Enterprise credit rating is a standard to measure the integrity of the enterprise, the improvement of the management system and other aspects. At present, all provinces and cities in China require enterprises to issue credit rating certificates, credit rating certificates, and credit reports in project bidding and bidding, financing loans, procurement, and corporate publicity. Among them, AAA certification, as the highest level of certification, represents a high degree of corporate credit, low debt risk, excellent credit history, good operating conditions, strong profitability, broad development prospects, and is a symbol of corporate reputation.
Classification of enterprise credit ratings
AAA rating: excellent credit, high credit degree of the enterprise, low debt risk. Such enterprises have excellent credit records, good operating conditions, strong profitability, broad development prospects, and uncertainties have little impact on their operation and development.
AA rating: good credit, high credit degree of the enterprise, and low debt risk. Such enterprises have excellent credit records, good operating conditions, high profitability, and broad development prospects, and uncertainties have little impact on their operation and development.
Grade A: Good credit, the credit of the enterprise is good, and there is no problem in repaying debts under normal circumstances.
Such enterprises have a good credit history and operate in a virtuous circle, but there may be some uncertain factors that affect their future operation and development, which in turn weakens their profitability and repayment ability.
Grade B: Poor credit, poor credit of the enterprise, weak solvency.
Class C: No credit, no credit for the enterprise.
The benefits that AAA credit ratings can bring to businesses
Benefit 1: Bidding pass
The national policy fully advocates the inclusion of enterprise credit rating in the theme activities of enterprise bidding, and the strong support of the provinces, so many bidding purchasers will take the enterprise credit qualification as the threshold of the company's bidding conditions.
Benefit 2: Bidding pass
The higher the credit rating of the enterprise, the higher the bonus points, usually AAA plus 3 points, AA plus 2 points, A plus 1 point.
Benefit 3: Enterprise credit ID card
The credit rating certificate assessed by the third-party platform must be fair, just and credible, and has been widely recognized by the crowd, which is a real and credible corporate credit ID card for the company, and it is easier to gain the trust of the partner in the business service cooperation.
Benefit 4: Management method improvement book
The personal credit report presented by the enterprise credit rating has detailed data statistical analysis and index value evaluation of the company's operation, operation, personal credit situation, etc., and the content is objective and fair, true and reliable, according to the personal credit report, the company can deal with the problems in the whole process of operation and management in a timely manner.
Benefit 5: Overall strength brand endorsement
The AAA credit rating not only represents a good personal credit record, but also indicates that the company's operation is good, the operating ability is strong, and the assets are leading, which is a proof of the company's strength.
AAA credit rating certification in **?
The "Several Opinions on the Use of Credit Records and Credit Reports in Administrative Management Matters" issued by the National Development and Reform Commission, the People's Bank of China, and the National Development and Reform Commission, the People's Bank of China, and the National Development and Reform Commission, the People's Bank of China, and the National Development and Reform Commission, the People's Bank of China, and the National Editorial Office stipulate that: "In administrative management matters such as procurement, bidding, administrative approval, market access, and qualification review, relevant market entities are required to provide AAA enterprise credit rating certificates issued by the People's Bank of China for the record. ”
Therefore, the enterprise credit rating certificate must be handled by the national certification agency filed with the People's Bank of China.
Basic requirements for enterprise declaration
1. It has been registered and established for one fiscal year in accordance with the law;
2. Annual main business income;
3. The enterprise is in a state of continuous operation;
4. There are no major untrustworthy behaviors such as unfair operation, malicious competition, labor disputes, tax evasion and evasion in business activities;
5. Enterprises that have no bad complaint records will be comprehensively evaluated by the Evaluation Office according to the rating model.
Materials to be submitted for declaration
1. A copy of the copy of the business license.
2. A copy of the legal person's ID card.
3. Sign and seal the letter of commitment.
4. Fill in the declaration form.
Note: The above information can be stamped and scanned and sent back.
Application period: 3-5 working days.
Review: two trials in three years, free annual inspection.
Certificate Query:
Enterprise Credit Information Public Service Platform: wwwcreditxx.org.cn
China Credit Bidding and Bidding Network: www.creditbidding.org.cn