What do you need to know about opening an account? above .

Mondo Health Updated on 2024-02-22

1. Age requirements for opening an account.

Must be at least 18 years old, based on the date of birth on the ID card.

2. Account opening time.

According to the provisions of the account opening time in the ** market trading rules and ** the company's regular business handling time, the account opening procedures should be carried out between 9:30 a.m. to 11:30 a.m. and 13:00 p.m. to 15:00 p.m. on the ** trading day. However, with the development of fintech and changes in customer service needs, some ** companies may already provide 24-hour account opening services on weekends or during non-trading hours, such as making online appointments and having staff work overtime during designated weekend hours.

3. Account opening information.

The second-generation ID card and an ordinary bank card are sufficient.

4. Do I need to open online banking for my bank card?

You don't need to open online banking, and it doesn't matter if you open online banking. Bank-securities transfer and online banking are two different businesses, and the tripartite depository banks that each company cooperates with are not exactly the same, and generally CCB, Bank of China, ICBC, and Agricultural Bank of China have cooperation. Bank-securities transfer refers to the real-time transfer of funds between the bank account and the capital account through the tripartite depository system between the company and the bank when the investor conducts the first transaction, which is used to buy and sell **, etc. This process does not require the opening of specific online banking services, and only requires investors to choose the bank they cooperate with when opening an account with the ** company, and bind the corresponding ordinary bank card as the fund settlement account.

Major commercial banks such as China Construction Bank, Bank of China, Industrial and Commercial Bank of China and Agricultural Bank of China usually cooperate with a number of ** companies to provide third-party depository services, and investors can choose the appropriate third-party depository bank according to their bank account type and the company's cooperative bank. Even if the online banking service has been opened, it will not affect the normal use of bank-securities transfer.

5. How much money do I need to deposit to open an account?

In the ** market, when investors open ** accounts, there is no hard and fast rule that they must deposit funds to open an account, that is, they can open an "empty account" without depositing any funds. This is mainly done to facilitate investors to prepare their trading accounts in advance for subsequent trading.

6. How much money can I buy**?

According to the trading rules of China's A** market, when investors buy **, the number must be 100 shares or their integer multiples, which is usually referred to as one lot, in addition, in addition to considering **itself**, it is also necessary to add transaction fees, including but not limited to commissions, stamp duty and other possible miscellaneous fees (different brokerage fees are also different) It is necessary to consult the account manager to reduce your commission. Therefore, when actually trading, the investor's funds should be slightly higher than the ** principal to cover these transaction costs and ensure that the transaction can be completed smoothly.

Consult with a cloud account manager to create a good account for you.

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