Work-related injury insurance is a social insurance system designed to provide medical treatment and financial compensation to workers who suffer from accidental injuries or occupational diseases due to their work.
Here's what workers' compensation insurance means:
1.Workers: Work-related injury insurance is applicable to all workers who suffer from accidental injuries or occupational diseases due to work, including employees or employees of enterprises, public institutions, social organizations, private non-enterprise units, ** associations, law firms, accounting firms and other organizations.
2.Determination of work-related injury: Workers who are injured or suffer from occupational diseases due to work-related injuries and meet the standards for work-related injury recognition stipulated by the state can enjoy work-related injury insurance benefits.
The specific standards for determining work-related injuries shall be formulated and published by the state.
3.Medical treatment and economic compensation: Work-related injury insurance can provide workers with necessary medical treatment, nursing expenses and other financial compensation, including hospital meal subsidies, nursing expenses, transportation expenses, accommodation expenses, etc. In addition, work-related injury insurance can also provide workers with financial compensation such as disability allowance and one-time disability employment subsidy.
4.Work-related injury insurance**: Work-related injury insurance is a special project composed of work-related injury insurance premiums, financial subsidies and other funds paid by the employer to pay for work-related injury insurance benefits.
5.Work-related injury prevention: Work-related injury insurance not only focuses on the treatment and economic compensation of workers who have suffered work-related injuries, but also focuses on work-related injury prevention to reduce the occurrence of work-related accidents by strengthening safety production management and improving workers' safety awareness.
In short, work-related injury insurance is a social insurance system designed to protect the rights and interests of workers, and provides necessary medical treatment and economic compensation for workers who suffer from accidental injuries or occupational diseases due to work.