After paying for 15 years of rural pension insurance, how much can I receive after the age of 60? Today we're going to do the math.
First of all, we need to understand the payment and receipt of rural pension insurance.
Rural pension insurance is usually between the ages of 16 and 59 to pay a certain amount of money every year, and after the age of 60, you can receive a monthly pension.
The specific payment and receipt amount varies according to different regions and policies, but it is generally calculated based on the total amount of pension insurance premiums paid by individuals, plus certain subsidies and interest.
Generally speaking, if the pension insurance premium of 200 yuan is paid every year, and it has been paid for 15 years, the monthly pension that can be received after the age of 60 is about 160 yuan.
Of course, this is only a rough estimate, which may vary from place to place, and the specific amount needs to be calculated according to local policies and actual conditions.
1. Pay 200 yuan per year, and the financial subsidy is 40 yuan per year, and you can receive 160 yuan per month89 yuan, 1930 per year68 yuan.
2. Pay 300 yuan per year, and the financial subsidy is 50 yuan per year, and you can receive 172 yuan per month76 yuan, 2073 per year$12.
3. Pay 400 yuan per year, and the financial subsidy is 60 yuan per year, and you can receive 184 yuan per month64 yuan, 2215 per year68 yuan.
4. Pay 500 yuan per year, and the financial subsidy is 70 yuan per year, and you can receive 196 yuan per month51 yuan, 2358 per year$12.
5. Pay 600 yuan per year, and the financial subsidy is 80 yuan per year, and you can receive 208 yuan per month38 yuan, 2500 per year56 yuan.
6. Pay 700 yuan per year, and the financial subsidy is 90 yuan per year, and you can receive 220 yuan per month25 yuan, 2643 yuan per year.
7. Pay 800 yuan per year, and the financial subsidy is 100 yuan per year, and you can receive 232 yuan per month12 yuan, 2785 per year44 yuan.
8. Pay 900 yuan per year, and the financial subsidy is 110 yuan per year, and you can receive 243 yuan per month99 yuan, 2927 per year88 yuan.
9. Pay 1,000 yuan per year, and the financial subsidy is 120 yuan per year, and you can receive 255 yuan per month86 yuan, 3070 per year32 yuan.
10. Pay 1,500 yuan per year, and the financial subsidy is 130 yuan per year, and you can receive 310 yuan per month89 yuan, 3730 per year68 yuan.
11. Pay 2,000 yuan per year, and the financial subsidy is 140 yuan per year, and you can receive 365 yuan per month93 yuan, 4391 per year$16.
12. Pay 3,000 yuan per year, and the financial subsidy is 160 yuan per year, and you can receive 476 yuan per month and 5,712 yuan per year.
Pay 4,000 yuan per year, the financial subsidy is 175 yuan per yearYou can get 585 per month53 yuan7026 per year36 yuan.
The New Rural Insurance is a basic old-age security system, which is of great significance to rural residents. However, while paying for the new rural insurance, you should also consider your actual situation and needs, and choose the payment grade and pension method that suits you. It is also important to maintain a healthy lifestyle, because health is the greatest wealth.
Further reading:
One. What is the New Rural Insurance?
The new rural social endowment insurance (referred to as the new rural insurance) is a social endowment insurance system organized by the first organization for the purpose of ensuring the basic life of rural residents in old age, and is an important part of the national social insurance system.
The new farmer has three financing channels for individual payment and collective subsidy and subsidy, and the basic pension of farmers per month (55 yuan) is directly paid by the first financial department, and each insured farmer can receive it directly on a monthly basis after reaching the age of 60, and tens of millions of farmers have their own pension for the first time.
1. The implementation time of the system
The new rural social endowment insurance was implemented from October 1, 2010; The social pension insurance for urban residents was implemented from July 1, 2011.
2. Conditions for participation
1) Rural residents who have a rural household registration in the county, are at least 16 years old (excluding school students) and have not participated in the basic old-age insurance for urban employees, can participate in the New Rural Insurance;
2) Urban non-employed residents who have a household registration in the county, are at least 16 years old (excluding school students) and do not meet the conditions for participating in the basic old-age insurance for employees, can participate in the social endowment insurance for urban residents.
3. Payment grade
1) The payment standard for the insured persons of the new rural insurance is set at 8 grades of 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan and 800 yuan per year.
1) The participation and payment standards for urban residents to participate in social endowment insurance are set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1200 yuan, and 1600 yuan per year. The two types of insured persons are self-selected grades to pay, and the more they pay, the more they get, and within a natural year, after the payment grade is determined, they will pay in a lump sum.
4. Treatment
The pension treatment of urban residents is not linked to the children's insurance contributions, while the pension expenses of the new rural insurance are linked to the children's insurance contributions.
5. The composition of the pension
Since the adjustment of the pension policy, the pension of urban residents is composed of two subsidies, and there is one less "collective subsidy" than the new rural insurance.
At present, China's social endowment insurance is mainly divided into four types: endowment insurance for public institutions, endowment insurance for urban employees, endowment insurance for urban residents and new types of rural social endowment insurance.
However, at the executive meeting held on February 7, 2014, it was decided to merge the new rural social endowment insurance and the social endowment insurance for urban residents to establish a unified national basic endowment insurance system for urban and rural residents, referred to as the "basic endowment insurance system"."City Residence Protection"。
Guo Fa 2014 No. 8"Opinions on the establishment of a unified basic old-age insurance system for urban and rural residents"