"It's a fart year" is the hysterical venting of many well-known entrepreneurs when they are experiencing labor pains in their enterprises!
But this time, "it's still a fart year", which belongs to 200 million shareholders, 600 million basic people, and thousands of middle-class families.
Since the beginning of 2024, China** can be described from these 8 words: inhumane, bloody and bloody! I still remember that after the Spring Festival last year, everyone said that they would do a big job after the epidemic recovery, but they never expected to be killed before this Spring Festival.
Everything is magical! **In every ups and downs, not only the asset numbers are changing, but also the dreams and hopes of countless families are fluctuating.
01.Don't fake the big empty goal, but keep the money little by littleIf you have almost spent your salary income every month this year, you can't save money, and you want to make up your mind to save money in 2024, then you can't set the goal of saving 50,000 yuan, because this is a goal that is difficult to achieve with a fake big empty. It is not easy for ordinary people to save 2-30,000 yuan a year, and the savings goal we set should be done within our means, rather than just shouting slogans.
Combined with your salary and income, and then average the amount you want to save each month, this will not only be easier to achieve, will not hit your self-confidence, but will also be better able to stick to it.
For example, if the monthly salary is 8,000 yuan, start by saving 10%, that is, 800 yuan, and feel that this amount is suitable and does not affect life, and then slowly add up and save 20% of 1,600 yuan. 02.Don't ignore the spending of small money, every money is our hard-earned moneyAs ordinary people, our income may be only one, that is, the salary we receive every month, but the places where we spend money are thousands.
Therefore, we can't ignore the expenditure of small money, especially the latte factor that is easy to be ignored in daily life, such as coffee and milk tea, small items with 9 yuan and 9 free shipping, and items that go to make up orders for discounts.
Although it is usually inconspicuous, it adds up to a lot of money, and every amount of money is our hard-earned money, so we should cherish it. 
03.Don't overspend, you really don't need so many thingsIf we can't open up diversified income channels for the time being, if we want to save money, we have no choice but to spend less, and there is no other way.
In the face of all kinds of consumption, it is the key to distinguish between "want" and "need", and ask yourself if you can use it immediately and not stock up. Don't overspend, you really don't need so many thingsEspecially girls' clothing, cosmetics, skin care products, accessories, etc., in fact, there are only a few pieces that are commonly used. The items that are really needed are just needed before placing an order to buy, and the hoarding at home takes up space and accumulates dust, not to mention that it is very troublesome to clean up. 04.Don't focus too much on other people's lives, it's important that you feel happy yourselfIf you want to get closer to wealth, you should not be ashamed to talk about money, but talk about money generously, no matter for anyone, money is sometimes a binding relationship. But we should not pay too much attention to other people's lives, and we are not easily affected by other people's glamorous lives, and the most important thing is to feel happy.
We don't have to envy or use the same things that others have, we will cherish the items we like. The process of saving money is also a process of learning to be alone, because saving money is also quite lonely, and it depends on one's own subjective initiative.
So we don't have to save money all the time, and it's also important to reward ourselves at the right time so that we can save happily.