300,000 subsidy for giving birth! Will you have a baby this time? To buy a house or not to buy a hou

Mondo Parenting Updated on 2024-02-11

The baby subsidy is starting to roll!

The subsidy for the birth of the second and third children was often complained about by everyone, the subsidy of a few hundred yuan a month, the milk powder money was not enough, and the one-time subsidy of tens of thousands of yuan was gone when you reported for an early education class. The subsidy can hardly stimulate everyone's desire to have a baby, after all, compared with the huge cost of raising a baby, the baby subsidy is a drop in the bucket.

But this time, the subsidy for giving birth to a baby has reached 200,000 or 300,000, are you excited?

It is understood that some cities have opened a subsidy model of hundreds of thousands of dollars for three children.

On the eve of the Lunar New Year, Changshan County, Quzhou City, Zhejiang Province, issued a new real estate policy, which involves the relevant subsidy policies for having three children.

Through the content of the policy, we can see that in the content of optimizing the subsidy for childbirth and housing purchase, it is stated that for families with three children, if the per capita living area in the urban area is less than 30 square meters, the purchase of new commercial housing in the urban area of Changshan County with an area of not less than 120 square meters will be issued a one-time house ticket of 200,000 yuan; Families who meet the above conditions and have applied for farmers' "agglomeration vouchers" will be issued with an additional 100,000 yuan in house tickets. The house ticket is used to deduct the purchase price of the house and is not transferable (for details, please refer to the notice on the trial implementation of several measures to optimize the birth policy in Changshan County (relevant rules of housing and construction terms) (Chang Zhujian 2023 113 document).

In other words, three-child families who meet the conditions in Changshan County, Quzhou City can enjoy a one-time room ticket of 200,000 yuan, and some families can enjoy a quota of up to 300,000 yuan. Of course, it is understandable that the subsidy can only be used for the purchase of a house, cannot be transferred, and cannot be used for other purposes.

By searching for local housing prices, we can see that the newly built commercial residences in Quzhou are generally between 10,000 yuan and 20,000 yuan square meters, while the ** in Changshan County is relatively lower than that in Quzhou City, and the projects in the early 10,000s are not. Therefore, based on the calculation of a 120-square-meter house, the total housing payment of 1.40-1.5 million yuan and the three-child subsidy of 20-300,000 yuan are actually not less.

Looking back at the 2023 policy, we found that Shangyu District, Shaoxing City, also issued a similar policy:

According to the report, in April 2023, Shangyu District, Shaoxing City, launched 13 optimized birth policies, with an estimated annual financial expenditure of more than 100 million yuan, and 13 optimized birth policies include: 500 yuan and 1,000 yuan of pregnancy examination subsidies will be issued to pregnant women with two and three children respectively; Subsidies will be given to the social insurance premiums paid by enterprises during the maternity leave of female employees, 50% of the social insurance expenses will be subsidized for the second child, and 100% of the social insurance expenses will be subsidized for the third child; For three-child families without houses or with an average area of no more than 30 square meters in their own houses (commercial houses), a one-time ticket of 300,000 yuan will be issued when purchasing commercial housing; 50% reduction in the education fee for the third child during the kindergarten period.

How about it, is such a policy tempting, if you are in Shenyang, with such a policy, will you have a baby? To buy a house or not to buy a house?

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