Don't misjudge the direction of the property market in 2024
Recently, there has been an endless stream of news on the Internet about house prices**. For example, after the commoditization of luxury homes at the political level, some industry experts said that with the increase in population inflow in first-tier cities, housing prices should continue to **. However, as can be seen from the recently released data for January, the expectations of professionals are not as good as they could be. Data shows that in January this year, the transaction volume of 25 key cities across the country fell by 28 percent year-on-year06%, down 1251%ï¼›
It is worth noting that in this round of ** trend, the first-tier cities have not been spared, according to the data of the China Index Academy, the overall transaction area of the first-tier cities is **1623%, of which Guangzhou fell significantly, as high as 456%。It can be seen that the downward trend in various cities to continue in 2023 is becoming more and more obvious, in this regard, front-line experts believe that do not misjudge that the property market will reverse in 2024.
Of course, despite this, for some groups of people who just need and improve, they still have plans to buy a house this year. So, in the current market situation, how to buy a house and how to choose a house? Experts have given four important pieces of advice that we can refer to:
Try to choose an existing house.
According to statistics, the total overdue debt of real estate enterprises in the country in 2023 is 9579600 million yuan, an increase of nearly 70 billion yuan from 2022.
In terms of arrears, according to the "List of Overdue Acceptors" published by the Shanghai Bills Exchange, as of the end of February 2023, there were 1,218 real estate project companies with commercial papers overdue more than 3 times and overdue balances at the end of the month or overdue bills in the current month, a year-on-year increase of 2454%。
It can be seen that behind the concerns of buyers who just need to buy houses in off-plan, there are many shadows of real estate companies. After all, property companies are under huge debt pressure, and it's hard not to think about cutting corners, delaying delivery, or even unfinished buildings. Today's house is different, one hand to pay, one hand to deliver, ** bad, can be immediately accepted on the spot, can avoid all kinds of worries brought by buying off-plan housing.
Be careful when buying** goods.
The so-called ** house is actually a house that is 10% to 15% cheaper than an ordinary house. Generally speaking, most of the houses that can be included in the scope of ** house have certain defects, either the floor is not good, or the orientation is very poor.
According to years of experience, some people in the industry believe that if it is a really good house, such as a good floor, a good house type, and a good orientation, most of them will not be sold**, so when you need to buy a house, don't be greedy for cheap. Avoid buying a house in poor condition, which will be difficult to sell in the future and the value of the asset will depreciate.
Think twice before buying an old home.
In the era of shantytown reconstruction, many investors rushed into the market to buy old houses in order to get rich overnight, in order to demolish the old houses in one day. But now, the large-scale demolition and construction of shantytowns has stopped, replaced by the old reform, the introduction of the old reform policy, means that the vast majority of old houses no longer have the opportunity to be demolished.
If you buy such a house, you have to face many defects of the old house: aging water and electricity line pipes, aging of the main structure, falling off walls, inconvenience without elevators, obvious decline in life experience, etc., a lot of problems. Although there have always been relevant policies for the repair and renovation of old houses, after all, many old house renovation projects still need the vote of global owners, and due to too many people voting against, the old house renovation projects cannot be realized normally. What's more, not all old houses can be allocated to the old house renovation project right away, so you should think twice about buying this type of house.
Take out a loan to buy a house. Do what you can.
As we all know, after a wave of property market adjustments, the national average house price continues to maintain at the level of tens of thousands of yuan per square meter, which means that even if we only need to empty family funds to pay the down payment, the mortgage pressure in the next few decades is also a problem we have to face.
In the past, the general environment was good, and people did not have to worry about unemployment. But now, economic recovery requires a certain process, and everyone has nothing in their hands"Surplus grain"If they blindly follow the trend and increase debt pressure at this time, it is difficult to say whether they will not be able to face the mortgage or even be included in the credit blacklist in the end.
Therefore, it is recommended that you should consider many aspects when buying a house and do not do things that you are unable to do. Wan Zi Ning said: Every word of the article is typed out by my heart, click one"On the clock"Let me know that you are also working for life"Put the best foot forward"。