to pay the bill every time.
In the mouth of others, he is a senior white-collar worker who lives a luxurious life, but in fact, behind his gorgeous life is an unplanned mess.
Robert once said in the book "Poor Dad, Rich Dad":
"In the long run, it's not how much money you make, it's how much money you can keep, and how long you can keep it. ”
It is indeed a skill to be able to earn enough money, but it is even more of an ability to plan one's wealth and rationally open sources and reduce expenditures.
Every asset in your pocket, without a clear direction and purpose, is just another form of liability.
Reckless squandering is never a long-term solution, only careful planning can lead to a long stream.
Do things timidly and dare not take risks
After ordinary people make money, most of their thoughts are to save this money and accumulate wealth by accumulating small amounts.
This method can indeed ensure the harvest in drought and flood, but if you want to really make a fortune, you are still too restrained and conservative.
Throughout ancient and modern times, people who can make a lot of money, except for a few who have the advantage of innate family background, are those who dare to take risks.
Less risk means smaller returns, and greater risk often indicates greater returns, which is the law of economics.
The famous business tycoon Warren Buffett once said:"Risk is always everywhere, learn to manage it, and don't always try to avoid it. ”
If you want to make money, but you always look ahead and lose everything, the end result is often to miss the opportunity and lose the opportunity.
Only unrealistic fantasies will never be able to step into the right path of success, and will only waste time in the confusion.
Wang Chuanfu, the chief executive of BYD, was born in an ordinary peasant family, and was admitted to graduate school with his own efforts, and majored in the direction of batteries.
After graduating, he gained a lot of experience at Bigge and made the bold decision to break away from the company and start his own company.
In the eyes of others, it is extremely risky, but Wang Chuanfu has really achieved the wealth and danger, and operated BYD into the largest car company in China.
Risk always coexists with opportunity, and avoiding risk means missing out on opportunities and losing the possibility of becoming richer.
If you want to make money, you must first be bold and careful, use enough experience to assess the risks, and then put your heart and soul into it to succeed.
Unwilling to raise awareness, self-contained
There is a very interesting saying on the Internet:
"What is like garbage in the eyes of ordinary people can only be seen by discerning businessmen and embarrassed beggars. ”
Everyone's behavior is the result of their cognition and observation, which also means that people at different levels see things that are completely different.
The same good meal will only be felt by the average person, while the business-minded person will calculate its profits.
An ancient piece of porcelain, in the homes of ordinary people, is no different from a vessel for eating, but in the eyes of archaeologists, it may be a priceless treasure.
This is not that the value of this porcelain has changed, but that the perception of the two is different, which indirectly changes the added value of this ware.
The same is true for many people, when their self-awareness stays at a certain level, they are destined to be difficult to be favored by wealth.
What's even more terrifying is that they will feel that there is nothing wrong with everything they do, and they will still rest on their laurels.
Just like many people who made a fortune by relying on the lottery, after getting the good luck from the sky, they began to squander and waste excessively and indulge in lust.
It didn't take long for this unexpected blessing to quickly lose out, and he returned to his previous life, and even lived an even more embarrassing life.
is like the sentence summarized by netizens:
"Every penny you earn is the realization of your perception of the world, and every penny you lose is because you have a flawed understanding of the world. ”
If the height of cognition is not enough, it will eventually allow itself to slowly return to reality, and only by improving cognition can we see further.
Immanuel Kant once said:"Only by changing can we progress; Only progress can win the future. ”
Poverty is only temporary, if you don't change your way of thinking and consumption habits, then poverty may accompany you for a lifetime.
Only by learning to plan reasonably, constantly improving cognition, and jumping out of one's own limitations can we truly change one's life against the sky.
Success is not achieved overnight, and having money is not a day's effort.
Loving learning, working hard, and being positive is the best way to be rich.
Finally, I hope that you and I can see the opportunities from the risks, and turn our advantages into wealth as soon as possible.