On the third day after submitting the loan materials, Beijing Zhongke Comrade Science and Technology Co., Ltd. received 9.6 million yuan in its account. This made the company's general manager Deng Yan say "I didn't expect it", in the past, she applied for a loan, and the money took a month to arrive.
Deng Yan completed the loan financing on a small program called "100 Billion Changrong" this time. This is a financing service platform specially built by Beijing for small and medium-sized enterprises. The Municipal Bureau of Economy and Information Technology recently disclosed that the "100 billion Changrong" has been in operation for three months, and has assisted enterprises to obtain loan financing of more than 1300 million yuan.
Comrade Zhongke Company is a "specialized, special and new" small and medium-sized enterprise that develops semiconductor equipment. At the end of the year and the beginning of the year, several equipment projects have been launched one after another, and it is the time to use money. "We are a small and medium-sized enterprise, can we raise money quickly? Deng Yan was secretly worried. In the past, when SMEs applied for bank loans, finding the right loan product was like looking for a needle in a haystack and took a lot of time. Even if it is found, the enterprise still has to face headaches such as whether to meet the requirements and whether it can successfully apply for the ideal quota.
Coincidentally, at this time, the "100 billion Changrong" financing service applet was put into operation. This applet is like a taxi-hailing software, where companies simply enter financing needs on their mobile phones, and a bank account manager will take the initiative to "take orders".
She tried to "place an order". A few days later, several banks called**, which once made her think it was harassment**: I didn't expect someone to come to the door so soon, and I thought it was an intermediary! Immediately afterward, she received financing packages tailored to each bank's company. After comparison, Bank of Beijing seized the opportunity with a loan product with a limit of up to 9.6 million yuan.
The first batch of "100 billion Changrong" selected 16 banks and 6 private equity institutions as financing service partners, and provided customized financing solutions by the exclusive team for the financing applications submitted by enterprises, and quickly completed the review, with a response rate of 100%. In this process, the Beijing SME Public Service Platform will also help enterprises connect with each other throughout the process, and the use of services and submission of applications are free of charge.
The follow-up process is also very simple, most of the materials are submitted online, the data is "run", and the enterprise needs to run less errands. In only 3 days, the money arrived, and it has been used in this year's semiconductor equipment R&D and production projects of Comrade Zhongke.
On the platform, there are many companies that can get financing quickly and conveniently. According to the data, "100 billion Changrong" has been in operation for 3 months, and has assisted enterprises to obtain loan financing of more than 1300 million yuan, a total of nearly 3,000 enterprises have been reached, and more than 140 innovative small and medium-sized enterprises, Beijing specialized, special and new small and medium-sized enterprises, and national-level specialized, special and new "little giant" enterprises have been served.
Don't look at it as just a small program, but it has established a set of responsive, stable, practical and effective docking, supervision, and management business processes, which not only provides enterprises with targeted diversified financing service products, but also greatly reduces the time cost of enterprises. The relevant person in charge of the Municipal Economic and Information Bureau said.
*:Beijing**client reporter Cao Zheng.
Process edit: u027