Interpretation: A owes 10,000 yuan to B, and A pledges a piece of his Rolex gold watch to B. Now A can't pay the money, so he negotiates with B to sell the watch for 15,000, and finally after A pays B 10,000, the remaining 5,000 belongs to A. If the watch is sold for 8,000, it is not enough to repay B's 10,000, and the remaining 2,000 A after returning 8,000 still have to find a way to pay it back.
Interpretation: There are similarities between the maximum pledge and the maximum mortgage, so this article can refer to the relevant provisions of the maximum mortgage. Like the maximum mortgage, the maximum pledge is also a floating creditor's right. For example, if A owes 10,000 yuan to B, and A pledges one of his cars worth 100,000 yuan to B, then the maximum guarantee is 100,000 yuan. If A's money is not enough to turn over and he borrows 50,000 yuan from B, then A and B can also pledge the car to guarantee the 50,000 loan. Therefore, B's 60,000 yuan claim is guaranteed by A's 100,000 yuan car. This is the maximum amount of stake.
Interpretation: The "right" of the pledge of rights in this article refers to property rights, and they are property rights that can be transferred. For example, in the case of a bill of exchange, the drawer signs out the bill of exchange to the bearer, promising to pay it at sight after it expires. The bill of exchange is a certificate of creditor's rights, and the bearer can endorse and transfer it to a third party, which is a transfer of creditor's rights. Of course, it can also be endorsed and pledged to a third party, which belongs to the pledge of rights. After the right is pledged, if the original holder does not pay off the debt to the third party when due, then the third party can require the drawer to pay the bill. Another example is the bill of lading, which is a certificate of ownership and can also be pledged. If the bill of lading is pledged and the debtor (pledgee) fails to repay the loan within the time limit, the creditor (pledgee) can request that the goods on the bill of lading be auctioned and sold and repaid in priority.
Interpretation: A certificate that can represent a property right is equivalent to movable property, and the pledge right is established when the certificate is delivered. What if I don't have credentials?For example, listed corporate bonds are electronic and do not have paper certificates. If you want to pledge the bonds of such listed companies, you need to go to the ** registration and clearing institution for pledge registration.