In the 2019 article: The importance of buying points! (Why is it not profitable to buy base) said that a good buying point is the beginning of investment, and it is also the primary factor that determines returns.
Take the biased stock ** index as an example, buy at the 2021 high point so farLoss 30 40%.It's painful.
If you buy it in early 2019 so far, you can still do itGain 40 50%.The two are worlds apart.
The reality is that most people's timing contributes to negative returns, that is, the more they rise, the more they can't help but want to buy, which ultimately causes most people's earnings to be bad.
As investors, we all want to accurately escape from the top, but this kind of perfect operation does not exist at all, and no one in the world has this ability, which must be clearly understood.
Advantages of regular investment at the start of the car
If we retreat to the next best thing, only buy at a relatively low level, and do not pursue the ultimate low, we can outperform most people in the long run.
Therefore, in the past two years, the best plan according to the market location has been more and more recognized by the market.
Its logic is: don't vote at the high level, shoot normally at the median, double the low position, and double the extreme low position.
If you buy most of your chips in the low and medium positions, you can solve more than half of the best problems, and you can also overcome many human weaknesses.
For example, in this position now, there are very few people who dare to increase their positions, but the departure plan is now doubled, and it can be automatically deducted, which is better than the execution of everyone's manual initiative.
Of course, this method has no obvious advantages in ***, but as long as the market improves, you will know the benefits of doubling to the low.
Judging from the statistics of Tiantian** and CEIBS Wealth Platform, the income from participating in the co-investment plan is significantly better, and the rate of return of **investment advisors is also significantly better than that of **single product users.
The main reason is that most of the ** investment advisers pay more attention to allocation, and the chasing of the industry is a little less.
Due to the recent launch of the domestic investment advisory business, the allocation strategies and concepts of various investment advisors are very different, and there are still many deficiencies in the whole.
With the passage of time, the future of high-quality investment advisors (those that can improve returns and put the interests and sense of gain of holders first) will be more and more recognized, while investment advisors without obvious advantages will be gradually eliminated.
The co-investment starting line is online
This year, we have increased the co-investment plan, and we also hope that everyone can increase investment at the bottom stage to reduce the impact of market panic, and also improve income and increase the sense of gain in the future.
Regarding the starting multiple, the weekly report data we release every week is also a good reference, taking 2023 as an example, the standard 1x ** was used when the position was relatively high in January, as shown in the figure below:
Last year, as the market continued to decline, double regular investment was adopted in the middle of the year, and 3 times regular investment was adopted at the end of the year.
Applicable population and funding planning
Launching regular investment is most suitable for investors who have a monthly balance, and buy at a low and medium position as much as possible according to the fixed amount according to the position every week.
Secondly, it is suitable for people who have idle funds but can not grasp the buying point, you can divide the existing funds into 50-100 shares, according to their own style and judgment, the radical one is set up for a shorter time, and the stable one is set for a longer time.
However, no matter how good the strategy is, there are also disadvantages, and the biggest disadvantage for the regular investment is that the utilization rate of funds is not easy to determine.
If the funds are set too high in each period, there may be a lack of funds when the funds are doubled at a low level;
If the funds in each period are set too low, some funds may not be able to go short for a long time;
Considering that the core of this plan is to strive for a low and buy more, like the current market at a low level, the general trend is at the end of the bear stage, the plan is as follows:
Monthly balanceFriends can invest up to the maximum (monthly balance 4 weeks 2 shares = amount per share).
Idle fundsIf you want to increase your position, you can set 50-100 shares (corresponding to 4-12 months).
Frequency:Every Tuesday (the bus will be suspended if it continues to rise sharply).
Departure multiple:The current position is mostly 2-3 copies;
In the future, it will be adjusted in combination with the market environment and location, and the investment will be halved when it reaches the middle and above positions, or fixed income assets.
This time, the Haomai platform also gave strong support, and prepared different gifts for new and old users:
1.** peripheral gifts are prepared for old users, and they are given to the first 50 friends who have opened the car following plan, and the rules for receiving them are notified in the group.
2.Prepare a newcomer's gift worth 158 yuan or a basic course of the study club for new friends, choose 1 out of 2;
In addition, if you have co-invested for more than half a year and hold a position of more than 100,000, you can apply for ** to enjoy more benefits and companionship;
The steps to set up and claim are as follows:
1.Old users directly search for Anxin Radical 90 and open the combination details page (new users receive newcomer gifts first).
2.Turn on automatic co-investment and set the amount of each co-investment:
At present, the start-up regular investment is only open to Anxin Radical 90 Portfolio, and the Tiantian platform will be launched in the near future.
If you don't know us or don't trust us enough, you can observe or buy 1,000 yuan first, and then make a decision after half a year compared with your own position.
Weekly updates
The short-term value rises rapidly, the mood improves significantly, and it is in a normal low position;
The long-term value has risen significantly, and it has returned to the ** pit, which can be 3 times the fixed investment;
The price trend and market style of stocks and bonds are as follows:
For more data, please click: Super easy-to-use stock and bond price-performance tool (updated daily, check at any time).
In the past 5 trading days, the market as a whole, the growth style has performed the best, especially the double creation and small and medium-cap growth styles that fell sharply in the early stage, the worst is the micro-cap stocks, and the value class has also been relatively backward recently.
It should be noted that although the current long-term value is in the ** pit position, it does not mean that this is the lowest point.
*Coping strategies for pit locations:
The best strategy to increase the position,Sell the next strategyThe middle strategy lies flat.
Note: The above values are not ** market, mainly based on historical data and occurrence probability, combined with the current data estimation and analysis.
Due to the complexity of the market, there is a risk that the indicator will fail, and it does not constitute specific investment advice, please look at it rationally.
I hope to use the discerning eye as an aid, combined with text reminders, to think more contrarian and reduce chasing up and down
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