Have you ever wondered how much it really costs to raise a child? Have you ever calculated whether your income can support your children's growth? Have you ever worried about whether your child will lose competitiveness because of your financial situation?
These are questions that probably every expectant parent or already a parent will think about. After all, raising a child is not only a responsibility, but also an investment. And this investment may be even higher than you think.
Recently, a mother in Jiangsu posted on the Internet that she spent all the 11 months from pregnancy to giving birth to a baby, as high as more than 110,000 yuan. This number stunned many netizens. The mother said that this is not counting her high standard of living, but just spending according to general standards.
Her expenses include prenatal checkups, health care products, hospitalization, confinement nannies, milk powder, complementary food, toys, etc., covering almost all the expenses of the child from birth to one year old. She sighed: "Don't have children if you don't have money, I can understand this sentence." ”
This ** has aroused heated discussions among many netizens, some people expressed support, some expressed opposition, some expressed helplessness, and some expressed envy. Opinions differ, but they all revolve around one central question: How much does it cost to raise a child?
To answer this question, let's take a look at the data from the China Fertility Cost Report 2022. This report, jointly released by the Chinese Population and Development Research Center and the Institute of Population and Labor Economics of the Chinese Academy of Social Sciences, is currently the most authoritative study on the cost of childbirth in China.
According to the report, on average, each child spent $10,000 during pregnancy, $15,000 for birth and confinement, $64,677 for 0 2 years old, 100,677 yuan for 3 5 years old, 216,648 yuan for 6 14 years old, and 78,216 yuan for 15 17 years old. In other words, each child grows to the age of 17 and spends an average of 485,218 yuan.
This number may have exceeded many people's expectations. But that's not all, it's just an estimate based on the current price level and the quality of education. This number will continue to rise if we take into account factors such as future inflation, education reform, and social competition.
Moreover, this number is only an average, and the cost will vary greatly in different regions, different families, and different children. For example, if you live in a first-tier city and want to buy a school district house for your child, then you may have to spend hundreds of thousands or even millions more. If you want to send your child to a private school or an international school, then you may have to spend tens or even hundreds of thousands of dollars a year. If you want to enroll your child in various interest classes, training classes, and cram schools, then you may have to spend thousands or even tens of thousands of dollars per month.
Of course, these are all dispensable, and you can choose according to your financial ability and your child's interests. However, you can't deny that these are important factors that affect your child's future development. In an increasingly competitive society, you don't want your child to lose at the starting line, and you don't want your child to miss out on any opportunity to grow.
Therefore, raising a child is really not an easy task. It requires not only your money, but also your time, energy, and effort. You have to worry about your child's eating, drinking, and Lazar, worry about your child's learning and growth, and pray for your child's health and happiness. You have to play with your child, read with your child, talk with your child, cry with your child, and laugh with your child. You have to be a role model for your children, a friend for your children, a mentor for your children, and an umbrella for your children.
These cannot be measured by money. These are your responsibilities and obligations as a parent. These are the love and affection between you and your child.
So, is it worth raising children?
This is a question that only you can answer. Everyone's values are different, everyone's lifestyle is different, everyone's happiness is different. Some people feel that raising children is a burden, a sacrifice, and a pain. Some people feel that raising children is a kind of enjoyment, a kind of dedication, and a kind of happiness.
No matter which type you belong to, you must clearly know that raising children is your own choice, your own decision, and your own life. You are responsible for your choices, for your decisions, and for your life. You can't change because of other people's opinions, and you can't give up because of outside pressure.