Yesterday, I called the ** of the friend who owed the money again, and the result was still disappointing - no answer. The message on WeChat was also like a stone sinking into the sea, and there was no response. A few years ago, we were going to pay a visit, but we heard that his old mother was seriously ill and hospitalized, so we chose a more gentle ** negotiation. The other party promised to pay back 5,000 after the year, which is better than nothing. But who would have thought that he would be completely lost contact after a few years.
We have known this friend for almost 10 years, and at first he was just our outsourcing partner. Later, he left his original company and flew solo, and we registered the studio together. Originally, everything went well, the business was stable every month, and we also had a good dividend in the first year.
All the turning points happened in 2019, and he met a girl with superior conditions - ** from a tertiary hospital, with a house and a car. In contrast, he is divorced, has no house or car, and lives with his parents, and the conditions of the two are quite different. But love came quickly, and three months after the two met, he moved in with his girlfriend.
For this relationship, he gave it his all. His girlfriend renovated the house, and he paid for it; When his girlfriend changed the car, he gave 100,000. Perhaps moved by his sincerity, the two soon planned to get married in 2020 and began to discuss buying a house, but he did not have enough funds for a down payment. Despite this, the two of them are still optimistic about the top jump of 120 square meters in Xinjin.
His parents finally agreed to sell the 70-square-meter old house in the second ring road of the city for a new one. So, he sold the old house in the fastest time and at a low price of more than 800,000 yuan. After the low-cost ** old house of more than 800,000 yuan, the deposit in his hand plus the remaining part of the down payment is still more than 600,000. We all thought a new chapter in his life was about to begin.
However, everything in 2020 has thrown his life into chaos. In the days of working from home, his savings of 600,000 disappeared like flowing water. According to him, he was deceived in the name of a partnership ** pot shop. Then, he took out a loan of 150,000 yuan to renovate a new house, and the monthly mortgage and loan interest were as high as 10,000 yuan. Although the monthly salary commission is 150,000 or so, but for him, it is beyond his means. Because in addition to the loan, he also has to bear all the living expenses of the two. As a result, he fell into a vicious circle of tearing down the east wall and making up the west wall. At the end of 2020, he privately withheld 50,000 of the 100,000 final payment. Since he has been in charge of following up with this customer, we have never been suspicious.
It wasn't until one day in April 2021 that his sudden disappearance made us realize the seriousness of the problem. **No one answered, the next day the mobile phone was turned off, and it was in a state of loss of contact for three consecutive days. When we were anxiously looking for his whereabouts, the finance lady said, is it possible to "go in"? At first, we didn't want to believe this speculation, but after seven days, we got confirmation from his family that he had really been arrested in plainclothes on suspicion of Bang Xin, and was sentenced to 90 days.
When we handed over his work, we found out that he had embezzled 50,000 yuan. At this point, I had to admit it, and I paid for it myself.
After he came out, he asked us to meet, and he lost 30 pounds in 90 days. At the dinner table, he apologized to us with tears in his eyes, and we were also embarrassed to see him like this. It was also at this time that we learned that his various loans and foreign debts combined had more than 300,000 yuan that had not been paid off. I'm really surprised, he doesn't smoke, drink, or make money, how can he spend 1 million in two years? He can't say why he came up with it, anyway, now that the money is gone, his girlfriend is blowing.
Eventually, he decided to sell the house to pay off his debts, but the house was left unattended for months. In desperation, he could only turn to his ex-girlfriend for help, and after negotiation, his ex-girlfriend gave him 300,000 yuan to take over the house (he was not qualified to buy a house at the beginning, and his ex-girlfriend's name was written on the real estate certificate).
After taking the money to pay off the loan, he was left with nothing. Seeing the embarrassment of him living in a cramped rented house with his parents and unable to find a job, we relented again and decided to give him a chance to make an IOU so that the rest of his money could be paid off within a year.
At first, he did work hard to find two jobs to earn money to pay off his debts, but it didn't last long before he started to take shortcuts again. We tried to persuade him to no avail, and in the end we had to give up and only ask him to pay back the money on time. However, the reality is always disappointing - he never took the initiative to mention the matter of repaying the money, and even played "lost contact", and now we can't contact him, hey, I really didn't expect that he was soft-hearted for a while, and he didn't get back his original friend but in exchange for an "old lai", is there really a good reward for kindness? Will I be able to recover this money?