Since 2022, one of the hottest topics has been the persistence of prices, and the money in hand seems to be becoming less and less valuable, but the wages have not correspondingly **. Another topic that has attracted much attention is the trend of domestic housing prices, and more and more urban housing prices have seen significant adjustments. The national average house price went from a maximum of 110,000 square meters has dropped to the current 9,560 square meters.
Now, whether it is cash in hand or real estate, they are facing the problem of asset depreciation. Some experts have reminded everyone that in the next two years, we must be prepared to deal with asset depreciation, and there are five things to try not to do. Next, let's take a look at these things.
1. Stay away from investment properties
At present, all kinds of good news in the property market appear frequently, so that many people have the idea of buying a house. If you're really in need, buying a home can be a good option. But if you're planning to flip a property for the first purpose, it's best to think twice. In addition to the possibility of housing prices in the next two years, we also need to recognize that the real economy is sluggish, and people's incomes are not stable. Once you buy a home at this time, if you experience problems such as reduced income or job loss, the mortgage pressure will become very heavy. Therefore, in the next two years, I would advise everyone to stay away from investment property for the time being.
2. Avoid overspending
At present, the country is facing structural inflation, and the commodities that are closely related to people's daily life are rising. Prices of vegetables, fruits, edible oil, household paper, etc. remain high. Many people may think that with such low interest rates on bank deposits, it may be more cost-effective to spend their money. But in fact, in the case of high inflation, residents' consumption spending will also increase significantly. Therefore, if you can control excessive spending, save that money, and wait for inflation to come down before spending, you may be able to buy more goods for less.
Third, start a business cautiously
At present, many young people are considering using their family savings to start a business because it is difficult to find a job. They believe that if they succeed, they can become the boss. But in reality, the chances of entrepreneurial success are not high these days. There are two main reasons why most people fail:
First of all, many traditional industries are facing overcapacity and fierce competition, and it is difficult for newcomers to succeed. Second, after the pandemic, most people's incomes have decreased, and consumer demand has shrunk. Therefore, rash entrepreneurship now can lead to poverty, not success.
Fourth, don't invest indiscriminately
If there are still people instigating you to go for **tickets or buy**, then you must be vigilant and try to stay away from these suggestions. In the current environment, many professionals have suffered heavy losses, and the risks are even greater for ordinary small people.
* Essentially, it is a way for enterprises to raise funds for development, but in the current situation, many enterprises are facing development difficulties, and the future is unpredictable. As a result, investing** is likely to result in a loss of principal. And ** is to entrust professionals to operate, but in the current ** situation, do you still feel free to hand over your money to others to operate?
In contrast, an investment property has at least one more house to live in. And once you lose money on investment**, all that is left may be an empty account. Therefore, I recommend that you manage your savings rationally and do not be driven by impulses to invest blindly.
Finally
In today's volatile world, uncertainties are everywhere, whether it is the complexity of the international political situation, the continuous spread of the global epidemic, or the adjustment of the Federal Reserve's monetary policy, all of which have brought unprecedented challenges to our lives.
But because of this, we also have more opportunities to re-examine our lifestyle and life values. In this era, rational thinking and steady progress are the wisest choices. I hope that everyone can find their own direction and gain inner peace and true happiness in this era of change. Social