Love Without Borders and Social Security are two different types of medical insurance.
Love knows no boundsIt is a supplementary medical insurance provided by Zhuhai ** for residents with household registration in Zhuhai, and is managed by Zhuhai Medical Security Bureau.
Social securityIt is the basic medical insurance provided by the state for the people, which is managed by the Ministry of Human Resources and Social Security.
The main differences between the two are as follows:
1.Who is insured
The insured objects of Great Love Boundless are residents of Zhuhai City.
The participants of social security are urban workers, urban residents, and rural residents.
2.Coverage
Love Boundless mainly provides medical insurance for major diseases, including inpatient medical care, outpatient special medical treatment, special outpatient medical treatment, etc.
Social insurance mainly provides protection for basic medical needs, including inpatient medical care, outpatient medical care, maternity medical care, etc.
3.Reimbursement ratio
The reimbursement rate of Great Love Boundless is relatively high, generally above 80%.
The reimbursement rate of social security is relatively low, generally around 50%.
4.Payment Method
The payment method of Great Love Boundless is individual payment, which is 100 yuan per year.
The payment method of social security is individual payment and unit payment, and the payment ratio is implemented according to local regulations.
5.Miscellaneous
Love Without Borders is a local insurance in Zhuhai and can only be used in Zhuhai.
Social Security is a nationwide insurance that can be used nationwide.
Summary
Boundless Love and Social Security are two different types of medical insurance, each with its own advantages. The coverage of Great Love Boundless is wider and the reimbursement ratio is higher, but the insurance is limited to residents with household registration in Zhuhai. Social insurance has a wider range of participants and more flexible payment methods, but the coverage is relatively narrow and the reimbursement ratio is relatively low.
The specific choice of medical insurance can be judged according to individual needs and actual conditions.
Author:Niu Zhiqiang, more than 10 years of lawyer practice experience, member of Beijing Jiusan Society, excellent lawyer of law and family insurance, lover of history, psychology and Chinese culture, for "great love and social security", if you have any other questions, please leave a message in the comment area!